{"id":1736,"date":"2025-04-02T09:20:48","date_gmt":"2025-04-02T03:50:48","guid":{"rendered":"https:\/\/jupiter.money\/blog\/?p=1736"},"modified":"2025-04-02T09:20:48","modified_gmt":"2025-04-02T03:50:48","slug":"best-bank-for-salary-account","status":"publish","type":"post","link":"https:\/\/jupiter.money\/blog\/best-bank-for-salary-account\/","title":{"rendered":"Best Bank For Salary Account In India"},"content":{"rendered":"
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What is a Salary Account?<\/h2>\n

A salary account is a type of bank account where your salary is directly deposited by your employer. Typically, companies set up these accounts in bulk with a bank, allowing employees to receive their salaries on a specific date. The employer decides when to transfer the funds to the bank, which then distributes the salary to each employee’s account.<\/p>\n

In some cases, banks may let you open a salary account on your own. If you want to do this, you\u2019ll usually need to show proof of employment or get your employer’s approval. This account helps you manage your money and makes it easier to access your salary right when you need it.<\/p>\n

Which Is the Best Bank for Salary Account In India?<\/h2>\n

Almost all banks have a salary account facility, but you can\u2019t cruise over their websites to compare and find the best bank to open a salary account. So, to ease the grind, we have done it for you! The best bank for salary account in India is:<\/p>\n

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Bank Name<\/span><\/td>\nAccount Type<\/span><\/td>\nAverage Monthly Balance<\/span><\/td>\nCost & Balance<\/span><\/td>\nTransaction Limits<\/span><\/td>\nDigital Access<\/span><\/td>\nPerks & Offers<\/span><\/td>\nEligibility & Onboarding<\/span><\/td>\n<\/tr>\n
Jupiter App (Powered by Federal Bank)<\/a><\/span><\/td>\nSalary Account<\/span><\/td>\nZero Balance<\/span><\/td>\nZero balance, minimal charges<\/span><\/td>\n\u20b910 Lakh for Online and In-Store Transactions. \u20b950,000 for daily ATM Withdrawal<\/span><\/td>\nGood UPI & app integration<\/span><\/td>\nSmart insights, cashback offers<\/span><\/td>\nFully digital onboarding<\/span><\/td>\n<\/tr>\n
RBL Bank<\/a><\/span><\/td>\nExecutive Plus Salary Account<\/span><\/td>\nZero Balance<\/span><\/td>\nZero balance, higher ATM\/POS limits<\/span><\/td>\n\u20b91,00,000 ATM withdrawal<\/span><\/td>\nDecent digital experience<\/span><\/td>\nAirport lounge access, debit card perks<\/span><\/td>\nRequires employer tie-up or KYC<\/span><\/td>\n<\/tr>\n
IDFC First Bank<\/a><\/span><\/td>\nSavings Plus Salary Account<\/span><\/td>\nZero Balance<\/span><\/td>\nZero balance, no hidden charges<\/span><\/td>\n\u20b92,00,000 ATM withdrawal<\/span><\/td>\nTop-rated app, high UPI limit<\/span><\/td>\nHigh interest rate, unlimited free withdrawals<\/span><\/td>\nEasy online onboarding<\/span><\/td>\n<\/tr>\n
Axis Bank<\/a><\/span><\/td>\nEasy Access Salary Account<\/span><\/td>\nZero Balance<\/span><\/td>\nZero balance, standard charges<\/span><\/td>\n\u20b940,000 ATM withdrawal<\/span><\/td>\nRobust mobile app<\/span><\/td>\nDining offers, movie tickets<\/span><\/td>\nQuick with basic documentation<\/span><\/td>\n<\/tr>\n
ICICI Bank<\/a><\/span><\/td>\nPremium Salary Accounts<\/span><\/td>\nZero Balance<\/span><\/td>\nZero balance, tiered benefits<\/span><\/td>\n\u20b925,000 ATM withdrawal<\/span><\/td>\niMobile app, NetBanking<\/span><\/td>\nCashback, debit card perks<\/span><\/td>\nEmployer tie-up or direct KYC<\/span><\/td>\n<\/tr>\n
HDFC Bank<\/a><\/span><\/td>\nCorporate Salary Account<\/span><\/td>\nZero Balance<\/span><\/td>\nZero balance, premium options<\/span><\/td>\n\u20b925,000 ATM withdrawal<\/span><\/td>\nOne of the best banking apps<\/span><\/td>\nInsurance cover, credit cards<\/span><\/td>\nSmooth via employer or branch<\/span><\/td>\n<\/tr>\n
SBI<\/a><\/span><\/td>\nCorporate Salary Account<\/span><\/td>\nZero Balance<\/span><\/td>\nZero balance, wide accessibility<\/span><\/td>\n\u20b920,000-\u20b91,00,000 ATM limit<\/span><\/td>\nBasic NetBanking & YONO app<\/span><\/td>\nGood for govt employees<\/span><\/td>\nBranch based onboarding<\/span><\/td>\n<\/tr>\n
Bank of Baroda<\/a><\/span><\/td>\nBOB Salary Classic Account<\/span><\/td>\nZero Balance<\/span><\/td>\nZero balance, capped transaction limits<\/span><\/td>\n\u20b915,000 per transaction<\/span><\/td>\nModerate app interface<\/span><\/td>\nLimited perks<\/span><\/td>\nOffline or branch onboarding<\/span><\/td>\n<\/tr>\n
PNB<\/a><\/span><\/td>\nPNB Salary Account<\/span><\/td>\nZero Balance<\/span><\/td>\nZero balance, basic services<\/span><\/td>\n\u20b925,000 ATM withdrawal<\/span><\/td>\nSimple mobile banking<\/span><\/td>\nFew debit card offers<\/span><\/td>\nRequires branch visit<\/span><\/td>\n<\/tr>\n
Citibank<\/a><\/span><\/td>\nSuvidha Salary Account<\/span><\/td>\nZero Balance<\/span><\/td>\nZero balance, higher limits<\/span><\/td>\n\u20b91,00,000 ATM withdrawal<\/span><\/td>\nCitibank app, global banking<\/span><\/td>\nPremium services, lifestyle perks<\/span><\/td>\nEmployer onboarding preferred<\/span><\/td>\n<\/tr>\n
Kotak Mahindra Bank<\/a><\/span><\/td>\nPlatina Salary Account<\/span><\/td>\nZero Balance<\/span><\/td>\nZero balance, good returns<\/span><\/td>\n\u20b91,00,000 ATM withdrawal<\/span><\/td>\n811 app is seamless<\/span><\/td>\nFree credit card, travel offers<\/span><\/td>\nFast digital onboarding<\/span><\/td>\n<\/tr>\n
UCO Bank<\/a><\/span><\/td>\nSuvidha Salary Account<\/span><\/td>\nZero Balance<\/span><\/td>\nZero balance, standard utility<\/span><\/td>\n\u20b950,000 ATM withdrawal<\/span><\/td>\nBasic digital interface<\/span><\/td>\nNo-frills features<\/span><\/td>\nRequires physical documents<\/span><\/td>\n<\/tr>\n
IndusInd Bank<\/a><\/span><\/td>\nCorporate Salary Account<\/span><\/td>\nZero Balance<\/span><\/td>\nZero balance, lifestyle-focused<\/span><\/td>\n\u20b950,000 ATM withdrawal<\/span><\/td>\nResponsive mobile banking<\/span><\/td>\nMovie tickets, debit rewards<\/span><\/td>\nQuick with employer tie-up<\/span><\/td>\n<\/tr>\n
Yes Bank<\/a><\/span><\/td>\nPlatinum Salary Account<\/span><\/td>\nZero Balance<\/span><\/td>\nZero balance, modern features<\/span><\/td>\n\u20b975,000 to \u20b91 lakh per day<\/span><\/td>\nModern UI, high UPI limit<\/span><\/td>\nHigh reward debit card<\/span><\/td>\nDigital + assisted onboarding<\/span><\/td>\n<\/tr>\n
Union Bank of India<\/a><\/span><\/td>\nClassic Salary Account<\/span><\/td>\nZero Balance<\/span><\/td>\nZero balance, basic coverage<\/span><\/td>\n\u20b925,000 ATM withdrawal<\/span><\/td>\nAverage app<\/span><\/td>\nLimited perks<\/span><\/td>\nBranch-only process<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

Salary Account on Jupiter App – Powered by Federal Bank<\/h3>\n
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  1. Jupiter holds the whip hand here. Salary Account on the Jupiter App, has countless stunning features to help you keep up with the contemporary world. For Jupiter, the Savings Account and VISA Debit Card are provided by Federal Bank, which is an RBI-licensed bank.\n

    Features and Benefits:<\/strong><\/p>\n