{"id":3080,"date":"2023-07-05T17:25:02","date_gmt":"2023-07-05T11:55:02","guid":{"rendered":"https:\/\/jupiter.money\/blog\/?p=3080"},"modified":"2025-06-24T06:49:51","modified_gmt":"2025-06-24T06:49:51","slug":"bank-account-frozen","status":"publish","type":"post","link":"https:\/\/jupiter.money\/blog\/bank-account-frozen\/","title":{"rendered":"Understanding Bank Account Freeze & Solutions – Jupiter Money"},"content":{"rendered":"

At Jupiter, we understand that our customers are concerned about frozen bank accounts. We want to clarify why bank accounts may be frozen and what steps you can take to resolve the issue.<\/span>
\n<\/span>
\n<\/span>Before we begin, we\u2019d like to clarify that <\/span>Jupiter itself is not a bank and doesn\u2019t hold a banking license. All bank accounts on Jupiter are powered by Federal Bank, an RBI licensed bank. The following information is as per the regulations suggested by Federal Bank and the RBI.\u00a0<\/span><\/p>\n

An account gets frozen when our partner bank finds any suspicious activity happening in the account. This freeze is for your and everyone\u2019s safety and security. All banks, by law, are required to monitor their customers’ transactions and report any suspicious activity <\/span>like Unexplained transactions,\u00a0 Incorrect\/invalid documents or details provided at the time of onboarding, and issues relating to money laundering etc.<\/span>. If a bank suspects such activity on an account, it may freeze the account and report it to the authorities.<\/span><\/p>\n

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Why does a bank freeze your account?<\/b><\/h2>\n

If there is unusual activity on an account, such as a large influx of funds, unusual transactions or suspicious activities during account onboarding, the bank may decide to freeze the account until they can investigate and confirm the legitimacy of the activity. For which, the bank expects cooperation from its customers. A bank account may also be frozen if there is a court order, legal judgment, or other legal action that requires the account to be frozen or restricted.<\/span><\/p>\n

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Let\u2019s dive deeper<\/b><\/h2>\n

Bank accounts can be frozen due to a law enforcement agency complaint (NPCI, NCCRP, Cybercrime, etc.). In this case, the account cannot be unfrozen by the bank or Jupiter until the customer has resolved the complaint with the concerned authority.<\/span><\/p>\n

A\u00a0 bank account can also be frozen as a preventive measure to ensure that the customer and platform are safe. Such accounts can be unfrozen on receipt of the necessary documents supporting the transaction\/s in question.
\n<\/span><\/p>\n

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How do you know if your account is frozen?<\/b><\/h2>\n

When you try to perform any transaction, you may receive a message stating \u201cYour account is frozen.\u201d Additionally, an email communication will be sent to you informing you of the reason for the freeze and the next steps. On Jupiter, this is how the message is shown:<\/span><\/p>\n

 <\/p>\n

\"App<\/p>\n

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How to unfreeze account on Jupiter?<\/b><\/h2>\n
    \n
  1. Contact the Jupiter Cybercare team: The first step is to review your registered email address for an email from cybercare@jupiter.money<\/strong>. Details of the freeze are shared with you over the email. If you have not received the email please contact the Cybercare team on email (cybercare@jupiter.money) and understand the reason for the freeze. Depending upon the reason, our team will also discuss the next steps you need to take to resolve the issue. <\/span><\/li>\n
  2. Provide necessary documentation: Depending on the reason for the freeze, you may need to provide documentation or other information to Jupiter Cybercare team so as to verify your identity, confirm transactions, or resolve any issues that caused the freeze.<\/span><\/li>\n
  3. Resolve legal issues, if any: If the freeze was due to an outstanding complaint from a legal body, it needs to be resolved. Please work with the Cybercare team to get the complaint details. Once the issue is resolved, wait for the freeze to be lifted.<\/span><\/span><\/li>\n
  4. Be patient: Depending on the reason for the freeze, it may take some time for the freeze to be lifted. Be patient and continue to work with the Cybercare team to resolve the issue. Typically, if you provide a satisfactory response and documents, the account should be unfrozen within 24-48 working hours.<\/li>\n<\/ol>\n

    Note – If you have a Minimum KYC account, you are required to complete video KYC as well.<\/span><\/p>\n

    [divider height=”30″ style=”default” line=”default” color=”” themecolor=”0″]<\/p>\n

    For unresolved cases<\/b><\/h2>\n

    In case of non-remedial reasons, Jupiter CyberCare shall decide to not unfreeze the account. In such a scenario, Jupiter CyberCare team shall suggest the route for account closure, and any outstanding balance in the account will be sent to the user’s alternate account after the closure is completed. However, there are certain cases of fraud, where a closure is not permitted until the concern is resolved.<\/span><\/p>\n

    Similarly, in case of outstanding regulatory complaints on the account, a closure is not permitted and a validation of the No Objection Certificate\/unfreeze letter from the investigating authority is required to proceed.<\/span><\/p>\n

    At Jupiter, we always work towards resolving all frozen bank account issues at the earliest. We understand the inconvenience caused to our customers and will ensure that we support you with what is required to resolve it.<\/span>
    \n<\/span>
    \n<\/span>Note –\u00a0<\/b>Bank accounts on Jupiter are\u00a0 provided by Federal Bank, an RBI-licensed bank. All funds are insured under RBI\u2019s deposit insurance scheme. Jupiter itself is not a bank and doesn\u2019t hold a banking license. Your money is always safe with Federal Bank.\u00a0<\/span> <\/p>\n","protected":false},"excerpt":{"rendered":"

    At Jupiter, we understand that our customers are concerned about frozen bank accounts. We want to clarify why bank accounts may be frozen and what steps you can take to resolve the issue. Before we begin, we\u2019d like to clarify that Jupiter itself is not a bank and doesn\u2019t hold a banking license. All bank […] <\/p>\n","protected":false},"author":4,"featured_media":3093,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[10],"tags":[],"class_list":["post-3080","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-money"],"acf":[],"yoast_head":"\nUnderstanding Bank Account Freeze & Solutions - Jupiter Money<\/title>\n<meta name=\"description\" content=\"Is your Account frozen? 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