{"id":3642,"date":"2023-03-12T10:00:36","date_gmt":"2023-03-12T04:30:36","guid":{"rendered":"https:\/\/jupiter.money\/blog\/?p=3642"},"modified":"2025-06-20T08:05:30","modified_gmt":"2025-06-20T08:05:30","slug":"best-premium-credit-cards-in-india","status":"publish","type":"post","link":"https:\/\/jupiter.money\/blog\/best-premium-credit-cards-in-india\/","title":{"rendered":"Best Premium, Super-Premium, and Luxury Credit Cards in India"},"content":{"rendered":"<p> Designed for high-net-worth individuals, premium credit cards offer luxurious benefits that enhance travel, dining, shopping, and entertainment experiences. Unlike regular credit cards that focus on cashback, premium cards provide exclusive perks like high spending limits, unlimited airport lounge access, and complimentary spa sessions.<\/p>\n<p>Super premium credit cards and luxury credit cards also come with a similar set of advantages. Although these card issuers charge high joining and annual fees, the value they offer makes them worthwhile. In this article, we\u2019ll explore some of the best premium credit cards in India, along with super premium and luxury cards, to help you choose the right one.<\/p>\n<h2>Best Premium Credit Cards in India<\/h2>\n<p>Check out this table to discover the top premium credit cards in India that might just be the perfect fit for you.<\/p>\n<div class=\"responsive_table\" style=\"margin: 10px 0 0 0;\">\n<table>\n<tbody>\n<tr class=\"sticky_new\">\n<td class=\"sticky_new\"><strong>Credit Card<\/strong><\/td>\n<td><strong>Joining Fees<\/strong><\/td>\n<td><strong>Lifetime Free<\/strong><\/td>\n<td><strong>Annual Fee<\/strong><\/td>\n<td><strong>Annual Fee Wavier<\/strong><\/td>\n<td><strong>Best for<\/strong><\/td>\n<\/tr>\n<tr>\n<td class=\"sticky_new\"><a href=\"#Hdcf-diners\"><strong>HDFC Diners Club Black Credit Card<\/strong><\/a><\/td>\n<td><span style=\"font-weight: 400;\">\u20b910,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b910,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Travel, Movies, Dining, Golf<\/span><\/td>\n<\/tr>\n<tr>\n<td class=\"sticky_new\"><a href=\"#aurum-credit-card\"><strong>AURUM Credit Card<\/strong><\/a><\/td>\n<td><span style=\"font-weight: 400;\">\u20b99,999 + GST<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b99,999 + GST<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Travel, Lounge Access, Movies<\/span><\/td>\n<\/tr>\n<tr>\n<td class=\"sticky_new\"><a href=\"#yes-bank-marquee\"><strong>Yes Bank Marquee Credit Card<\/strong><\/a><\/td>\n<td><span style=\"font-weight: 400;\">\u20b99,999 + GST<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b94,999 + GST<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Shopping, Lounge Access, Insurance, Movies<\/span><\/td>\n<\/tr>\n<tr>\n<td class=\"sticky_new\"><a href=\"#american-express-gold\"><strong>American Express Gold Card<\/strong><\/a><\/td>\n<td><span style=\"font-weight: 400;\">\u20b91,000 + GST<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b94,500 + GST<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Fuel, Shopping, Travel, Jewellery<\/span><\/td>\n<\/tr>\n<tr>\n<td class=\"sticky_new\"><a href=\"#icici-sapphiro-card\"><strong>ICICI Sapphiro Credit Card<\/strong><\/a><\/td>\n<td><span style=\"font-weight: 400;\">\u20b96,500<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b93,500<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Lounge Access, Movies, Dining, Travel, Insurance, Fuel <\/span><\/td>\n<\/tr>\n<tr>\n<td class=\"sticky_new\"><a href=\"#SBI-card-primes\"><strong>SBI Card PRIME<\/strong><\/a><\/td>\n<td><span style=\"font-weight: 400;\">\u20b92,999<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b92,999<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Golf, Travel, Dining, Lounge Access<\/span><\/td>\n<\/tr>\n<tr>\n<td class=\"sticky_new\"><a href=\"#HDFC-regalia-gold-card\"><strong>HDFC Regalia Gold Credit Card<\/strong><\/a><\/td>\n<td><span style=\"font-weight: 400;\">\u20b92,500 + GST<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b92,500 + GST<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Travel, Shopping, Lounge Access, Dining, Insurance<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h2>Key Features and Advantages of the Most Premium Credit Cards in India<\/h2>\n<p>Whether you are a frequent traveller, a dining enthusiast, or simply looking to maximise your financial benefits, understanding your options is key to making an informed decision. Let&#8217;s embark on this journey to find the premium credit card that suits your needs and lifestyle.<\/p>\n<div id=\"Hdcf-diners\" class=\"box_ruppe_credit mtt-3\">\n<h3>1. HDFC Diners Club Black Credit Card<\/h3>\n<div class=\"dd_card_flex\">\n<div class=\"cta_col_8\">\n<div class=\"dd_card_flex flex_credit_card\">\n<div class=\"cta_col_3 Joining_fees_box dd_flex_center\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/rupee.svg\" alt=\"Joining Fees icon\" \/><\/div>\n<div>\n<p>Joining Fees<\/p>\n<p class=\"nyn\">\u20b910,000<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_3 Joining_fees_box border_fees_credit_Crard\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/duration-alt-1.svg\" alt=\"Lifetime Free icon\" \/><\/div>\n<div>\n<p>Lifetime Free<\/p>\n<p class=\"nyn\">No<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_3 Joining_fees_box\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/Group-182.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee<\/p>\n<p class=\"nyn\">\u20b910,000<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_12 Joining_fees_box border_mt\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/annual_wavers.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee Wavier<\/p>\n<p class=\"nyn\">No<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_4 center_card\">\n<div class=\"debit_img_box\"><img decoding=\"async\" class=\"debit_card_img\" src=\"\/wp-content\/uploads\/2025\/06\/DinersFinalCards_18123_Diners.png\" alt=\"HDFC Diners Club Black Credit Card\" \/><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"best_for_icon\">\n        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/social-network.svg\" alt=\"Best For icon\" \/>Best For\n    <\/div>\n<div class=\"flex_wrap\">\n<div class=\"use_card\">\n <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/movies.svg\" alt=\"movies icon\" \/>Movies\n        <\/div>\n<div class=\"use_card\">\n             <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/plane-departure.svg\" alt=\"Travel icon\" \/>Travel\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/utensils.svg\" alt=\"Dining icon\" \/>Dining\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/golf.svg\" alt=\"Golf icon\" \/>Golf\n        <\/div>\n<\/p><\/div>\n<div>\n        Whether you are dining out, travelling, or simply enjoying leisure activities, this card delivers value that goes beyond ordinary spending.\n    <\/div>\n<div class=\"creadit_card_accordion\" style=\"margin: 20px 0 0 0;\">\n        <style>#sp-ea-12634 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-12634.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-12634.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-12634.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-12634.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-12634.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1735893039\"><div id=\"sp-ea-12634\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126340\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126340\" aria-controls=\"collapse126340\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Cashbacks &amp; Rewards<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse126340\" data-parent=\"#sp-ea-12634\" role=\"region\" aria-labelledby=\"ea-header-126340\"> <div class=\"ea-body\"><ul><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">With every transaction, cardholders earn an enticing 5 reward points for every \u20b9150 spent, which can multiply to a staggering 10X through the SmartBuy platform and 2X on weekend dining.<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">This card waives the 1% fuel levy on transactions worth at least \u20b9400 at all petrol stations in India. The maximum waiver is \u20b91000 every statement cycle.<\/span><\/li><\/ul><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126341\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126341\" aria-controls=\"collapse126341\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Benefits<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse126341\" data-parent=\"#sp-ea-12634\" role=\"region\" aria-labelledby=\"ea-header-126341\"> <div class=\"ea-body\"><ul><li><span style=\"font-weight: 400\">Enjoy a plethora of complimentary memberships, including Club Marriott and Amazon Prime, enhancing your lifestyle with exclusive benefits.<\/span><\/li><li><span style=\"font-weight: 400\">For those who love to travel, the card grants access to unlimited airport lounges, perfect for making your travel experience comfortable and stress-free.<\/span><\/li><li><span style=\"font-weight: 400\">Not to mention, the generous interest-free credit period of up to 50 days allows you to manage your finances without the worry of immediate repayment.<\/span><\/li><li><span style=\"font-weight: 400\">With a fuel surcharge waiver and complimentary golf games on some of the finest courses globally, the HDFC Diners Club Black Credit Card is not just a payment tool; it\u2019s a gateway to a luxurious lifestyle.<\/span><\/li><\/ul><\/div><\/div><\/div><\/div><\/div>\n    <\/div>\n<\/div>\n<div id=\"aurum-credit-card\" class=\"box_ruppe_credit mtt-3\">\n<h3>2. AURUM Credit Card<\/h3>\n<div class=\"dd_card_flex\">\n<div class=\"cta_col_8\">\n<div class=\"dd_card_flex flex_credit_card\">\n<div class=\"cta_col_3 Joining_fees_box dd_flex_center\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/rupee.svg\" alt=\"Joining Fees icon\" \/><\/div>\n<div>\n<p>Joining Fees<\/p>\n<p class=\"nyn\">\u20b99,999 + GST<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_3 Joining_fees_box border_fees_credit_Crard\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/duration-alt-1.svg\" alt=\"Lifetime Free icon\" \/><\/div>\n<div>\n<p>Lifetime Free<\/p>\n<p class=\"nyn\">No<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_3 Joining_fees_box\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/Group-182.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee<\/p>\n<p class=\"nyn\">\u20b99,999 + GST<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_12 Joining_fees_box border_mt\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/annual_wavers.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee Wavier<\/p>\n<p class=\"nyn\">No<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_4 center_card\">\n<div class=\"debit_img_box\"><img decoding=\"async\" class=\"debit_card_img\" src=\"\/wp-content\/uploads\/2025\/06\/sbi-aurum-credit-card-one.png\" alt=\"AURUM Credit Card\" \/><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"best_for_icon\">\n        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/social-network.svg\" alt=\"Best For icon\" \/>Best For\n    <\/div>\n<div class=\"flex_wrap\">\n<div class=\"use_card\">\n             <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/plane-departure.svg\" alt=\"Travel icon\" \/>Travel\n        <\/div>\n<div class=\"use_card\">\n             <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/lounge_one.svg\" alt=\"Lounge Access icon\" \/>Lounge Access\n        <\/div>\n<div class=\"use_card\">\n <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/movies.svg\" alt=\"movies icon\" \/>Movies\n        <\/div>\n<\/p><\/div>\n<div>\n        The SBI Aurum Credit Card is packed with an array of enticing features and benefits.\n    <\/div>\n<div class=\"creadit_card_accordion\" style=\"margin: 20px 0 0 0;\">\n        <style>#sp-ea-12601 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-12601.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-12601.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-12601.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-12601.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-12601.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1735893226\"><div id=\"sp-ea-12601\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126010\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126010\" aria-controls=\"collapse126010\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Cashbacks &amp; Rewards<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse126010\" data-parent=\"#sp-ea-12601\" role=\"region\" aria-labelledby=\"ea-header-126010\"> <div class=\"ea-body\"><ul><li><span style=\"font-weight: 400\">You earn 4 reward points for every \u20b9100 spent, translating to a cashback rate ranging from 1% to 3%. These points can be redeemed through the Aurum Rewards portal for various options like flights, hotels, and e-gift vouchers.<\/span><\/li><li><span style=\"font-weight: 400\">Hitting an annual spend of \u20b920,000,00 nets you an Apple gift voucher worth \u20b920,000.<\/span><\/li><\/ul><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126011\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126011\" aria-controls=\"collapse126011\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Benefits<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse126011\" data-parent=\"#sp-ea-12601\" role=\"region\" aria-labelledby=\"ea-header-126011\"> <div class=\"ea-body\"><ul><li><span style=\"font-weight: 400\">One notable perk includes access to more than 1,000 international airport lounges along with four domestic lounges quarterly, where you can bring a guest at no extra charge.<\/span><\/li><li><span style=\"font-weight: 400\">The card provides two flight cancellation refunds annually across any airline.<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Golf lovers can appreciate the annual offering of 16 complimentary rounds as well as half-off on additional visits and access to twelve free golf lessons each year.<\/span><\/li><\/ul><\/div><\/div><\/div><\/div><\/div>\n    <\/div>\n<\/div>\n<div id=\"yes-bank-marquee\" class=\"box_ruppe_credit mtt-3\">\n<h3>3. Yes Bank Marquee Credit Card<\/h3>\n<div class=\"dd_card_flex\">\n<div class=\"cta_col_8\">\n<div class=\"dd_card_flex flex_credit_card\">\n<div class=\"cta_col_3 Joining_fees_box dd_flex_center\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/rupee.svg\" alt=\"Joining Fees icon\" \/><\/div>\n<div>\n<p>Joining Fees<\/p>\n<p class=\"nyn\">\u20b99,999 + GST<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_3 Joining_fees_box border_fees_credit_Crard\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/duration-alt-1.svg\" alt=\"Lifetime Free icon\" \/><\/div>\n<div>\n<p>Lifetime Free<\/p>\n<p class=\"nyn\">No<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_3 Joining_fees_box\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/Group-182.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee<\/p>\n<p class=\"nyn\">\u20b94,999 + GST<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_12 Joining_fees_box border_mt\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/annual_wavers.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee Wavier<\/p>\n<p class=\"nyn\">Yes<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_4 center_card\">\n<div class=\"debit_img_box\"><img decoding=\"async\" class=\"debit_card_img\" src=\"\/wp-content\/uploads\/2025\/06\/Yes-Bank-Marquee-Credit-new.png\" alt=\"Yes Bank Marquee Credit Card\" \/><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"best_for_icon\">\n        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/social-network.svg\" alt=\"Best For icon\" \/>Best For\n    <\/div>\n<div class=\"flex_wrap\">\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/shopping-cart.svg\" alt=\"Shopping icon\" \/>Shopping\n        <\/div>\n<div class=\"use_card\">\n             <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/lounge_one.svg\" alt=\"Lounge Access icon\" \/>Lounge Access\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/insuration.svg\" alt=\"insuration icon\" \/>Insurance\n        <\/div>\n<div class=\"use_card\">\n <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/movies.svg\" alt=\"movies icon\" \/>Movies\n        <\/div>\n<\/p><\/div>\n<div>\n        The Yes Bank Marquee Credit Card is designed to blend indulgence seamlessly into your lifestyle with a range of rewards, benefits, and features.\n    <\/div>\n<div class=\"creadit_card_accordion\" style=\"margin: 20px 0 0 0;\">\n        <style>#sp-ea-12633 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-12633.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-12633.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-12633.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-12633.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-12633.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1735894159\"><div id=\"sp-ea-12633\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126330\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126330\" aria-controls=\"collapse126330\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Cashbacks &amp; Rewards<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse126330\" data-parent=\"#sp-ea-12633\" role=\"region\" aria-labelledby=\"ea-header-126330\"> <div class=\"ea-body\"><ul><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">For every \u20b9200 you spend online, you earn a generous 36 reward points, while offline purchases yield 18 points for the same amount. However, it's important to note that certain transactions, such as rental payments, wallet top-ups, etc., are excluded from earning those valuable points.<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">You also get a 1% fuel surcharge waived on purchases between \u20b9400 and \u20b95000 at all fuel stations.<\/span><\/li><\/ul><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126331\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126331\" aria-controls=\"collapse126331\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Benefits<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse126331\" data-parent=\"#sp-ea-12633\" role=\"region\" aria-labelledby=\"ea-header-126331\"> <div class=\"ea-body\"><ul><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">The card also provides unlimited access to international lounges alongside six entries at domestic lounges each quarter.<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Additionally, enhancing your leisure time out is the buy-one-get-one-free movie ticket offer through Book My Show.<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Take advantage of one complimentary golf instruction per calendar month at partner golf venues around India.<\/span><\/li><\/ul><\/div><\/div><\/div><\/div><\/div>\n    <\/div>\n<\/div>\n<div id=\"american-express-gold\" class=\"box_ruppe_credit mtt-3\">\n<h3>4. American Express Gold Card<\/h3>\n<div class=\"dd_card_flex\">\n<div class=\"cta_col_8\">\n<div class=\"dd_card_flex flex_credit_card\">\n<div class=\"cta_col_3 Joining_fees_box dd_flex_center\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/rupee.svg\" alt=\"Joining Fees icon\" \/><\/div>\n<div>\n<p>Joining Fees<\/p>\n<p class=\"nyn\">\u20b91,000 + GST<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_3 Joining_fees_box border_fees_credit_Crard\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/duration-alt-1.svg\" alt=\"Lifetime Free icon\" \/><\/div>\n<div>\n<p>Lifetime Free<\/p>\n<p class=\"nyn\">No<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_3 Joining_fees_box\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/Group-182.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee<\/p>\n<p class=\"nyn\">\u20b94,500 + GST<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_12 Joining_fees_box border_mt\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/annual_wavers.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee Wavier<\/p>\n<p class=\"nyn\">No<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_4 center_card\">\n<div class=\"debit_img_box\"><img decoding=\"async\" class=\"debit_card_img\" src=\"\/wp-content\/uploads\/2025\/06\/American-Express.png\" alt=\"American Express Gold Card\" \/><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"best_for_icon\">\n        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/social-network.svg\" alt=\"Best For icon\" \/>Best For\n    <\/div>\n<div class=\"flex_wrap\">\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/fuel_icon.svg\" alt=\"Shopping icon\" \/>Fuel\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/shopping-cart.svg\" alt=\"Shopping icon\" \/>Shopping\n        <\/div>\n<div class=\"use_card\">\n             <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/plane-departure.svg\" alt=\"Travel icon\" \/>Travel\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/jevellery.svg\" alt=\"Jewellery icon\" \/>Jewellery\n        <\/div>\n<\/p><\/div>\n<div>\n        The American Express Gold Card provides you with rewarding opportunities through their multiplier platform, where you can accelerate earnings almost 5 times by making purchases.\n    <\/div>\n<div class=\"creadit_card_accordion\" style=\"margin: 20px 0 0 0;\">\n        <style>#sp-ea-12632 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-12632.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-12632.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-12632.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-12632.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-12632.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1735894450\"><div id=\"sp-ea-12632\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126320\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126320\" aria-controls=\"collapse126320\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Cashbacks &amp; Rewards<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse126320\" data-parent=\"#sp-ea-12632\" role=\"region\" aria-labelledby=\"ea-header-126320\"> <div class=\"ea-body\"><ul><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">For every \u20b950 spent, you earn 1 membership rewards point.<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">There's no cap on point accumulation except for certain transactions like fuel and utility expenses.<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">When you join the program, there's a warm welcome waiting: achieve \u20b910,000 in spending within your first three months to receive a bonus of 4,000 membership rewards points!<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Keep the momentum going with milestone incentives\u2014spend at least \u20b91,000 six times in one month to snag an additional bonus of 1,000 points.<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">You can get exclusive travel perks such as room upgrades (subject to availability) along with $100 hotel credits when booking two consecutive nights at over four hundred high-end hotels globally under the hotel collection\u2014think Hyatt Hotels or Hilton Hotels, among others!<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Enjoy another boost of five thousand membership rewards upon payment of your renewal fee after year one.<\/span><\/li><\/ul><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126321\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126321\" aria-controls=\"collapse126321\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Benefits<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse126321\" data-parent=\"#sp-ea-12632\" role=\"region\" aria-labelledby=\"ea-header-126321\"> <div class=\"ea-body\"><ul><li><span style=\"font-weight: 400\">Dining out becomes even more delightful with discounts of up to twenty percent at partner restaurants.<\/span><\/li><\/ul><\/div><\/div><\/div><\/div><\/div>\n    <\/div>\n<\/div>\n<div id=\"icici-sapphiro-card\" class=\"box_ruppe_credit mtt-3\">\n<h3>5. ICICI Sapphiro Credit Card<\/h3>\n<div class=\"dd_card_flex\">\n<div class=\"cta_col_8\">\n<div class=\"dd_card_flex flex_credit_card\">\n<div class=\"cta_col_3 Joining_fees_box dd_flex_center\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/rupee.svg\" alt=\"Joining Fees icon\" \/><\/div>\n<div>\n<p>Joining Fees<\/p>\n<p class=\"nyn\">\u20b96,500<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_3 Joining_fees_box border_fees_credit_Crard\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/duration-alt-1.svg\" alt=\"Lifetime Free icon\" \/><\/div>\n<div>\n<p>Lifetime Free<\/p>\n<p class=\"nyn\">No<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_3 Joining_fees_box\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/Group-182.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee<\/p>\n<p class=\"nyn\">\u20b93,500<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_12 Joining_fees_box border_mt\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/annual_wavers.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee Wavier<\/p>\n<p class=\"nyn\">Yes<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_4 center_card\">\n<div class=\"debit_img_box\"><img decoding=\"async\" class=\"debit_card_img\" src=\"\/wp-content\/uploads\/2025\/06\/ICICI-Sapphiro-Credit-Card.png\" alt=\"ICICI Sapphiro Credit Card\" \/><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"best_for_icon\">\n        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/social-network.svg\" alt=\"Best For icon\" \/>Best For\n    <\/div>\n<div class=\"flex_wrap\">\n<div class=\"use_card\">\n             <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/lounge_one.svg\" alt=\"Lounge Access icon\" \/>Lounge Access\n        <\/div>\n<div class=\"use_card\">\n <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/movies.svg\" alt=\"movies icon\" \/>Movies\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/utensils.svg\" alt=\"Dining icon\" \/>Dining\n        <\/div>\n<div class=\"use_card\">\n             <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/plane-departure.svg\" alt=\"Travel icon\" \/>Travel\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/insuration.svg\" alt=\"Insurance icon\" \/>Insurance\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/fuel_icon.svg\" alt=\"Fuel icon\" \/>Fuel\n        <\/div>\n<\/p><\/div>\n<div>\n        The ICICI Bank Sapphiro Credit Card offers not just financial flexibility but enriches various aspects of your lifestyle.\n    <\/div>\n<div class=\"creadit_card_accordion\" style=\"margin: 20px 0 0 0;\">\n        <style>#sp-ea-12631 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-12631.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-12631.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-12631.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-12631.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-12631.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1735894998\"><div id=\"sp-ea-12631\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126310\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126310\" aria-controls=\"collapse126310\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Cashbacks &amp; Rewards<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse126310\" data-parent=\"#sp-ea-12631\" role=\"region\" aria-labelledby=\"ea-header-126310\"> <div class=\"ea-body\"><ul><li><span style=\"font-weight: 400\">When you sign up, you are greeted with a welcome gift exceeding \u20b99,000 in shopping and travel vouchers\u2014an excellent start!<\/span><\/li><li><span style=\"font-weight: 400\">As you make purchases, earn up to six reward points for every \u20b9100 spent; this includes four points on international transactions and two points on domestic retail buys.<\/span><\/li><li><span style=\"font-weight: 400\">Additionally, reach certain spending milestones throughout the year to receive extra rewards: accumulate 4,000 points after spending \u20b94,000,00 or gain an additional 2,000 points for each subsequent lakh.<\/span><\/li><li><span style=\"font-weight: 400\">You also benefit from attractive fuel surcharge waivers at petrol stations nationwide.<\/span><\/li><\/ul><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126311\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126311\" aria-controls=\"collapse126311\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Benefits<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse126311\" data-parent=\"#sp-ea-12631\" role=\"region\" aria-labelledby=\"ea-header-126311\"> <div class=\"ea-body\"><ul><li><span style=\"font-weight: 400\">Enjoy complimentary access twice yearly at international airport lounges, along with quarterly entries into select Indian lounges!<\/span><\/li><li><span style=\"font-weight: 400\">Golf enthusiasts can relish up to four free rounds monthly based on eligible spending as well.<\/span><\/li><li><span style=\"font-weight: 400\">Save \u20b9500 on your second movie ticket twice monthly through BookMyShow.<\/span><\/li><\/ul><\/div><\/div><\/div><\/div><\/div>\n    <\/div>\n<\/div>\n<div id=\"SBI-card-primes\" class=\"box_ruppe_credit mtt-3\">\n<h3>6. SBI Card PRIME<\/h3>\n<div class=\"dd_card_flex\">\n<div class=\"cta_col_8\">\n<div class=\"dd_card_flex flex_credit_card\">\n<div class=\"cta_col_3 Joining_fees_box dd_flex_center\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/rupee.svg\" alt=\"Joining Fees icon\" \/><\/div>\n<div>\n<p>Joining Fees<\/p>\n<p class=\"nyn\">\u20b92,999<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_3 Joining_fees_box border_fees_credit_Crard\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/duration-alt-1.svg\" alt=\"Lifetime Free icon\" \/><\/div>\n<div>\n<p>Lifetime Free<\/p>\n<p class=\"nyn\">No<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_3 Joining_fees_box\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/Group-182.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee<\/p>\n<p class=\"nyn\">\u20b92,999<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_12 Joining_fees_box border_mt\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/annual_wavers.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee Wavier<\/p>\n<p class=\"nyn\">No<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_4 center_card\">\n<div class=\"debit_img_box\"><img decoding=\"async\" class=\"debit_card_img\" src=\"\/wp-content\/uploads\/2025\/06\/SBI-Prime.png\" alt=\"SBI Card PRIME\" \/><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"best_for_icon\">\n        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/social-network.svg\" alt=\"Best For icon\" \/>Best For\n    <\/div>\n<div class=\"flex_wrap\">\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/golf.svg\" alt=\"Shopping icon\" \/>Golf\n        <\/div>\n<div class=\"use_card\">\n             <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/plane-departure.svg\" alt=\"Travel icon\" \/>Travel\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/utensils.svg\" alt=\"Dining icon\" \/>Dining\n        <\/div>\n<div class=\"use_card\">\n             <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/lounge_one.svg\" alt=\"Lounge Access icon\" \/>Lounge Access\n        <\/div>\n<\/p><\/div>\n<div>\n        The SBI Prime Credit Card is designed to deliver an array of rewards and benefits tailored for savvy spenders like you.\n    <\/div>\n<div class=\"creadit_card_accordion\" style=\"margin: 20px 0 0 0;\">\n        <style>#sp-ea-12630 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-12630.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-12630.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-12630.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-12630.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-12630.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1735895230\"><div id=\"sp-ea-12630\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126300\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126300\" aria-controls=\"collapse126300\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Cashbacks &amp; Rewards<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse126300\" data-parent=\"#sp-ea-12630\" role=\"region\" aria-labelledby=\"ea-header-126300\"> <div class=\"ea-body\"><ul><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">On your birthday, indulge in earning a generous 20 reward points for every \u20b9100 spent.<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Dining out or shopping at groceries and departmental stores nets you 10 points per \u20b9100. Even regular retail purchases yield a respectable return of 2 points per \u20b9100.<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Enjoy the convenience of a fuel surcharge waiver\u20141% off on transactions between \u20b9500 and \u20b94,000 at any petrol pump!<\/span><\/li><\/ul><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126301\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126301\" aria-controls=\"collapse126301\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Benefits<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse126301\" data-parent=\"#sp-ea-12630\" role=\"region\" aria-labelledby=\"ea-header-126301\"> <div class=\"ea-body\"><ul><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">As you reach spending milestones throughout the year, look forward to gift vouchers totalling up to \u20b94,000.<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Complimentary memberships with Priority Pass for airport lounges worldwide, plus Club Vistara and Trident Red Tier, enhance your journey experience significantly.<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Spend over \u20b93 lakhs annually and have the annual fee waived entirely.<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Reap e-gift vouchers upon reaching quarterly spends of \u20b950,000 or cumulative yearly spending hitting \u20b950,000.<\/span><\/li><\/ul><\/div><\/div><\/div><\/div><\/div>\n    <\/div>\n<\/div>\n<div id=\"HDFC-regalia-gold-card\" class=\"box_ruppe_credit mtt-3\">\n<h3>7. HDFC Regalia Gold Credit Card<\/h3>\n<div class=\"dd_card_flex\">\n<div class=\"cta_col_8\">\n<div class=\"dd_card_flex flex_credit_card\">\n<div class=\"cta_col_3 Joining_fees_box dd_flex_center\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/rupee.svg\" alt=\"Joining Fees icon\" \/><\/div>\n<div>\n<p>Joining Fees<\/p>\n<p class=\"nyn\">\u20b92,500 + GST<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_3 Joining_fees_box border_fees_credit_Crard\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/duration-alt-1.svg\" alt=\"Lifetime Free icon\" \/><\/div>\n<div>\n<p>Lifetime Free<\/p>\n<p class=\"nyn\">No<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_3 Joining_fees_box\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/Group-182.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee<\/p>\n<p class=\"nyn\">\u20b92,500 + GST<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_12 Joining_fees_box border_mt\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/annual_wavers.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee Wavier<\/p>\n<p class=\"nyn\">No<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_4 center_card\">\n<div class=\"debit_img_box\"><img decoding=\"async\" class=\"debit_card_img\" src=\"\/wp-content\/uploads\/2024\/10\/HDFC-Regalia-Gold-Credit-Card.png\" alt=\"HDFC Regalia Gold Credit Card\" \/><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"best_for_icon\">\n        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/social-network.svg\" alt=\"Best For icon\" \/>Best For\n    <\/div>\n<div class=\"flex_wrap\">\n<div class=\"use_card\">\n             <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/plane-departure.svg\" alt=\"Travel icon\" \/>Travel\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/shopping-cart.svg\" alt=\"Shopping icon\" \/>Shopping\n        <\/div>\n<div class=\"use_card\">\n             <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/lounge_one.svg\" alt=\"Lounge Access icon\" \/>Lounge Access\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/utensils.svg\" alt=\"Dining icon\" \/>Dining\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/insuration.svg\" alt=\"Insurance icon\" \/>Insurance\n        <\/div>\n<\/p><\/div>\n<div>\n        With all these benefits listed below, the HDFC Regalia Gold Credit Card significantly enhances both your everyday experiences and special moments.\n    <\/div>\n<div class=\"creadit_card_accordion\" style=\"margin: 20px 0 0 0;\">\n       <style>#sp-ea-12629 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-12629.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-12629.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-12629.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-12629.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-12629.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1735895408\"><div id=\"sp-ea-12629\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126290\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126290\" aria-controls=\"collapse126290\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Cashbacks &amp; Rewards<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse126290\" data-parent=\"#sp-ea-12629\" role=\"region\" aria-labelledby=\"ea-header-126290\"> <div class=\"ea-body\"><ul><li><span style=\"font-weight: 400\">For every \u20b9150 you spend, you earn four reward points, with a substantial boost of five times the points on purchases at select retailers like Myntra and Nykaa.<\/span><\/li><\/ul><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126291\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126291\" aria-controls=\"collapse126291\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Benefits<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse126291\" data-parent=\"#sp-ea-12629\" role=\"region\" aria-labelledby=\"ea-header-126291\"> <div class=\"ea-body\"><ul><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">You are rewarded with vouchers\u2014\u20b91,500 after spending \u20b91,50,000 in a quarter and flight vouchers worth up to \u20b95,000 when you hit targets of \u20b95,00,000 or more throughout the year.<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">This card offers discounts of up to 20% at over 20,000 restaurants through their Good Food Trail program.<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">12 domestic airport lounge visits each year, along with six international lounges via Priority Pass.<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Travel insurance that protects against accidental air death and emergency overseas hospitalisation costs.<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">The Smart EMI feature allows for seamless conversion of your expenditure into manageable instalments post-purchase.<\/span><\/li><\/ul><\/div><\/div><\/div><\/div><\/div>\n    <\/div>\n<\/div>\n<div class=\"cta_container\" style=\"margin: 3.3rem 0 1.3rem 0;\">\n<div class=\"cta_row\">\n<div class=\"cta_col_4\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2024\/10\/jupiter_card.svg\" alt=\"\">\n    <\/div>\n<div class=\"cta_col_8\">\n<p class=\"cta_heading\">Unlock a world of rewards with the 3-in-1 RuPay Credit Card.<\/p>\n<p>Enjoy 2% cashback and lifetime free benefits.<\/p>\n<div class=\"cta_main_box\">\n        <a href=\"https:\/\/jptr.onelink.me\/TOMp\/credcrdblogs\"><\/p>\n<div class=\"elementor-button\">Apply Now!<\/div>\n<p><\/a>\n    <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/div>\n<h2>7 Best Super Premium Credit Cards in India<\/h2>\n<p>When it comes to credit cards in India, super-premium options stand out for their lavish perks and exclusive benefits. Here are the top 7:-<\/p>\n<div class=\"responsive_table\" style=\"margin: 10px 0 0 0;\">\n<table>\n<tbody>\n<tr class=\"sticky_new\">\n<td class=\"sticky_new\"><strong>Credit Card<\/strong><\/td>\n<td><strong>Joining Fees<\/strong><\/td>\n<td><strong>Lifetime Free<\/strong><\/td>\n<td><strong>Annual Fee<\/strong><\/td>\n<td><strong>Annual Fee Wavier<\/strong><\/td>\n<td><strong>Best for<\/strong><\/td>\n<\/tr>\n<tr>\n<td class=\"sticky_new\"><a href=\"#IndusInd-Bank-PIONEER\"><strong>IndusInd Bank PIONEER Private Credit Card<\/strong><\/a><\/td>\n<td><span style=\"font-weight: 400;\">Nil<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b925,000 + GST<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Travel, Golf, Movies, Insurance, Fuel<\/span><\/td>\n<\/tr>\n<tr>\n<td class=\"sticky_new\"><a href=\"#Citi-Prestige-Credit\"><strong>Citi Prestige Credit Card<\/strong><\/a><\/td>\n<td><span style=\"font-weight: 400;\">\u20b920,000 + GST<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b920,000 + GST<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Travel, Golf, Lounge Access, Shopping<\/span><\/td>\n<\/tr>\n<tr>\n<td class=\"sticky_new\"><a href=\"#axis-bank-magnus-card\"><strong>Axis Bank Magnus Credit Card<\/strong><\/a><\/td>\n<td><span style=\"font-weight: 400;\">\u20b912,500 + GST<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b912,500 + GST<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Travel, Lounge Access, Movies, Dining, Insurance<\/span><\/td>\n<\/tr>\n<tr>\n<td class=\"sticky_new\"><a href=\"#hdfc-infinia-creadit-card\"><strong>HDFC INFINIA Credit Card Metal Edition<\/strong><\/a><\/td>\n<td><span style=\"font-weight: 400;\">\u20b912,500 + GST<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b912,500 + GST<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Dining, Lounge Access, Shopping, Travel, Golf, Fuel, Insurance<\/span><\/td>\n<\/tr>\n<tr>\n<td class=\"sticky_new\"><a href=\"#ICICI-Emerald-Private\"><strong>ICICI Emeralde Private Metal Card<\/strong><\/a><\/td>\n<td><span style=\"font-weight: 400;\">\u20b912,499<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b912,499<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Travel, Lifestyle, Dining, Shopping<\/span><\/td>\n<\/tr>\n<tr>\n<td class=\"sticky_new\"><a href=\"#HSBC-primier-credit-crad\"><strong>HSBC Premier Credit Card<\/strong><\/a><\/td>\n<td><span style=\"font-weight: 400;\">\u20b912,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b920,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Lounge Access, Shopping, Dining, Movies, Travel, Insurance<\/span><\/td>\n<\/tr>\n<tr>\n<td class=\"sticky_new\"><a href=\"#American-Express-Platinum-card\"><strong>American Express Platinum ReserveSM Credit Card<\/strong><\/a><\/td>\n<td><span style=\"font-weight: 400;\">\u20b910,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b910,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Movies, Shopping, Travel, Lounge Access, Golf, Fuel<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h2>Key Features and Advantages of the Top 7 Super Premium Credit Cards in India<\/h2>\n<p>A super premium credit card works a step further than a premium card to boost your purchasing power and elevate your lifestyle with benefits designed for discerning individuals like yourself. Let\u2019s check out the details of some of the best of the lot:-<\/p>\n<div id=\"IndusInd-Bank-PIONEER\" class=\"box_ruppe_credit mtt-3\">\n<h3>1. IndusInd Bank&#8217;s PIONEER Private Credit Card<\/h3>\n<div class=\"dd_card_flex\">\n<div class=\"cta_col_8\">\n<div class=\"dd_card_flex flex_credit_card\">\n<div class=\"cta_col_3 Joining_fees_box dd_flex_center\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/rupee.svg\" alt=\"Joining Fees icon\" \/><\/div>\n<div>\n<p>Joining Fees<\/p>\n<p class=\"nyn\">Nil<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_3 Joining_fees_box border_fees_credit_Crard\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/duration-alt-1.svg\" alt=\"Lifetime Free icon\" \/><\/div>\n<div>\n<p>Lifetime Free<\/p>\n<p class=\"nyn\">No<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_3 Joining_fees_box\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/Group-182.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee<\/p>\n<p class=\"nyn\">\u20b925,000 + GST<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_12 Joining_fees_box border_mt\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/annual_wavers.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee Wavier<\/p>\n<p class=\"nyn\">No<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_4 center_card\">\n<div class=\"debit_img_box\"><img decoding=\"async\" class=\"debit_card_img\" src=\"\/wp-content\/uploads\/2025\/06\/Private-Card-indusind.png\" alt=\"IndusInd Bank's PIONEER Private Credit Card\" \/><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"best_for_icon\">\n        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/social-network.svg\" alt=\"Best For icon\" \/>Best For\n    <\/div>\n<div class=\"flex_wrap\">\n<div class=\"use_card\">\n             <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/plane-departure.svg\" alt=\"Travel icon\" \/>Travel\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/golf.svg\" alt=\"Golf icon\" \/>Golf\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/movies.svg\" alt=\"Dining icon\" \/>Movies\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/insuration.svg\" alt=\"Dining icon\" \/>Insurance\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/fuel_icon.svg\" alt=\"Dining icon\" \/>Fuel\n        <\/div>\n<\/p><\/div>\n<div>\n        IndusInd Bank&#8217;s PIONEER Private Credit Card combines practicality with pleasure in your daily adventures!\n    <\/div>\n<div class=\"creadit_card_accordion\" style=\"margin: 20px 0 0 0;\">\n        <style>#sp-ea-12628 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-12628.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-12628.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-12628.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-12628.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-12628.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1735899158\"><div id=\"sp-ea-12628\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126280\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126280\" aria-controls=\"collapse126280\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Cashbacks &amp; Rewards<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse126280\" data-parent=\"#sp-ea-12628\" role=\"region\" aria-labelledby=\"ea-header-126280\"> <div class=\"ea-body\"><ul><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">For every \u20b9100 spent on weekdays, you earn 1 reward point, while weekends reward you with double the points at 2 per \u20b9100.<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Accumulate a total spending of \u20b96,00,000 within a year to receive an additional 6000 reward points.<\/span><\/li><\/ul><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126281\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126281\" aria-controls=\"collapse126281\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Benefits<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse126281\" data-parent=\"#sp-ea-12628\" role=\"region\" aria-labelledby=\"ea-header-126281\"> <div class=\"ea-body\"><ul><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">This card shines bright by granting access to international lounges\u2014two visits each quarter along with eight domestic lounge visits annually through the Travel Plus Program and one more quarterly via Mastercard privileges.<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">You also benefit from low forex markup fees and complimentary travel insurance covering various mishaps like lost baggage or missed connections.<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Get four free golf lessons and games each month that add some leisure to your routine.<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Enjoy buy-one-get-one tickets on BookMyShow (up to Rs.200 off), available for three purchases monthly.<\/span><\/li><\/ul><\/div><\/div><\/div><\/div><\/div>\n    <\/div>\n<\/div>\n<div id=\"Citi-Prestige-Credit\" class=\"box_ruppe_credit mtt-3\">\n<h3>2. Citi Prestige Credit Card<\/h3>\n<div class=\"dd_card_flex\">\n<div class=\"cta_col_8\">\n<div class=\"dd_card_flex flex_credit_card\">\n<div class=\"cta_col_3 Joining_fees_box dd_flex_center\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/rupee.svg\" alt=\"Joining Fees icon\" \/><\/div>\n<div>\n<p>Joining Fees<\/p>\n<p class=\"nyn\">\u20b920,000 + GST<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_3 Joining_fees_box border_fees_credit_Crard\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/duration-alt-1.svg\" alt=\"Lifetime Free icon\" \/><\/div>\n<div>\n<p>Lifetime Free<\/p>\n<p class=\"nyn\">No<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_3 Joining_fees_box\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/Group-182.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee<\/p>\n<p class=\"nyn\">\u20b920,000 + GST<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_12 Joining_fees_box border_mt\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/annual_wavers.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee Wavier<\/p>\n<p class=\"nyn\">No<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_4 center_card\">\n<div class=\"debit_img_box\"><img decoding=\"async\" class=\"debit_card_img\" src=\"\/wp-content\/uploads\/2025\/06\/Citibank-PremierMiles-Credit-Card.png\" alt=\"Citi Prestige Credit Card\" \/><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"best_for_icon\">\n        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/social-network.svg\" alt=\"Best For icon\" \/>Best For\n    <\/div>\n<div class=\"flex_wrap\">\n<div class=\"use_card\">\n             <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/plane-departure.svg\" alt=\"Travel icon\" \/>Travel\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/golf.svg\" alt=\"Golf icon\" \/>Golf\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/lounge_one.svg\" alt=\"Lounge icon\" \/>Lounge Access\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/shopping-cart.svg\" alt=\"Shopping icon\" \/>Shopping\n        <\/div>\n<\/p><\/div>\n<div>\n        Owning a Citi Prestige Credit Card truly elevates your travel experience while providing exceptional value through rewarding experiences tailored just for you.\n    <\/div>\n<div class=\"creadit_card_accordion\" style=\"margin: 20px 0 0 0;\">\n        <style>#sp-ea-12627 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-12627.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-12627.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-12627.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-12627.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-12627.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1736153274\"><div id=\"sp-ea-12627\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126270\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126270\" aria-controls=\"collapse126270\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Cashbacks &amp; Rewards<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse126270\" data-parent=\"#sp-ea-12627\" role=\"region\" aria-labelledby=\"ea-header-126270\"> <div class=\"ea-body\"><ul><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">You can earn 1 reward point for every \u20b9100 spent locally and 2 points when you shop overseas.\u00a0<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">If you are a Citigold or private client, you could accumulate up to 30% more bonus points!\u00a0<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">These rewards can be redeemed for exciting gift vouchers from top brands or even converted into loyalty points with leading airlines and hotels.<\/span><\/li><\/ul><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126271\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126271\" aria-controls=\"collapse126271\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Benefits<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse126271\" data-parent=\"#sp-ea-12627\" role=\"region\" aria-labelledby=\"ea-header-126271\"> <div class=\"ea-body\"><ul><li><span style=\"font-weight: 400\">One of the standout perks of this card is the complimentary access to over 800 airport lounges worldwide\u2014available not only to primary cardholders but also to supplementary members.<\/span><\/li><li><strong><span style=\"font-weight: 400\">Additionally, indulge in luxury by taking advantage of a free room-only hotel stay anywhere around the globe when booking at least four nights.<\/span><\/strong><\/li><li><span style=\"font-weight: 400\">Moreover, enjoy two annual luxury airport services that include meet-and-assist assistance at thirty top international airports across the Asia Pacific.<\/span><\/li><\/ul><\/div><\/div><\/div><\/div><\/div>\n    <\/div>\n<\/div>\n<div id=\"axis-bank-magnus-card\" class=\"box_ruppe_credit mtt-3\">\n<h3>3. Axis Bank Magnus Credit Card<\/h3>\n<div class=\"dd_card_flex\">\n<div class=\"cta_col_8\">\n<div class=\"dd_card_flex flex_credit_card\">\n<div class=\"cta_col_3 Joining_fees_box dd_flex_center\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/rupee.svg\" alt=\"Joining Fees icon\" \/><\/div>\n<div>\n<p>Joining Fees<\/p>\n<p class=\"nyn\">\u20b912,500 + GST<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_3 Joining_fees_box border_fees_credit_Crard\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/duration-alt-1.svg\" alt=\"Lifetime Free icon\" \/><\/div>\n<div>\n<p>Lifetime Free<\/p>\n<p class=\"nyn\">No<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_3 Joining_fees_box\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/Group-182.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee<\/p>\n<p class=\"nyn\">\u20b925,000 + GST<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_12 Joining_fees_box border_mt\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/annual_wavers.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee Wavier<\/p>\n<p class=\"nyn\">Yes<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_4 center_card\">\n<div class=\"debit_img_box\"><img decoding=\"async\" class=\"debit_card_img\" src=\"\/wp-content\/uploads\/2025\/06\/Axis-Bank-Magnus-Credit-Card.png\" alt=\"Axis Bank Magnus Credit Card\" \/><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"best_for_icon\">\n        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/social-network.svg\" alt=\"Best For icon\" \/>Best For\n    <\/div>\n<div class=\"flex_wrap\">\n<div class=\"use_card\">\n             <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/plane-departure.svg\" alt=\"Travel icon\" \/>Travel\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/lounge_one.svg\" alt=\"Lounge icon\" \/>Lounge Access\n        <\/div>\n<div class=\"use_card\">\n <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/movies.svg\" alt=\"movies icon\" \/>Movies\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/utensils.svg\" alt=\"Dining icon\" \/>Dining\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/insuration.svg\" alt=\"Insurance icon\" \/>Insurance\n        <\/div>\n<\/p><\/div>\n<div>\n        With the Axis Bank Magnus Credit Card, you have options ranging from e-vouchers and products to travel booking miles or SMS-based redemption at partner outlets\u2014all tailored for your convenience!\n    <\/div>\n<div class=\"creadit_card_accordion\" style=\"margin: 20px 0 0 0;\">\n        <style>#sp-ea-12626 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-12626.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-12626.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-12626.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-12626.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-12626.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1736154362\"><div id=\"sp-ea-12626\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126260\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126260\" aria-controls=\"collapse126260\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Cashbacks &amp; Rewards<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse126260\" data-parent=\"#sp-ea-12626\" role=\"region\" aria-labelledby=\"ea-header-126260\"> <div class=\"ea-body\"><ul><li><span style=\"font-weight: 400\">You can rack up rewards effortlessly, earning 12 EDGE reward points for every \u20b9200 spent within a monthly limit of \u20b91,50,000. For any spending that exceeds this threshold in a month, you earn an impressive 35 points per \u20b9200.<\/span><\/li><li><span style=\"font-weight: 400\">If you are using the Travel Edge portal for bookings and spend up to \u20b92,00,000 monthly there as well, you collect a remarkable 60 points for every \u20b9200 spent.<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">1% waiver on fuel surcharges between \u20b9400 and \u20b94000 (with limits).<\/span><\/li><\/ul><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126261\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126261\" aria-controls=\"collapse126261\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Benefits<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse126261\" data-parent=\"#sp-ea-12626\" role=\"region\" aria-labelledby=\"ea-header-126261\"> <div class=\"ea-body\"><ul><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Travel enthusiasts can enjoy complimentary unlimited access to international lounges via Priority Pass\u2014plus four guest visits annually.<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Both primary and supplementary cardholders can enjoy unlimited domestic lounge visits, too.<\/span><\/li><\/ul><\/div><\/div><\/div><\/div><\/div>\n    <\/div>\n<\/div>\n<div id=\"hdfc-infinia-creadit-card\" class=\"box_ruppe_credit mtt-3\">\n<h3>4. HDFC INFINIA Credit Card Metal Edition<\/h3>\n<div class=\"dd_card_flex\">\n<div class=\"cta_col_8\">\n<div class=\"dd_card_flex flex_credit_card\">\n<div class=\"cta_col_3 Joining_fees_box dd_flex_center\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/rupee.svg\" alt=\"Joining Fees icon\" \/><\/div>\n<div>\n<p>Joining Fees<\/p>\n<p class=\"nyn\">\u20b912,500 + GST<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_3 Joining_fees_box border_fees_credit_Crard\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/duration-alt-1.svg\" alt=\"Lifetime Free icon\" \/><\/div>\n<div>\n<p>Lifetime Free<\/p>\n<p class=\"nyn\">No<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_3 Joining_fees_box\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/Group-182.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee<\/p>\n<p class=\"nyn\">\u20b925,000 + GST<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_12 Joining_fees_box border_mt\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/annual_wavers.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee Wavier<\/p>\n<p class=\"nyn\">No<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_4 center_card\">\n<div class=\"debit_img_box\">\n                <img decoding=\"async\" class=\"debit_card_img\" src=\"\/wp-content\/uploads\/2024\/10\/HDFC-Infinia-Credit-Card-Metal-Edition.png\" alt=\"HDFC INFINIA Credit Card Metal Edition\" \/>\n            <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"best_for_icon\">\n        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/social-network.svg\" alt=\"Best For icon\" \/>Best For\n    <\/div>\n<div class=\"flex_wrap\">\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/utensils.svg\" alt=\"Dining icon\" \/>Dining\n        <\/div>\n<div class=\"use_card\">\n             <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/lounge_one.svg\" alt=\"Lounge Access icon\" \/>Lounge Access\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/shopping-cart.svg\" alt=\"Shopping icon\" \/>Shopping\n        <\/div>\n<div class=\"use_card\">\n             <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/plane-departure.svg\" alt=\"Travel icon\" \/>Travel\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/golf.svg\" alt=\"Golf icon\" \/>Golf\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/fuel_icon.svg\" alt=\"Fuel icon\" \/>Fuel\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/insuration.svg\" alt=\"Insurance icon\" \/>Insurance\n        <\/div>\n<\/p><\/div>\n<div>\n        Imagine having a credit card that not only enhances your purchasing power but also rewards you generously for every transaction. With the HDFC INFINIA Credit Card Metal Edition, you get just that!\n    <\/div>\n<div class=\"creadit_card_accordion\" style=\"margin: 20px 0 0 0;\">\n        <style>#sp-ea-12624 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-12624.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-12624.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-12624.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-12624.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-12624.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1736155820\"><div id=\"sp-ea-12624\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126240\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126240\" aria-controls=\"collapse126240\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Cashbacks &amp; Rewards<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse126240\" data-parent=\"#sp-ea-12624\" role=\"region\" aria-labelledby=\"ea-header-126240\"> <div class=\"ea-body\"><ul><li><span style=\"font-weight: 400\">5 reward points for every \u20b9150 spent across various categories like insurance, utilities, and education. The SmartBuy Platform elevates your experience with up to 10X rewards on those spends.<\/span><\/li><li><span style=\"font-weight: 400\">Additionally, enjoy a warm welcome with 12,500 bonus reward points when you join and after paying your renewal fee.<\/span><\/li><\/ul><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126241\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126241\" aria-controls=\"collapse126241\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Benefits<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse126241\" data-parent=\"#sp-ea-12624\" role=\"region\" aria-labelledby=\"ea-header-126241\"> <div class=\"ea-body\"><ul><li><span style=\"font-weight: 400\">Both primary and add-on cardholders can relax in unlimited domestic lounges while travelling internationally through Priority Pass membership\u2014a perk extended to all add-on members, too!<\/span><\/li><li><span style=\"font-weight: 400\">You can book three nights at participating hotels using your HDFC Infinia Credit Card but pay for just two!<\/span><\/li><li><span style=\"font-weight: 400\">Plus, enjoy delightful culinary moments with complimentary buffet offerings\u2014one-on-one deals await at select ITC locations.<\/span><\/li><\/ul><\/div><\/div><\/div><\/div><\/div>\n    <\/div>\n<\/div>\n<div id=\"ICICI-Emerald-Private\" class=\"box_ruppe_credit mtt-3\">\n<h3>5. ICICI Emerald Private Metal Card<\/h3>\n<div class=\"dd_card_flex\">\n<div class=\"cta_col_8\">\n<div class=\"dd_card_flex flex_credit_card\">\n<div class=\"cta_col_3 Joining_fees_box dd_flex_center\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/rupee.svg\" alt=\"Joining Fees icon\" \/><\/div>\n<div>\n<p>Joining Fees<\/p>\n<p class=\"nyn\">\u20b912,499<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_3 Joining_fees_box border_fees_credit_Crard\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/duration-alt-1.svg\" alt=\"Lifetime Free icon\" \/><\/div>\n<div>\n<p>Lifetime Free<\/p>\n<p class=\"nyn\">No<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_3 Joining_fees_box\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/Group-182.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee<\/p>\n<p class=\"nyn\">\u20b912,499<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_12 Joining_fees_box border_mt\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/annual_wavers.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee Wavier<\/p>\n<p class=\"nyn\">Yes<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_4 center_card\">\n<div class=\"debit_img_box\"><img decoding=\"async\" class=\"debit_card_img\" src=\"\/wp-content\/uploads\/2025\/06\/ICICI-Emeralde-Private-Metal-Credit-Card.png\" alt=\"ICICI Emerald Private Metal Card\" \/><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"best_for_icon\">\n<p><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/social-network.svg\" alt=\"Best For icon\" \/>Best For<\/p>\n<\/p><\/div>\n<div class=\"flex_wrap\">\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/plane-departure.svg\" alt=\"Shopping icon\" \/>Travel\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/Lifestyle.svg\" alt=\"Lifestyle icon\" \/>Lifestyle\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/utensils.svg\" alt=\"Dining icon\" \/>Dining\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/shopping-cart.svg\" alt=\"Shopping icon\" \/>Shopping\n        <\/div>\n<\/p><\/div>\n<div>\n        The ICICI Emerald Private Metal Credit Card is packed with numerous rewards and benefits tailored to enhance your lifestyle.\n    <\/div>\n<div class=\"creadit_card_accordion\" style=\"margin: 20px 0 0 0;\">\n        <style>#sp-ea-12623 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-12623.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-12623.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-12623.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-12623.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-12623.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1736156080\"><div id=\"sp-ea-12623\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126230\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126230\" aria-controls=\"collapse126230\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Cashbacks &amp; Rewards<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse126230\" data-parent=\"#sp-ea-12623\" role=\"region\" aria-labelledby=\"ea-header-126230\"> <div class=\"ea-body\"><ul><li><span style=\"font-weight: 400\">For every \u20b9200 you spend on groceries, utilities, education, and insurance, you accumulate 6 reward points.<\/span><\/li><\/ul><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126231\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126231\" aria-controls=\"collapse126231\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Benefits<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse126231\" data-parent=\"#sp-ea-12623\" role=\"region\" aria-labelledby=\"ea-header-126231\"> <div class=\"ea-body\"><ul><li><span style=\"font-weight: 400\">Upon joining this elite club of cardholders comes a year-long Taj Epicure membership that offers generous discounts like 25% off food and beverages as well as spa access options.<\/span><\/li><li><span style=\"font-weight: 400\">Cancellations are available for hotel bookings, plus travel insurance coverage that protects against delays or loss concerning baggage or important documents.<\/span><\/li><li><span style=\"font-weight: 400\">Enjoy lounge access unlimitedly when waiting at the airport!<\/span><\/li><li><span style=\"font-weight: 400\">Get free golf rounds or lessons after spending just \u20b950,000 monthly\u2014all capped with four sessions per month!<\/span><\/li><li><span style=\"font-weight: 400\">Significant discounts on BookMyShow tickets worth \u20b91500.<\/span><\/li><\/ul><\/div><\/div><\/div><\/div><\/div>\n    <\/div>\n<\/div>\n<div id=\"HSBC-primier-credit-crad\" class=\"box_ruppe_credit mtt-3\">\n<h3>6. HSBC Premier Credit Card<\/h3>\n<div class=\"dd_card_flex\">\n<div class=\"cta_col_8\">\n<div class=\"dd_card_flex flex_credit_card\">\n<div class=\"cta_col_3 Joining_fees_box dd_flex_center\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/rupee.svg\" alt=\"Joining Fees icon\" \/><\/div>\n<div>\n<p>Joining Fees<\/p>\n<p class=\"nyn\">\u20b912,000<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_3 Joining_fees_box border_fees_credit_Crard\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/duration-alt-1.svg\" alt=\"Lifetime Free icon\" \/><\/div>\n<div>\n<p>Lifetime Free<\/p>\n<p class=\"nyn\">No<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_3 Joining_fees_box\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/annual_wavers.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee Wavier<\/p>\n<p class=\"nyn\">Yes<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_12 Joining_fees_box border_mt\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/Group-182.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee<\/p>\n<p class=\"nyn\">\u20b920,000<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_4 center_card\">\n<div class=\"debit_img_box\"><img decoding=\"async\" class=\"debit_card_img\" src=\"\/wp-content\/uploads\/2025\/06\/HSBC-premier-card.png\" alt=\"HSBC Premier Credit Card\" \/><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"best_for_icon\">\n        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/social-network.svg\" alt=\"Best For icon\" \/>Best For\n    <\/div>\n<div class=\"flex_wrap\">\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/lounge_one.svg\" alt=\"Lounge icon\" \/>Lounge Access\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/shopping-cart.svg\" alt=\"Shopping icon\" \/>Shopping\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/utensils.svg\" alt=\"Dining icon\" \/>Dining\n        <\/div>\n<div class=\"use_card\">\n <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/movies.svg\" alt=\"movies icon\" \/>Movies\n        <\/div>\n<div class=\"use_card\">\n             <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/plane-departure.svg\" alt=\"Travel icon\" \/>Travel\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/insuration.svg\" alt=\"Insurance icon\" \/>Insurance\n        <\/div>\n<\/p><\/div>\n<div>\n        The HSBC Premier Credit Card brings a wealth of rewards and benefits tailored just for you.\n    <\/div>\n<div class=\"creadit_card_accordion\" style=\"margin: 20px 0 0 0;\">\n        <style>#sp-ea-12622 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-12622.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-12622.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-12622.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-12622.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-12622.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1736156310\"><div id=\"sp-ea-12622\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126220\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126220\" aria-controls=\"collapse126220\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Cashbacks &amp; Rewards<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse126220\" data-parent=\"#sp-ea-12622\" role=\"region\" aria-labelledby=\"ea-header-126220\"> <div class=\"ea-body\"><ul><li><span style=\"font-weight: 400\">You can accumulate an impressive three reward points for every \u20b9100 spent, with no expiration on those points.<\/span><\/li><li><span style=\"font-weight: 400\">Fuel expenses won't sting as much either; enjoy saving 1% on fuel surcharges at any gas station.<\/span><\/li><\/ul><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126221\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126221\" aria-controls=\"collapse126221\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Benefits<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse126221\" data-parent=\"#sp-ea-12622\" role=\"region\" aria-labelledby=\"ea-header-126221\"> <div class=\"ea-body\"><ul><li><span style=\"font-weight: 400\">Enjoy unlimited access to airport lounges both in India and abroad, plus eight complimentary guest visits each year.<\/span><\/li><li><span style=\"font-weight: 400\">Take advantage of weekly Buy One Get One Free offers through BookMyShow.<\/span><\/li><li><span style=\"font-weight: 400\">Dining out is also made sweeter with a generous 30% discount via EazyDiner on bills up to \u20b91,250.<\/span><\/li><li><span style=\"font-weight: 400\">Expect robust protection against online fraud alongside safeguards against lost card liability all day, every day, thanks to around-the-clock customer support ready whenever required.<\/span><\/li><\/ul><\/div><\/div><\/div><\/div><\/div>\n    <\/div>\n<\/div>\n<div id=\"American-Express-Platinum-card\" class=\"box_ruppe_credit mtt-3\">\n<h3>7. American Express Platinum ReserveSM Credit Card<\/h3>\n<div class=\"dd_card_flex\">\n<div class=\"cta_col_8\">\n<div class=\"dd_card_flex flex_credit_card\">\n<div class=\"cta_col_3 Joining_fees_box dd_flex_center\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/rupee.svg\" alt=\"Joining Fees icon\" \/><\/div>\n<div>\n<p>Joining Fees<\/p>\n<p class=\"nyn\">\u20b910,000<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_3 Joining_fees_box border_fees_credit_Crard\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/duration-alt-1.svg\" alt=\"Lifetime Free icon\" \/><\/div>\n<div>\n<p>Lifetime Free<\/p>\n<p class=\"nyn\">No<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_3 Joining_fees_box\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/Group-182.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee<\/p>\n<p class=\"nyn\">\u20b910,000<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_12 Joining_fees_box border_mt\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/annual_wavers.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee Wavier<\/p>\n<p class=\"nyn\">No<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_4 center_card\">\n<div class=\"debit_img_box\">\n                <img decoding=\"async\" class=\"debit_card_img\" src=\"\/wp-content\/uploads\/2025\/06\/American-Express-Platinum-Travel-Credit-Card.png\" alt=\"American Express Platinum ReserveSM Credit Card\" \/>\n            <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"best_for_icon\">\n        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/social-network.svg\" alt=\"Best For icon\" \/>Best For\n    <\/div>\n<div class=\"flex_wrap\">\n<div class=\"use_card\">\n <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/movies.svg\" alt=\"movies icon\" \/>Movies\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/shopping-cart.svg\" alt=\"Shopping icon\" \/>Shopping\n        <\/div>\n<div class=\"use_card\">\n             <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/plane-departure.svg\" alt=\"Travel icon\" \/>Travel\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/lounge_one.svg\" alt=\"Lounge icon\" \/>Lounge Access\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/golf.svg\" alt=\"Golf icon\" \/>Golf\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/fuel_icon.svg\" alt=\"Fuel icon\" \/>Fuel\n        <\/div>\n<\/p><\/div>\n<div>\n        This credit card embodies not just convenience but also sophistication across travel, dining, hospitality, and wellness experiences.\n    <\/div>\n<div class=\"creadit_card_accordion\" style=\"margin: 20px 0 0 0;\">\n        <style>#sp-ea-12621 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-12621.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-12621.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-12621.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-12621.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-12621.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1736156560\"><div id=\"sp-ea-12621\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126210\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126210\" aria-controls=\"collapse126210\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Cashbacks &amp; Rewards<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse126210\" data-parent=\"#sp-ea-12621\" role=\"region\" aria-labelledby=\"ea-header-126210\"> <div class=\"ea-body\"><ul><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Upon paying the first year's fee and spending \u20b930,000 within 90 days, you can enjoy a welcome gift of 11,000 bonus membership rewards points.<\/span><\/li><li><span style=\"font-weight: 400\">For every \u20b950 spent on eligible purchases, you earn an additional membership Rewards point.<\/span><\/li><\/ul><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126211\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126211\" aria-controls=\"collapse126211\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Benefits<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse126211\" data-parent=\"#sp-ea-12621\" role=\"region\" aria-labelledby=\"ea-header-126211\"> <div class=\"ea-body\"><ul><li><span style=\"font-weight: 400\">The card grants access to twelve complimentary airport lounge visits annually.<\/span><\/li><li><span style=\"font-weight: 400\">You also receive at least a 10% discount on health and wellness services.<\/span><\/li><li><span style=\"font-weight: 400\">A free movie or online shopping voucher worth \u20b91,000 when your monthly spending reaches \u20b950,000.<\/span><\/li><li><span style=\"font-weight: 400\">Expect interest rates set at competitive levels: normal at 3.50 % and defaulting cases at 3.99%.<\/span><\/li><\/ul><\/div><\/div><\/div><\/div><\/div>\n    <\/div>\n<\/div>\n<div class=\"cta_container\" style=\"margin: 3.3rem 0 1.3rem 0;\">\n<div class=\"cta_row\">\n<div class=\"cta_col_4\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2024\/10\/jupiter_card.svg\" alt=\"\">\n    <\/div>\n<div class=\"cta_col_8\">\n<p class=\"cta_heading\">Unlock the power of the 3-in-1 RuPay Credit Card.<\/p>\n<p>Enjoy 2% cashback while shopping, travelling, and dining.<\/p>\n<div class=\"cta_main_box\">\n        <a href=\"https:\/\/jptr.onelink.me\/TOMp\/credcrdblogs\"><\/p>\n<div class=\"elementor-button\">Apply Now!<\/div>\n<p><\/a>\n    <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/div>\n<h2>Best Luxury Credit Card in India<\/h2>\n<p>Here are some of the best luxury credit card offerings:-<\/p>\n<div class=\"responsive_table\" style=\"margin: 10px 0 0 0;\">\n<table>\n<tbody>\n<tr class=\"sticky_new\">\n<td class=\"sticky_new\"><strong>Credit Card<\/strong><\/td>\n<td><strong>Joining Fees<\/strong><\/td>\n<td><strong>Lifetime Free<\/strong><\/td>\n<td><strong>Annual Fee<\/strong><\/td>\n<td><strong>Annual Fee Wavier<\/strong><\/td>\n<td><strong>Best for<\/strong><\/td>\n<\/tr>\n<tr>\n<td class=\"sticky_new\"><a href=\"#american-express-card-platinum\"><strong>American Express Platinum Card<\/strong><\/a><\/td>\n<td><span style=\"font-weight: 400;\">\u20b966,000 + GST<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b966,000 + GST<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Travel, Insurance, Lounge Access, Dining<\/span><\/td>\n<\/tr>\n<tr>\n<td class=\"sticky_new\"><a href=\"#Axis-Burgundy-card\"><strong>Axis Burgundy Private Credit Card<\/strong><\/a><\/td>\n<td><span style=\"font-weight: 400;\">\u20b950,000 + GST<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b950,000 + GST<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Travel, Dining, Golf, Movies, Shopping, Fuel<\/span><\/td>\n<\/tr>\n<tr>\n<td class=\"sticky_new\"><a href=\"#IDFC-first-private-card\"><strong>IDFC FIRST Private Credit Card<\/strong><\/a><\/td>\n<td><span style=\"font-weight: 400;\">\u20b950,000 + GST<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b950,000 + GST<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Travel, Movies, Golf, Shopping, Insurance<\/span><\/td>\n<\/tr>\n<tr>\n<td class=\"sticky_new\"><a href=\"#Axis-bank-reserve-card\"><strong>Axis Bank Reserve Credit Card<\/strong><\/a><\/td>\n<td><span style=\"font-weight: 400;\">\u20b950,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b950,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Travel, Lounge Access, Golf, DIning, Movies, Insurance<\/span><\/td>\n<\/tr>\n<tr>\n<td class=\"sticky_new\"><a href=\"#indusInd-celesta-card\"><strong>IndusInd Celesta Credit Card<\/strong><\/a><\/td>\n<td><span style=\"font-weight: 400;\">\u20b950,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b95,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Shopping, Travel, Dining, Movies, Golf<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h2>Key Features &#038; Advantages of the Most Luxurious Credit Cards in India<\/h2>\n<p>Check out the key features and advantages of these luxury credit cards in India so that you can choose the one that caters to your premium lifestyle.<\/p>\n<div id=\"american-express-card-platinum\" class=\"box_ruppe_credit mtt-3\">\n<h3>1. American Express Platinum Card<\/h3>\n<div class=\"dd_card_flex\">\n<div class=\"cta_col_8\">\n<div class=\"dd_card_flex flex_credit_card\">\n<div class=\"cta_col_3 Joining_fees_box dd_flex_center\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/rupee.svg\" alt=\"Joining Fees icon\" \/><\/div>\n<div>\n<p>Joining Fees<\/p>\n<p class=\"nyn\">\u20b966,000 + GST<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_3 Joining_fees_box border_fees_credit_Crard\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/duration-alt-1.svg\" alt=\"Lifetime Free icon\" \/><\/div>\n<div>\n<p>Lifetime Free<\/p>\n<p class=\"nyn\">No<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_3 Joining_fees_box\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/Group-182.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee<\/p>\n<p class=\"nyn\">\u20b966,000 + GST<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_12 Joining_fees_box border_mt\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/annual_wavers.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee Wavier<\/p>\n<p class=\"nyn\">No<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_4 center_card\">\n<div class=\"debit_img_box\"><img decoding=\"async\" class=\"debit_card_img\" src=\"\/wp-content\/uploads\/2025\/06\/American-Express-Platinum-Card-travel.png\" alt=\"American Express Platinum Card\" \/><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"best_for_icon\">\n        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/social-network.svg\" alt=\"Best For icon\" \/>Best For\n    <\/div>\n<div class=\"flex_wrap\">\n<div class=\"use_card\">\n             <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/plane-departure.svg\" alt=\"Travel icon\" \/>Travel\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/insuration.svg\" alt=\"insuration icon\" \/>Insurance\n        <\/div>\n<div class=\"use_card\">\n             <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/lounge_one.svg\" alt=\"Lounge Access icon\" \/>Lounge Access\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/utensils.svg\" alt=\"Dining icon\" \/>Dining\n        <\/div>\n<\/p><\/div>\n<div>\n        A treasure trove of exclusive benefits awaits you with the American Express Platinum Card, which offers unique experiences tailored just for members like yourself.\n    <\/div>\n<div class=\"creadit_card_accordion\" style=\"margin: 20px 0 0 0;\">\n        <style>#sp-ea-12620 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-12620.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-12620.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-12620.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-12620.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-12620.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1736159830\"><div id=\"sp-ea-12620\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126200\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126200\" aria-controls=\"collapse126200\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Cashbacks &amp; Rewards<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse126200\" data-parent=\"#sp-ea-12620\" role=\"region\" aria-labelledby=\"ea-header-126200\"> <div class=\"ea-body\"><ul><li><span style=\"font-weight: 400\">You can earn Membership Rewards points on purchases, racking up an impressive 5x points when booking flights and prepaid hotels through AmexTravel.com.<\/span><\/li><li><span style=\"font-weight: 400\">Using your card at least four times for transactions totalling \u20b91,500 each month nets you an additional 1,000 bonus points.<\/span><\/li><li><span style=\"font-weight: 400\">As a welcoming gesture, if you spend \u20b915,000 within the first three months of joining, you receive a hearty boost of 10,000 bonus points.<\/span><\/li><\/ul><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126201\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126201\" aria-controls=\"collapse126201\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Benefits<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse126201\" data-parent=\"#sp-ea-12620\" role=\"region\" aria-labelledby=\"ea-header-126201\"> <div class=\"ea-body\"><ul><li><span style=\"font-weight: 400\">Enjoy discounts of up to 20% at select partner restaurants while indulging in culinary delights.<\/span><\/li><li><span style=\"font-weight: 400\">Your travels are enhanced further with complimentary memberships to prestigious hotel loyalty programs such as Hilton or Marriott.<\/span><\/li><li><span style=\"font-weight: 400\">Unlimited access to airport lounges globally.<\/span><\/li><li><span style=\"font-weight: 400\">This card provides free golf games and lessons on premium courses!<\/span><\/li><li><span style=\"font-weight: 400\">Support from Platinum Concierge service ensures every need is met seamlessly throughout your journey.<\/span><\/li><\/ul><\/div><\/div><\/div><\/div><\/div>\n    <\/div>\n<\/div>\n<div id=\"Axis-Burgundy-card\" class=\"box_ruppe_credit mtt-3\">\n<h3>2. Axis Burgundy Private Credit Card<\/h3>\n<div class=\"dd_card_flex\">\n<div class=\"cta_col_8\">\n<div class=\"dd_card_flex flex_credit_card\">\n<div class=\"cta_col_3 Joining_fees_box dd_flex_center\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/rupee.svg\" alt=\"Joining Fees icon\" \/><\/div>\n<div>\n<p>Joining Fees<\/p>\n<p class=\"nyn\">\u20b950,000 + GST<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_3 Joining_fees_box border_fees_credit_Crard\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/duration-alt-1.svg\" alt=\"Lifetime Free icon\" \/><\/div>\n<div>\n<p>Lifetime Free<\/p>\n<p class=\"nyn\">No<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_3 Joining_fees_box\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/Group-182.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee<\/p>\n<p class=\"nyn\">\u20b950,000 + GST<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_12 Joining_fees_box border_mt\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/annual_wavers.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee Wavier<\/p>\n<p class=\"nyn\">No<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_4 center_card\">\n<div class=\"debit_img_box\">\n                <img decoding=\"async\" class=\"debit_card_img\" src=\"\/wp-content\/uploads\/2025\/06\/Axis-Bank-Burgundy-Private-Credit-Card.png\" alt=\"Axis Burgundy Private Credit Card\" \/>\n            <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"best_for_icon\">\n        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/social-network.svg\" alt=\"Best For icon\" \/>Best For\n    <\/div>\n<div class=\"flex_wrap\">\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/plane-departure.svg\" alt=\"Shopping icon\" \/>Travel\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/utensils.svg\" alt=\"Dining icon\" \/>Dining\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/golf.svg\" alt=\"Travel icon\" \/>Golf\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/movies.svg\" alt=\"Dining icon\" \/>Movies\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/shopping-cart.svg\" alt=\"Shopping icon\" \/>Shopping\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/fuel_icon.svg\" alt=\"Fuel icon\" \/>Fuel\n        <\/div>\n<\/p><\/div>\n<div>\n        With the Axis Bank Burgundy Private Credit Card, you open the door to a world of exclusive rewards and benefits.\n    <\/div>\n<div class=\"creadit_card_accordion\" style=\"margin: 20px 0 0 0;\">\n        <style>#sp-ea-12618 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-12618.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-12618.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-12618.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-12618.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-12618.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1736161193\"><div id=\"sp-ea-12618\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126180\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126180\" aria-controls=\"collapse126180\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Cashbacks &amp; Rewards<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse126180\" data-parent=\"#sp-ea-12618\" role=\"region\" aria-labelledby=\"ea-header-126180\"> <div class=\"ea-body\"><ul><li><span style=\"font-weight: 400\">For every \u20b9200 spent using your card, you earn an impressive 15 EDGE REWARD points, which can be redeemed easily without any additional fees.<\/span><\/li><li><span style=\"font-weight: 400\">As a bonus for signing up and making your first transaction within the first month, you receive 30,000 EDGE REWARD points right off the bat!<\/span><\/li><\/ul><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126181\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126181\" aria-controls=\"collapse126181\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Benefits<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse126181\" data-parent=\"#sp-ea-12618\" role=\"region\" aria-labelledby=\"ea-header-126181\"> <div class=\"ea-body\"><ul><li><span style=\"font-weight: 400\">Enjoy up to 50 rounds of golf each year.<\/span><\/li><li><span style=\"font-weight: 400\">Round-the-clock personal concierge services that assist with everything from flight bookings to dining reservations and gift deliveries.<\/span><\/li><li><span style=\"font-weight: 400\">Complimentary EazyDiner Prime membership offering savings at top restaurants and discounts through Axis Bank's Dining Delights program.<\/span><\/li><li><span style=\"font-weight: 400\">For every ticket purchased through BookMyShow for five movies or events in a month, you get another one free!<\/span><\/li><li><span style=\"font-weight: 400\">Complimentary assistance during eight airport encounters, along with unlimited access to international lounge facilities for Priority Pass members \u2014 including guest entries \u2014 as well as unrestricted domestic lounge access.<\/span><\/li><\/ul><\/div><\/div><\/div><\/div><\/div>\n    <\/div>\n<\/div>\n<div id=\"IDFC-first-private-card\" class=\"box_ruppe_credit mtt-3\">\n<h3>3. IDFC FIRST Private Credit Card<\/h3>\n<div class=\"dd_card_flex\">\n<div class=\"cta_col_8\">\n<div class=\"dd_card_flex flex_credit_card\">\n<div class=\"cta_col_3 Joining_fees_box dd_flex_center\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/rupee.svg\" alt=\"Joining Fees icon\" \/><\/div>\n<div>\n<p>Joining Fees<\/p>\n<p class=\"nyn\">\u20b950,000 + GST<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_3 Joining_fees_box border_fees_credit_Crard\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/duration-alt-1.svg\" alt=\"Lifetime Free icon\" \/><\/div>\n<div>\n<p>Lifetime Free<\/p>\n<p class=\"nyn\">No<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_3 Joining_fees_box\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/Group-182.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee<\/p>\n<p class=\"nyn\">\u20b950,000 + GST<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_12 Joining_fees_box border_mt\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/annual_wavers.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee Wavier<\/p>\n<p class=\"nyn\">No<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_4 center_card\">\n<div class=\"debit_img_box\"><img decoding=\"async\" class=\"debit_card_img\" src=\"\/wp-content\/uploads\/2025\/06\/IDFC-FIRST-Private-Credit-Card.png\" alt=\"IDFC FIRST Private Credit Card\" \/><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"best_for_icon\">\n        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/social-network.svg\" alt=\"Best For icon\" \/>Best For\n    <\/div>\n<div class=\"flex_wrap\">\n<div class=\"use_card\">\n             <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/plane-departure.svg\" alt=\"Travel icon\" \/>Travel\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/movies.svg\" alt=\"Dining icon\" \/>Movies\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/plane-departure.svg\" alt=\"Travel icon\" \/>Golf\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/shopping-cart.svg\" alt=\"Dining icon\" \/>Shopping\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/insuration.svg\" alt=\"Dining icon\" \/>Insurance\n        <\/div>\n<\/p><\/div>\n<div>\n        The IDFC First Private Credit Card is a prestigious invitation-only offering, eliminating the need for an application process.\n    <\/div>\n<div class=\"creadit_card_accordion\" style=\"margin: 20px 0 0 0;\">\n        <style>#sp-ea-12617 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-12617.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-12617.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-12617.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-12617.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-12617.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1736161610\"><div id=\"sp-ea-12617\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126170\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126170\" aria-controls=\"collapse126170\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Cashbacks &amp; Rewards<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse126170\" data-parent=\"#sp-ea-12617\" role=\"region\" aria-labelledby=\"ea-header-126170\"> <div class=\"ea-body\"><ul><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Upon paying the annual fee, you receive 1 lakh bonus reward points valued at \u20b925,000 and can renew your Taj Epicure Membership.<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">As a joining perk, you can enjoy an additional 2 lakh bonus points worth \u20b950,000 along with your first-year Taj Epicure Membership.<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Spending over \u20b930,000 monthly unlocks impressive benefits\u20146X reward points on online purchases and 3X on offline ones; surpassing this amount earns you a staggering total of 10X rewards!<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Each year, you earn extra points for your birthday spending and have the option to donate part of these expenditures to charity while receiving Karma points for every rupee spent beyond that threshold.<\/span><\/li><\/ul><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126171\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126171\" aria-controls=\"collapse126171\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Benefits<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse126171\" data-parent=\"#sp-ea-12617\" role=\"region\" aria-labelledby=\"ea-header-126171\"> <div class=\"ea-body\"><ul><li><span style=\"font-weight: 400\">Luxury features enhance your experience with two monthly discounts on entertainment via BookMyShow and complimentary golf sessions each month.<\/span><\/li><li><span style=\"font-weight: 400\">Enjoy smooth travels thanks to zero forex markup rates abroad plus interest-free cash withdrawals lasting up to an incredible forty-eight days!<\/span><\/li><li><span style=\"font-weight: 400\">You also benefit from four free visits per year at railway lounges alongside unlimited access not only domestically but also internationally.<\/span><\/li><\/ul><\/div><\/div><\/div><\/div><\/div>\n    <\/div>\n<\/div>\n<div id=\"Axis-bank-reserve-card\" class=\"box_ruppe_credit mtt-3\">\n<h3>4. Axis Bank Reserve Credit Card<\/h3>\n<div class=\"dd_card_flex\">\n<div class=\"cta_col_8\">\n<div class=\"dd_card_flex flex_credit_card\">\n<div class=\"cta_col_3 Joining_fees_box dd_flex_center\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/rupee.svg\" alt=\"Joining Fees icon\" \/><\/div>\n<div>\n<p>Joining Fees<\/p>\n<p class=\"nyn\">\u20b950,000<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_3 Joining_fees_box border_fees_credit_Crard\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/duration-alt-1.svg\" alt=\"Lifetime Free icon\" \/><\/div>\n<div>\n<p>Lifetime Free<\/p>\n<p class=\"nyn\">No<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_3 Joining_fees_box\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/Group-182.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee<\/p>\n<p class=\"nyn\">\u20b950,000<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_12 Joining_fees_box border_mt\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/annual_wavers.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee Wavier<\/p>\n<p class=\"nyn\">Yes<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_4 center_card\">\n<div class=\"debit_img_box\"><img decoding=\"async\" class=\"debit_card_img\" src=\"\/wp-content\/uploads\/2025\/06\/Axis-Bank-Reserve-Credit-Card.png\" alt=\"Axis Bank Reserve Credit Card\" \/><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"best_for_icon\">\n        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/social-network.svg\" alt=\"Best For icon\" \/>Best For\n    <\/div>\n<div class=\"flex_wrap\">\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/plane-departure.svg\" alt=\"Shopping icon\" \/>Travel\n        <\/div>\n<div class=\"use_card\">\n             <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/lounge_one.svg\" alt=\"Lounge Access icon\" \/>Lounge Access\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/golf.svg\" alt=\"Golf icon\" \/>Golf\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/utensils.svg\" alt=\"Dining icon\" \/>Dining\n        <\/div>\n<div class=\"use_card\">\n <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/movies.svg\" alt=\"movies icon\" \/>Movies\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/insuration.svg\" alt=\"Insurance icon\" \/>Insurance\n        <\/div>\n<\/p><\/div>\n<div>\n        The Axis Bank Reserve Credit Card seamlessly offers lavish rewards for both domestic and international spending, positioning itself as a gateway to an exclusive lifestyle filled with privileges.\n    <\/div>\n<div class=\"creadit_card_accordion\" style=\"margin: 20px 0 0 0;\">\n        <style>#sp-ea-12616 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-12616.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-12616.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-12616.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-12616.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-12616.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1736161824\"><div id=\"sp-ea-12616\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126160\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126160\" aria-controls=\"collapse126160\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Cashbacks &amp; Rewards<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse126160\" data-parent=\"#sp-ea-12616\" role=\"region\" aria-labelledby=\"ea-header-126160\"> <div class=\"ea-body\"><ul><li><span style=\"font-weight: 400\">Kickstart your experience right away with initial points upon activation, followed by ongoing opportunities.<\/span><\/li><\/ul><ul><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">If you are a new member, you can receive an annual fee waiver of \u20b950,000 by spending \u20b935,000,00 within the year leading up to their anniversary date.<\/span><\/li><\/ul><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126161\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126161\" aria-controls=\"collapse126161\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Benefits<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse126161\" data-parent=\"#sp-ea-12616\" role=\"region\" aria-labelledby=\"ea-header-126161\"> <div class=\"ea-body\"><ul><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Dining benefits include a complimentary EazyDiner Prime membership that allows savings at top restaurants while elevating your culinary experiences.<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Enjoy generous discounts on movie tickets through BookMyShow.<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Partaking in golfing at premier courses across India\u2014up to fifty complimentary games annually!<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Insurance features enhance security against unforeseen mishaps related to purchases or travel baggage loss, among others.<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Membership perks invite you into a realm of luxury stays and dining options across various prestigious chains like ITC hotels and Accor properties.<\/span><\/li><\/ul><\/div><\/div><\/div><\/div><\/div>\n    <\/div>\n<\/div>\n<div id=\"indusInd-celesta-card\" class=\"box_ruppe_credit mtt-3\">\n<h3>5. IndusInd Celesta Credit Card<\/h3>\n<div class=\"dd_card_flex\">\n<div class=\"cta_col_8\">\n<div class=\"dd_card_flex flex_credit_card\">\n<div class=\"cta_col_3 Joining_fees_box dd_flex_center\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/rupee.svg\" alt=\"Joining Fees icon\" \/><\/div>\n<div>\n<p>Joining Fees<\/p>\n<p class=\"nyn\">\u20b950,000<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_3 Joining_fees_box border_fees_credit_Crard\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/duration-alt-1.svg\" alt=\"Lifetime Free icon\" \/><\/div>\n<div>\n<p>Lifetime Free<\/p>\n<p class=\"nyn\">No<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_3 Joining_fees_box\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/Group-182.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee<\/p>\n<p class=\"nyn\">\u20b95000<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_12 Joining_fees_box border_mt\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/annual_wavers.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee Wavier<\/p>\n<p class=\"nyn\">Yes<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"cta_col_4 center_card\">\n<div class=\"debit_img_box\"><img decoding=\"async\" class=\"debit_card_img\" src=\"\/wp-content\/uploads\/2025\/06\/IndusInd-Celesta-Credit-Card.png\" alt=\"IndusInd Celesta Credit Card\" \/><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"best_for_icon\">\n        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/social-network.svg\" alt=\"Best For icon\" \/>Best For\n    <\/div>\n<div class=\"flex_wrap\">\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/shopping-cart.svg\" alt=\"Shopping icon\" \/>Shopping\n        <\/div>\n<div class=\"use_card\">\n             <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/plane-departure.svg\" alt=\"Travel icon\" \/>Travel\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/01\/utensils.svg\" alt=\"Dining icon\" \/>Dining\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/movies.svg\" alt=\"movies icon\" \/>Movies\n        <\/div>\n<div class=\"use_card\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/golf.svg\" alt=\"Golf icon\" \/>Golf\n        <\/div>\n<\/p><\/div>\n<div>\n        The IndusInd Celesta Credit Card offers an impressive array of benefits that cater to both travel enthusiasts and everyday spenders.\n    <\/div>\n<div class=\"creadit_card_accordion\" style=\"margin: 20px 0 0 0;\">\n        <style>#sp-ea-12607 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-12607.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-12607.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-12607.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-12607.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-12607.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1736247020\"><div id=\"sp-ea-12607\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126070\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126070\" aria-controls=\"collapse126070\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Cashbacks &amp; Rewards<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse126070\" data-parent=\"#sp-ea-12607\" role=\"region\" aria-labelledby=\"ea-header-126070\"> <div class=\"ea-body\"><ul><li><span style=\"font-weight: 400\">With its rewards program, you earn 1 point for every \u20b9100 spent domestically and 3 points internationally.<\/span><\/li><\/ul><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126071\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126071\" aria-controls=\"collapse126071\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Benefits<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse126071\" data-parent=\"#sp-ea-12607\" role=\"region\" aria-labelledby=\"ea-header-126071\"> <div class=\"ea-body\"><ul><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">You get a complimentary Club Marriott Membership, which provides significant discounts on room rates and dining at select properties across Asia Pacific, along with Tablet Plus membership perks for VIP treatment globally.<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">The card includes a Priority Pass Membership granting access to international lounges twice quarterly and unlimited entry to domestic airport lounges.<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Dining out is made more enticing with EazyDiner Prime Membership, offering up to half-off meals at over 2,000 restaurants in India and Dubai.<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Enjoy BookMyShow\u2019s buy-one-get-one-free ticket offer thrice monthly alongside event savings.<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Three free rounds of golf games along with lessons each month at prestigious courses throughout India.<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">A complimentary Business Add-on Card linked seamlessly through American Express experiences!<\/span><\/li><\/ul><\/div><\/div><\/div><\/div><\/div>\n    <\/div>\n<\/div>\n<div class=\"cta_container\" style=\"margin: 3.3rem 0 1.3rem 0;\">\n<div class=\"cta_row\">\n<div class=\"cta_col_4\">\n            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2024\/10\/jupiter_card.svg\" alt=\"\">\n    <\/div>\n<div class=\"cta_col_8\">\n<p class=\"cta_heading\">Unlock the ultimate 3-in-1 RuPay Credit Card.<\/p>\n<p>Enjoy 2% cashback while you shop, travel, and dine\u2014lifetime free.<\/p>\n<div class=\"cta_main_box\">\n        <a href=\"https:\/\/jptr.onelink.me\/TOMp\/credcrdblogs\"><\/p>\n<div class=\"elementor-button\">Apply Now!<\/div>\n<p><\/a>\n    <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/div>\n<h2>Eligibility Criteria to Apply for Premium Credit Cards<\/h2>\n<p>The eligibility criteria for premium credit cards are very stringent when compared to those of regular credit cards. Though the requirements vary across banks, the following are some of the standard factors banks check to issue a premium credit card.<\/p>\n<ul>\n<li><strong>Age: <\/strong>Premium credit cards are issued only to individuals who have reached a certain age limit. Usually, the age limit is around 21 years, and sometimes it can even be above 26 years.<\/li>\n<li><strong>Residential Status: <\/strong>Certain banks issue credit cards only to residents of the country where the bank is located. However, some also issue cards to non-resident citizens. The primary purpose is to check the stability of the country of residence.<\/li>\n<li><strong>Income: <\/strong>Banks issue premium credit cards to individuals who have income above a certain cut-off. The cut-off is usually way above the national average.<\/li>\n<li><strong>Employment Status: <\/strong>Premium credit cards are issued to stable and self-employed individuals. The proof of income primarily includes pay slips and income tax returns.<\/li>\n<li>\n        <strong>Creditworthiness: <\/strong>An individual\u2019s creditworthiness is assessed through their credit score and credit history. Usually, banks prefer individuals with credit scores above 750.<\/p>\n<p>Moreover, a strong credit history with on-time payments and low credit utilisation can help an individual\u2019s candidature as it shows the ability to repay debt.<\/p>\n<p>Defaults, late payments, and negative remarks in the credit report can negatively affect the application. Banks also check the number of cards the individual holds, as having too many cards can reduce creditworthiness.<\/p>\n<\/li>\n<li><strong>Debt-to-income Ratio: <\/strong>The ratio of the total monthly debt to total monthly income is the debt-to-income ratio. A low ratio is considered good.<\/li>\n<li><strong>Relationship With the Issuer: <\/strong>Banks offer premium credit cards to existing customers of the bank who have a premium account with the bank with a high balance or invest in deposits and other instruments through the bank.<\/li>\n<\/ul>\n<h2>How Do You Apply for a Premium Credit Card in India?<\/h2>\n<p>Applying for a premium or luxury card is similar to applying for a standard credit card. However, the approval process can be slightly different and time-consuming. The following steps guide you in applying for a premium credit card.<\/p>\n<ul>\n<li><strong>Check Eligibility Criteria: <\/strong> Before applying for any credit card, you must check the eligibility criteria. Do not apply if you don\u2019t fulfil the eligibility criteria. Remember, each bank has specific criteria, so ensure you check the requirements properly.<\/li>\n<li><strong>Fill Out the Application: <\/strong>Fill out the credit card application with the utmost care. Make sure the important information, such as name, age, address, income, and employment details are filled correctly. Always double-check the application before submitting it.<\/li>\n<li><strong>Keep the Documents Ready: <\/strong>Banks usually ask for proof of identity, proof of address, and proof of income from you. A passport, PAN Card, Aadhar Card, or driver\u2019s license is accepted as proof of identity. Proof of address is utility bills, and the rental agreement or Aadhar Card is accepted. Salary slips and income tax returns act as proof of income.<\/li>\n<li><strong>Pay the Application Fee: <\/strong>Credit cards have an application and processing fee, which must be paid right at the time of application. Make the payment and save the acknowledgement in a safe place.<\/li>\n<li><strong>Submit the Application: <\/strong>Submit your application to the bank along with the documents and passport-size photographs. You can also apply online and upload the documents into the bank\u2019s portal.<\/li>\n<li><strong>Approval by Bank: <\/strong>Once you submit your application, the bank will review it and send you its decision via email, message, or post. Since it\u2019s a premium credit card, the approval time can be longer than that of a regular credit card.<\/li>\n<\/ul>\n<p>Premium and luxury cards are designed to meet the needs of individuals who seek luxury, convenience, and exclusive benefits. If you have a passion for refined experiences, then a premium credit card can be your key to a world of privilege.<\/p>\n<p>Before choosing a premium card, assess the benefits it offers along with your spending habits and match them with the benefits that are important to you. This way, you can find the card that is best for you.<\/p>\n<h2>What are the Added Advantages of Premium Credit Cards?<\/h2>\n<p>Premium credit cards offer a host of benefits to their users, and the following are just some of them.<\/p>\n<ul>\n<li><strong>Rewards: <\/strong>Premium cards offer lucrative rewards to their users. Each rupee spent gives higher reward points, miles, and cashback, which can be redeemed for travel, dining, and hotel bookings.<\/li>\n<li><strong>Travel Perks: <\/strong>From unlimited lounge access at luxury airports to free membership priority passes at airports, free hotel and air ticket upgrades, and baggage and travel insurance, these cards are loaded with travel benefits.<\/li>\n<li><strong>Dining Indulgence: <\/strong>They give access to Michelin-starred restaurants and exclusive fine dining establishments with rewarding discounts and complimentary memberships to popular dining clubs.<\/li>\n<li><strong>Shopping Experience: <\/strong>Premium cards do not just offer high rewards on shopping; they also give access to exclusive boutiques and discounts on limited-edition clothes and accessories.<\/li>\n<li><strong>Exclusive Entertainment Opportunities: <\/strong>With premium credit cards, get exclusive access to concerts and games along with VIP packages designed especially for the user.<\/li>\n<li><strong>Enhanced Financial Services and Protection: <\/strong>These cards come with a very high credit limit, low or nil foreign transaction fees, and extended warranties and purchase protection on goods such as mobile phones, laptops, and cameras.<\/li>\n<li><strong>Improved Security and Benefits: <\/strong>Premium cards are also designed to offer premium protection against credit card frauds, emergency assistance in case of lost luggage and medical emergencies, and travel accident insurance.<\/li>\n<\/ul>\n<h2>Factors to Consider While Getting a Premium Credit Card<\/h2>\n<ul>\n<li>\n<h3>Annual Fees<\/h3>\n<p>When picking a premium credit card, one important thing to look at is the annual fee. This is a yearly charge you have to pay just to have the card. Premium cards often come with higher annual payments, so make sure the benefits and rewards you get are worth the cost. Compare the fee to what the card offers to see if it\u2019s a good deal for you.<\/p>\n<\/li>\n<li>\n<h3>Rewards and Benefits<\/h3>\n<p>Another important factor is the rewards and benefits the card offers. Premium credit cards usually provide various perks, like cashback, points, or miles for every purchase. Check what kind of rewards you can earn and if they match your spending habits. Also, look at any additional benefits, such as discounts or special offer tie-ups in sales.<\/p>\n<\/li>\n<li>\n<h3>Interest Rates<\/h3>\n<p>Interest rates are crucial to consider, especially if you might carry a balance. Premium credit cards may have higher interest rates, so it\u2019s important to understand how much you are charged if you don\u2019t pay off your balance in full. Look for cards with lower interest rates or ones that offer promotional rates if you think you carry a balance.<\/p>\n<\/li>\n<li>\n<h3>Travel Benefits<\/h3>\n<p>If you travel often, check the travel benefits that come with the card. Many premium cards offer perks like airport lounge access, travel insurance, and no foreign transaction fees. These benefits can make your travel experience more comfortable and affordable. So, see which card offers the best travel-related advantages for you.<\/p>\n<\/li>\n<li>\n<h3>Lifestyle Benefits<\/h3>\n<p>Consider the lifestyle benefits provided by the card. Premium cards often offer perks related to dining, shopping, and entertainment, such as special discounts, access to exclusive events, or concierge services. Think about how these benefits align with your lifestyle and if they enhance your everyday experiences.<\/p>\n<\/li>\n<li>\n<h3>Customer Service<\/h3>\n<p>Finally, look at the customer service provided with the card. Premium credit cards should offer high-quality support, including 24\/7 assistance and quick resolution of issues. Good customer service can make a big difference if you run into any problems or need help with your card, so make sure the card issuer has a reputation for excellent service.<\/p>\n<\/li>\n<\/ul>\n<h2>Methodology for Top Premium Credit Cards<\/h2>\n<ul>\n<li><strong>Ease of Use:<\/strong> We look at how simple it is to understand the cashback or reward points system and how easy it is to use those points. We also consider whether there are limits to earning these rewards.<\/li>\n<li><strong>Extra Facilities: <\/strong>This includes additional perks that come with the card, such as welcome bonuses, discounts on items other than fuel, and surcharge waivers.<\/li>\n<li><strong>Cost of the Card: <\/strong>We evaluate the card\u2019s annual fee, any extra charges, hidden fees, and available rebates.<\/li>\n<li><strong>Acceptance: <\/strong>A top credit card should be widely accepted, and the issuer should be reputable.<\/li>\n<li><strong>Redemption of Reward Points: <\/strong>It\u2019s important that redeeming reward points is clear and straightforward.<\/li>\n<\/ul>\n<h2>FAQs<\/h2>\n<p><style>#sp-ea-12615 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-12615.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-12615.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-12615.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-12615.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-12615.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1736180554\"><div id=\"sp-ea-12615\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126150\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126150\" aria-controls=\"collapse126150\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> What is a black credit card?<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse126150\" data-parent=\"#sp-ea-12615\" role=\"region\" aria-labelledby=\"ea-header-126150\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">There are certain premium credit cards, loosely referred to as black credit cards, which offer exclusive benefits to their customer base at a high cost.<\/span><\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126151\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126151\" aria-controls=\"collapse126151\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Does HDFC have a black credit card?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse126151\" data-parent=\"#sp-ea-12615\" role=\"region\" aria-labelledby=\"ea-header-126151\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">HDFC has a credit card called the Diners Club Black Credit Card, which offers exclusive offers to its customers.<\/span><\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126152\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126152\" aria-controls=\"collapse126152\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Are premium credit cards good?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse126152\" data-parent=\"#sp-ea-12615\" role=\"region\" aria-labelledby=\"ea-header-126152\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">Yes, <\/span><span style=\"font-weight: 400\">premium credit cards<\/span><span style=\"font-weight: 400\"> are good as they offer exclusive benefits to their clients. The eligibility criteria for these cards and the selection of offers given are unique to the other credit cards provided by the financial institutions.<\/span><\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126153\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126153\" aria-controls=\"collapse126153\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> What is a premium credit card?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse126153\" data-parent=\"#sp-ea-12615\" role=\"region\" aria-labelledby=\"ea-header-126153\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">A <\/span><span style=\"font-weight: 400\">premium credit card<\/span><span style=\"font-weight: 400\"> is a type of credit card that comes with a higher annual fee and offers enhanced benefits and features compared to standard cards. These may include higher credit limits, exclusive rewards programs, travel perks, and more comprehensive insurance coverage. <\/span><\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126154\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126154\" aria-controls=\"collapse126154\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> What is a super premium credit card?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse126154\" data-parent=\"#sp-ea-12615\" role=\"region\" aria-labelledby=\"ea-header-126154\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">A <\/span><span style=\"font-weight: 400\">super premium credit card<\/span><span style=\"font-weight: 400\"> is an elevated version of a<\/span><span style=\"font-weight: 400\"> premium credit card<\/span><span style=\"font-weight: 400\"> designed for high-net-worth individuals. These cards offer all the benefits of premium cards but with even more luxurious rewards and exclusive services. This can include personalised concierge services, access to private events, and tailored travel arrangements.<\/span><\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126155\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126155\" aria-controls=\"collapse126155\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> What is a Luxurious Credit Card?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse126155\" data-parent=\"#sp-ea-12615\" role=\"region\" aria-labelledby=\"ea-header-126155\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">A <\/span><span style=\"font-weight: 400\">luxurious credit card<\/span><span style=\"font-weight: 400\"> is similar to super premium cards but is often associated with elite status and exclusivity. These cards usually provide superior benefits, such as elite membership in travel programs, exclusive access to luxury experiences, and top-tier customer service. Luxurious cards often come with a significantly higher annual fee, reflecting their premium offerings.<\/span><\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126156\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126156\" aria-controls=\"collapse126156\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Will I get a concierge service with premium credit cards?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse126156\" data-parent=\"#sp-ea-12615\" role=\"region\" aria-labelledby=\"ea-header-126156\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">Yes, many <\/span><span style=\"font-weight: 400\">premium credit cards<\/span><span style=\"font-weight: 400\"> come with concierge services as part of their benefits. The level of service may vary by the card issuer. So, it\u2019s essential to check the specific details of your card.<\/span><\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126157\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126157\" aria-controls=\"collapse126157\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Do I get milestone benefits with my premium credit cards?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse126157\" data-parent=\"#sp-ea-12615\" role=\"region\" aria-labelledby=\"ea-header-126157\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">Absolutely! <\/span><span style=\"font-weight: 400\">Most premium credit cards<\/span><span style=\"font-weight: 400\"> offer milestone benefits that reward you for reaching spending thresholds. The specifics can vary between card issuers. So, it\u2019s advisable to read the terms and conditions to understand how you can maximise these benefits.<\/span><\/p><\/div><\/div><\/div><\/div><\/div><br \/>\n<h2 class=\"looking\">Looking for a Specific Credit Card?<\/h2>\r\n\r\n<ul class=\"simple-icon-bx\">\r\n    <li>\r\n        <a href=\"\/blog\/best-credit-card-in-india\/\">\r\n        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/Best-credit-card.svg\" alt=\"\">\r\n        <p>Best<br> Credit Cards<\/p>\r\n        <\/a>\r\n    <\/li>\r\n    <li>\r\n        <a href=\"\/blog\/best-credit-card-for-fuel\/\">\r\n        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/gas-pump-alt.svg\" alt=\"\">\r\n        <p>Fuel<br> Credit Cards<\/p>\r\n        <\/a>\r\n    <\/li>\r\n    <li>\r\n        <a href=\"\/blog\/best-premium-credit-cards-in-india\/\">\r\n        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/benefit.svg\" alt=\"\">\r\n        <p>Premium <br>Credit Card<\/p>\r\n        <\/a>\r\n    <\/li>\r\n    <li>\r\n        <a href=\"\/blog\/best-business-credit-card-in-india\/\">\r\n        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/briefcase.svg\" alt=\"\">\r\n        <p>Business<br> Credit Card<\/p>\r\n        <\/a>\r\n    <\/li>\r\n    <li>\r\n        <a href=\"\/blog\/best-credit-cards-for-students\/\">\r\n        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/student.svg\" alt=\"\">\r\n        <p>Students<br> Credit Cards<\/p>\r\n        <\/a>\r\n    <\/li>\r\n    <li>\r\n        <a href=\"\/blog\/best-credit-card-for-online-shopping\/\">\r\n        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/shopping-cart-add.svg\" alt=\"\">\r\n        <p>Online Shopping Credit Cards<\/p>\r\n        <\/a>\r\n    <\/li>\r\n    <li>\r\n        <a href=\"\/blog\/airport-lounge-credit-cards\/\">\r\n        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/sofa.svg\" alt=\"\">\r\n        <p>Airport Lounge Credit Cards<\/p>\r\n        <\/a>\r\n    <\/li>\r\n    <li>\r\n        <a href=\"\/blog\/best-credit-card-to-book-flights\/\">\r\n        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/ticket-airline-1.svg\" alt=\"\">\r\n        <p>Book Flights Credit Cards<\/p>\r\n        <\/a>\r\n    <\/li>\r\n    <li>\r\n        <a href=\"\/blog\/best-credit-card-for-international-travel\/\">\r\n        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/passport-1.svg\" alt=\"\" style=\"width: 25px;\">\r\n        <p>International Travel Credit Card<\/p>\r\n        <\/a>\r\n    <\/li>\r\n    <li>\r\n        <a href=\"\/blog\/best-credit-cards-for-movie-tickets-in-india\/\">\r\n        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/clapperboard-play.svg\" alt=\"\">\r\n        <p>Movie Tickets Credit Cards<\/p>\r\n        <\/a>\r\n    <\/li>\r\n    <li>\r\n        <a href=\"\/blog\/best-rewards-credit-card\/\">\r\n        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/trophy-star.svg\" alt=\"\">\r\n        <p>Rewards <br>Credit Cards<\/p>\r\n        <\/a>\r\n    <\/li>\r\n    <li>\r\n        <a href=\"\/blog\/lifetime-free-credit-card\/\">\r\n        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/free.svg\" alt=\"\">\r\n        <p>Lifetime Free Credit Card<\/p>\r\n        <\/a>\r\n    <\/li>\r\n    <li>\r\n        <a href=\"\/blog\/best-credit-card-for-utility-bill-payment\/\">\r\n        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/receipt.svg\" alt=\"\" style=\"width: 21px;\">\r\n        <p>Utility Bill Payment Credit Card<\/p>\r\n        <\/a>\r\n    <\/li>\r\n    <li>\r\n        <a href=\"\/blog\/best-credit-card-for-insurance-payment\/\" style=\"padding: 30px 20px;\">\r\n        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/Insurance-Payment-.svg\" alt=\"\">\r\n        <p>Insurance Payment Credit Card<\/p>\r\n        <\/a>\r\n    <\/li>\r\n<\/ul>\r\n\r\n\r\n<style>\r\n\r\n    h2.class {\r\n    color: #FD7E6E;\r\n    }\r\n\r\n    ul.simple-icon-bx {\r\n    display: flex;\r\n    flex-wrap: wrap;\r\n    padding: 0;\r\n    margin-left: 0;\r\n    }\r\n\r\n    ul.simple-icon-bx li {\r\n        list-style: none;\r\n        width: 25%;\r\n    }\r\n\r\n    ul.simple-icon-bx li a {\r\n        display: flex;\r\n        flex-direction: column;\r\n        align-items: center;\r\n        margin: 10px 10px 10px 10px;\r\n        justify-content: space-evenly;\r\n        background: #fff;\r\n        border-radius: 20px;\r\n        padding: 30px 20px;\r\n        box-shadow: 0 0 12px 0 rgb(253 126 110 \/ 30%);\r\n\t\ttext-decoration: none;\r\n    }   \r\n\r\n    ul.simple-icon-bx img {\r\n    width: 30px;\r\n    height: auto;\r\n    flex: 0 0 40px;\r\n    }\r\n\r\n    ul.simple-icon-bx p {\r\n    text-align: center;\r\n    line-height: 21px;\r\n    margin: 10px 0 0 0;\r\n    font-size: 14px;\r\n    }\r\n\r\n    ul.simple-icon-bx a:hover {\r\n        color: #737E86;\r\n        text-decoration: none;\r\n    }\r\n    ul.simple-icon-bx li a {\r\n        color: #737E86;\r\n    }\r\n\r\n\r\n\r\n\r\n    @media(max-width:1200px){\r\n\t\tul.simple-icon-bx li {\r\n\t\t\t\twidth:25%;\r\n\t\t}\t\t\r\n    }\r\n\r\n    @media(max-width:993px){\r\n\t\tul.simple-icon-bx li {\r\n\t\t\t\twidth:25%;\r\n\t\t}\r\n        ul.simple-icon-bx li a {\r\n            padding: 20px !important;\r\n        }\r\n        ul.simple-icon-bx p {\r\n            min-height: 63px;\r\n        }\t\t\r\n    }\r\n\r\n\r\n    @media(max-width:767px) {\r\n        ul.simple-icon-bx li {\r\n            width:47%;\r\n        }\r\n        br {\r\n            display: none;\r\n        }\r\n    }\r\n\r\n    @media(max-width:576px){\r\n\r\n        ul.simple-icon-bx li {\r\n        width: 50%;\r\n        }\r\n        ul.simple-icon-bx li a {\r\n            padding: 20px;\r\n        }\r\n        ul.simple-icon-bx p {\r\n            min-height: 85px;\r\n        }\r\n\t\t\r\n    }\r\n\r\n<\/style><\/p>\n<p><script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [{\n    \"@type\": \"Question\",\n    \"name\": \"What is a black credit card?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"There are certain premium credit cards which are loosely referred to as black credit cards which offer exclusive benefits to its customer base at a high cost.\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"Does HDFC have a black credit card?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"HDFC has a credit card with the name, \u2018Diners Club Black Credit Card\u2019 which exclusive offers to their customers.\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"Are premium credit cards good?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"Yes, premium credit cards are good as they offer exclusive benefits to their clients. The eligibility criteria for these cards and the selection of offers given are quite unique than the other credit cards provided by the financial institutions.\"\n    }\n  }]\n}\n<\/script> <\/p>\n","protected":false},"excerpt":{"rendered":"<p> Designed for high-net-worth individuals, premium credit cards offer luxurious benefits that enhance travel, dining, shopping, and entertainment experiences. Unlike regular credit cards that focus on cashback, premium cards provide exclusive perks like high spending limits, unlimited airport lounge access, and complimentary spa sessions. Super premium credit cards and luxury credit cards also come with a [&hellip;] <\/p>\n","protected":false},"author":4,"featured_media":15071,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[7],"tags":[],"class_list":["post-3642","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Best Premium, Super-Premium, and Luxury Credit Cards in India<\/title>\n<meta name=\"description\" content=\"Explore the best premium, super-premium, and luxury credit cards in India, offering exclusive rewards, travel benefits, and unmatched privileges.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/jupiter.money\/blog\/best-premium-credit-cards-in-india\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Best Premium, Super-Premium, and Luxury Credit Cards in India\" \/>\n<meta property=\"og:description\" content=\"Explore the best premium, super-premium, and luxury credit cards in India, offering exclusive rewards, travel benefits, and unmatched privileges.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/jupiter.money\/blog\/best-premium-credit-cards-in-india\/\" \/>\n<meta property=\"og:site_name\" content=\"Jupiter\" \/>\n<meta property=\"article:published_time\" content=\"2023-03-12T04:30:36+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-06-20T08:05:30+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2023\/03\/Black-credit-card-with-King-from-the-chess.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"710\" \/>\n\t<meta property=\"og:image:height\" content=\"342\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Priyanka Rao\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Priyanka Rao\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"56 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/jupiter.money\/blog\/best-premium-credit-cards-in-india\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/jupiter.money\/blog\/best-premium-credit-cards-in-india\/\"},\"author\":{\"name\":\"Priyanka Rao\",\"@id\":\"https:\/\/jupiter.money\/blog\/#\/schema\/person\/fb1f448613459b72cf2e6b71abd6dc68\"},\"headline\":\"Best Premium, Super-Premium, and Luxury Credit Cards in India\",\"datePublished\":\"2023-03-12T04:30:36+00:00\",\"dateModified\":\"2025-06-20T08:05:30+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/jupiter.money\/blog\/best-premium-credit-cards-in-india\/\"},\"wordCount\":3007,\"publisher\":{\"@id\":\"https:\/\/jupiter.money\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/jupiter.money\/blog\/best-premium-credit-cards-in-india\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2023\/03\/Black-credit-card-with-King-from-the-chess.webp\",\"articleSection\":[\"Credit Card\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/jupiter.money\/blog\/best-premium-credit-cards-in-india\/\",\"url\":\"https:\/\/jupiter.money\/blog\/best-premium-credit-cards-in-india\/\",\"name\":\"Best Premium, Super-Premium, and Luxury Credit Cards in India\",\"isPartOf\":{\"@id\":\"https:\/\/jupiter.money\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/jupiter.money\/blog\/best-premium-credit-cards-in-india\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/jupiter.money\/blog\/best-premium-credit-cards-in-india\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2023\/03\/Black-credit-card-with-King-from-the-chess.webp\",\"datePublished\":\"2023-03-12T04:30:36+00:00\",\"dateModified\":\"2025-06-20T08:05:30+00:00\",\"description\":\"Explore the best premium, super-premium, and luxury credit cards in India, offering exclusive rewards, travel benefits, and unmatched privileges.\",\"breadcrumb\":{\"@id\":\"https:\/\/jupiter.money\/blog\/best-premium-credit-cards-in-india\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/jupiter.money\/blog\/best-premium-credit-cards-in-india\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/jupiter.money\/blog\/best-premium-credit-cards-in-india\/#primaryimage\",\"url\":\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2023\/03\/Black-credit-card-with-King-from-the-chess.webp\",\"contentUrl\":\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2023\/03\/Black-credit-card-with-King-from-the-chess.webp\",\"width\":710,\"height\":342},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/jupiter.money\/blog\/best-premium-credit-cards-in-india\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/jupiter.money\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Best Premium, Super-Premium, and Luxury Credit Cards in India\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/jupiter.money\/blog\/#website\",\"url\":\"https:\/\/jupiter.money\/blog\/\",\"name\":\"Jupiter\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/jupiter.money\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/jupiter.money\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/jupiter.money\/blog\/#organization\",\"name\":\"Jupiter\",\"url\":\"https:\/\/jupiter.money\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/jupiter.money\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2025\/05\/jupiter-logo-orange.svg\",\"contentUrl\":\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2025\/05\/jupiter-logo-orange.svg\",\"width\":115,\"height\":35,\"caption\":\"Jupiter\"},\"image\":{\"@id\":\"https:\/\/jupiter.money\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/jupiter.money\/blog\/#\/schema\/person\/fb1f448613459b72cf2e6b71abd6dc68\",\"name\":\"Priyanka Rao\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/jupiter.money\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/12ed40e9d19358c600a3c06d5a75b26c1e78702f694e8d0622ee4d2bab2f8ccf?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/12ed40e9d19358c600a3c06d5a75b26c1e78702f694e8d0622ee4d2bab2f8ccf?s=96&d=mm&r=g\",\"caption\":\"Priyanka Rao\"},\"description\":\"Author\",\"url\":\"https:\/\/jupiter.money\/blog\/author\/priynka\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Best Premium, Super-Premium, and Luxury Credit Cards in India","description":"Explore the best premium, super-premium, and luxury credit cards in India, offering exclusive rewards, travel benefits, and unmatched privileges.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/jupiter.money\/blog\/best-premium-credit-cards-in-india\/","og_locale":"en_US","og_type":"article","og_title":"Best Premium, Super-Premium, and Luxury Credit Cards in India","og_description":"Explore the best premium, super-premium, and luxury credit cards in India, offering exclusive rewards, travel benefits, and unmatched privileges.","og_url":"https:\/\/jupiter.money\/blog\/best-premium-credit-cards-in-india\/","og_site_name":"Jupiter","article_published_time":"2023-03-12T04:30:36+00:00","article_modified_time":"2025-06-20T08:05:30+00:00","og_image":[{"width":710,"height":342,"url":"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2023\/03\/Black-credit-card-with-King-from-the-chess.webp","type":"image\/webp"}],"author":"Priyanka Rao","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Priyanka Rao","Est. reading time":"56 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/jupiter.money\/blog\/best-premium-credit-cards-in-india\/#article","isPartOf":{"@id":"https:\/\/jupiter.money\/blog\/best-premium-credit-cards-in-india\/"},"author":{"name":"Priyanka Rao","@id":"https:\/\/jupiter.money\/blog\/#\/schema\/person\/fb1f448613459b72cf2e6b71abd6dc68"},"headline":"Best Premium, Super-Premium, and Luxury Credit Cards in India","datePublished":"2023-03-12T04:30:36+00:00","dateModified":"2025-06-20T08:05:30+00:00","mainEntityOfPage":{"@id":"https:\/\/jupiter.money\/blog\/best-premium-credit-cards-in-india\/"},"wordCount":3007,"publisher":{"@id":"https:\/\/jupiter.money\/blog\/#organization"},"image":{"@id":"https:\/\/jupiter.money\/blog\/best-premium-credit-cards-in-india\/#primaryimage"},"thumbnailUrl":"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2023\/03\/Black-credit-card-with-King-from-the-chess.webp","articleSection":["Credit Card"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/jupiter.money\/blog\/best-premium-credit-cards-in-india\/","url":"https:\/\/jupiter.money\/blog\/best-premium-credit-cards-in-india\/","name":"Best Premium, Super-Premium, and Luxury Credit Cards in India","isPartOf":{"@id":"https:\/\/jupiter.money\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/jupiter.money\/blog\/best-premium-credit-cards-in-india\/#primaryimage"},"image":{"@id":"https:\/\/jupiter.money\/blog\/best-premium-credit-cards-in-india\/#primaryimage"},"thumbnailUrl":"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2023\/03\/Black-credit-card-with-King-from-the-chess.webp","datePublished":"2023-03-12T04:30:36+00:00","dateModified":"2025-06-20T08:05:30+00:00","description":"Explore the best premium, super-premium, and luxury credit cards in India, offering exclusive rewards, travel benefits, and unmatched privileges.","breadcrumb":{"@id":"https:\/\/jupiter.money\/blog\/best-premium-credit-cards-in-india\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/jupiter.money\/blog\/best-premium-credit-cards-in-india\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/jupiter.money\/blog\/best-premium-credit-cards-in-india\/#primaryimage","url":"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2023\/03\/Black-credit-card-with-King-from-the-chess.webp","contentUrl":"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2023\/03\/Black-credit-card-with-King-from-the-chess.webp","width":710,"height":342},{"@type":"BreadcrumbList","@id":"https:\/\/jupiter.money\/blog\/best-premium-credit-cards-in-india\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/jupiter.money\/blog\/"},{"@type":"ListItem","position":2,"name":"Best Premium, Super-Premium, and Luxury Credit Cards in India"}]},{"@type":"WebSite","@id":"https:\/\/jupiter.money\/blog\/#website","url":"https:\/\/jupiter.money\/blog\/","name":"Jupiter","description":"","publisher":{"@id":"https:\/\/jupiter.money\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/jupiter.money\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/jupiter.money\/blog\/#organization","name":"Jupiter","url":"https:\/\/jupiter.money\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/jupiter.money\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2025\/05\/jupiter-logo-orange.svg","contentUrl":"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2025\/05\/jupiter-logo-orange.svg","width":115,"height":35,"caption":"Jupiter"},"image":{"@id":"https:\/\/jupiter.money\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/jupiter.money\/blog\/#\/schema\/person\/fb1f448613459b72cf2e6b71abd6dc68","name":"Priyanka Rao","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/jupiter.money\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/12ed40e9d19358c600a3c06d5a75b26c1e78702f694e8d0622ee4d2bab2f8ccf?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/12ed40e9d19358c600a3c06d5a75b26c1e78702f694e8d0622ee4d2bab2f8ccf?s=96&d=mm&r=g","caption":"Priyanka Rao"},"description":"Author","url":"https:\/\/jupiter.money\/blog\/author\/priynka\/"}]}},"_links":{"self":[{"href":"https:\/\/jupiter.money\/blog\/wp-json\/wp\/v2\/posts\/3642","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jupiter.money\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jupiter.money\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jupiter.money\/blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/jupiter.money\/blog\/wp-json\/wp\/v2\/comments?post=3642"}],"version-history":[{"count":8,"href":"https:\/\/jupiter.money\/blog\/wp-json\/wp\/v2\/posts\/3642\/revisions"}],"predecessor-version":[{"id":15107,"href":"https:\/\/jupiter.money\/blog\/wp-json\/wp\/v2\/posts\/3642\/revisions\/15107"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jupiter.money\/blog\/wp-json\/wp\/v2\/media\/15071"}],"wp:attachment":[{"href":"https:\/\/jupiter.money\/blog\/wp-json\/wp\/v2\/media?parent=3642"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jupiter.money\/blog\/wp-json\/wp\/v2\/categories?post=3642"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jupiter.money\/blog\/wp-json\/wp\/v2\/tags?post=3642"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}