{"id":3711,"date":"2024-01-19T10:03:09","date_gmt":"2024-01-19T04:33:09","guid":{"rendered":"https:\/\/jupiter.money\/blog\/?p=3711"},"modified":"2026-04-10T13:28:51","modified_gmt":"2026-04-10T13:28:51","slug":"zero-forex-markup-credit-card","status":"publish","type":"post","link":"https:\/\/jupiter.money\/blog\/zero-forex-markup-credit-card\/","title":{"rendered":"7 Best Zero Forex Markup Credit Cards in India 2026"},"content":{"rendered":"<p> If you&#8217;ve ever used your credit card for an overseas purchase, you might have noticed an extra charge \u2013 that&#8217;s the forex markup. This fee is added by credit card companies to cover the cost of converting your money into foreign currency. For anyone traveling internationally or shopping online from another country, this can be a frustrating extra cost. The good news? More and more credit cards are now offering zero forex markup, meaning you can make transactions abroad without worrying about these additional fees. Let\u2019s take a look at some of the best options in 2026 that help you save while you spend worldwide.<\/p>\n<h2>What are Zero Forex Markup Credit Cards?<\/h2>\n<p>Zero forex markup cards are credit cards that don&#8217;t charge extra fees when you make purchases in a foreign currency. Unlike regular credit cards, which often add a forex markup fee of 2-3% for international transactions, these cards let you shop or travel abroad without those extra costs. This means when you use a zero-forex markup card, you&#8217;re only paying for what you buy \u2013 no surprise charges for converting your money. It\u2019s a great way to save, especially if you frequently make overseas purchases or travel abroad.<\/p>\n<h2>Best Zero Forex Markup Credit Cards in India 2026<\/h2>\n<p>Looking for credit cards that save you money on international transactions? Here&#8217;s a list of the best zero forex markup credit cards in India for 2026 to help you spend abroad without extra charges.<\/p>\n<div class=\"responsive_table\">\n<table>\n<tbody>\n<tr class=\"sticky_new\">\n<td class=\"sticky_new\"><strong>Credit Card<\/strong><\/td>\n<td><strong>Joining Fees<\/strong><\/td>\n<td><strong>Lifetime Free<\/strong><\/td>\n<td><strong>Annual Fee<\/strong><\/td>\n<\/tr>\n<tr>\n<td class=\"sticky_new\"><a href=\"#idfc-first-wow-credit-card\">IDFC First Wow Credit Card<\/a><\/td>\n<td><span style=\"font-weight: 400;\">Zero<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">&#8211;<\/span><\/td>\n<\/tr>\n<tr>\n<td class=\"sticky_new\"><a href=\"#idfc-mayura-credit-card\">IDFC Mayura credit card<\/a><\/td>\n<td><span style=\"font-weight: 400;\">\u20b95,999 +GST<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b95,999 +GST<\/span><\/td>\n<\/tr>\n<tr>\n<td class=\"sticky_new\"><a href=\"#federal-scapia-co-branded-credit-card\">Scapia Federal Bank Credit Card<\/a><\/td>\n<td><span style=\"font-weight: 400;\">Zero<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">&#8211;<\/span><\/td>\n<\/tr>\n<tr>\n<td class=\"sticky_new\"><a href=\"#axis-bank-burgundy-private-credit-card\">Axis Bank Burgundy Private Credit Card<\/a><\/td>\n<td><span style=\"font-weight: 400;\">\u20b950,000 + GST<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b950,000 + GST<\/span><\/td>\n<\/tr>\n<tr>\n<td class=\"sticky_new\"><a href=\"#rbl-world-safari-credit-card\">RBL World Safari Credit Card<\/a><\/td>\n<td><span style=\"font-weight: 400;\">\u20b93,000 + GST<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b93,000 + GST<\/span><\/td>\n<\/tr>\n<tr>\n<td class=\"sticky_new\"><a href=\"#au-ixigo-credit-card\">Ixigo AU Credit Card<\/a><\/td>\n<td><span style=\"font-weight: 400;\">Zero<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">&#8211;<\/span><\/td>\n<\/tr>\n<tr>\n<td class=\"sticky_new\"><a href=\"#niyo-sbm-bank-credit-card\">Niyo Global SBM Credit Card<\/a><\/td>\n<td><span style=\"font-weight: 400;\">Zero<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">&#8211;<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div id=\"idfc-first-wow-credit-card\" class=\"box_ruppe_credit\">\n<h3>1. IDFC First Wow Credit Card<\/h3>\n<div class=\"dd_card_flex\">\n<div class=\"cta_col_8\">\n<div class=\"dd_card_flex flex_credit_card\">\n<div class=\"cta_col_3 Joining_fees_box dd_flex_center\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/06\/rupee.svg\" alt=\"Joining Fees icon\" \/><\/div>\n<div>\n<p>Joining Fees<\/p>\n<p class=\"nyn\">Zero<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_3 Joining_fees_box border_fees_credit_Crard\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/01\/duration-alt-1.svg\" alt=\"Lifetime Free icon\" \/><\/div>\n<div>\n<p>Lifetime Free<\/p>\n<p class=\"nyn\">Yes<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_3 Joining_fees_box\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/01\/Group-182.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee<\/p>\n<p class=\"nyn\">&#8211;<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_4 center_card\">\n<div class=\"debit_img_box\"><img decoding=\"async\" class=\"debit_card_img\" src=\"\/wp-content\/uploads\/2026\/06\/IDFC-FIRST-WoW-Credit-Card.png\" alt=\"IDFC FIRST WoW Credit Card\" \/><\/div>\n<\/div>\n<\/div>\n<div class=\"creadit_card_accordion\"><style>#sp-ea-14678 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-14678.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-14678.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-14678.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-14678.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-14678.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1750247733\"><div id=\"sp-ea-14678\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-146780\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse146780\" aria-controls=\"collapse146780\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Travel, Lounge, and Miles Benefits<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse146780\" data-parent=\"#sp-ea-14678\" role=\"region\" aria-labelledby=\"ea-header-146780\"> <div class=\"ea-body\"><ul><li><strong>Travel<\/strong>: This card offers zero forex charges, making international transactions much easier and cheaper. <\/li><li><strong>Lounge<\/strong>: Enjoy free access to lounges in India and abroad, with additional guest privileges.<\/li><li><strong>Miles<\/strong>: While it doesn\u2019t directly offer miles, it does offer generous reward points that can be used to offset travel costs.<\/li><\/ul><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-146781\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse146781\" aria-controls=\"collapse146781\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Other Details &amp; Features<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse146781\" data-parent=\"#sp-ea-14678\" role=\"region\" aria-labelledby=\"ea-header-146781\"> <div class=\"ea-body\"><ul><li>This is a fixed-deposit (FD)-backed card. Your credit limit is based on the FD you hold with IDFC First Bank, giving you the benefit of a credit card without the usual eligibility criteria.<\/li><li>Earn up to 3X reward points on UPI spends.<\/li><li>Increase your credit limit just by increasing your FD amount. <\/li><li>There\u2019s no forex markup fee, so it\u2019s a good pick for frequent travellers.<\/li><li><strong>Fee: Rs.199 + GST for Joining Fee, Renewal Fee: Rs.0<\/strong><\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/div>\n<\/div>\n<div id=\"idfc-mayura-credit-card\" class=\"box_ruppe_credit\">\n<h3>2. IDFC Mayura Credit Card<\/h3>\n<div class=\"dd_card_flex\">\n<div class=\"cta_col_8\">\n<div class=\"dd_card_flex flex_credit_card\">\n<div class=\"cta_col_3 Joining_fees_box dd_flex_center\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/06\/rupee.svg\" alt=\"Joining Fees icon\" \/><\/div>\n<div>\n<p>Joining Fees<\/p>\n<p class=\"nyn\">\u20b95,999 +GST<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_3 Joining_fees_box border_fees_credit_Crard\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/01\/duration-alt-1.svg\" alt=\"Lifetime Free icon\" \/><\/div>\n<div>\n<p>Lifetime Free<\/p>\n<p class=\"nyn\">No<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_3 Joining_fees_box\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/01\/Group-182.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee<\/p>\n<p class=\"nyn\">\u20b95,999 +GST<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_4 center_card\">\n<div class=\"debit_img_box\"><img decoding=\"async\" class=\"debit_card_img\" src=\"\/wp-content\/uploads\/2026\/06\/idfc-bank-mayura-credit-card-1.png\" alt=\"IDFC Mayura Credit Card\" \/><\/div>\n<\/div>\n<\/div>\n<div class=\"creadit_card_accordion\"><style>#sp-ea-14680 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-14680.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-14680.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-14680.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-14680.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-14680.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1750247890\"><div id=\"sp-ea-14680\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-146800\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse146800\" aria-controls=\"collapse146800\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Travel, Lounge, and Miles Benefits<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse146800\" data-parent=\"#sp-ea-14680\" role=\"region\" aria-labelledby=\"ea-header-146800\"> <div class=\"ea-body\"><ul><li><strong>Travel<\/strong>: Zero forex charges on international transactions, so you don\u2019t have to worry about extra costs when abroad. <\/li><li><strong>Lounge<\/strong>: Get complimentary access to airport lounges both in India (up to 4 visits a year) and internationally, with an extra guest pass each quarter.<\/li><li><strong>Miles<\/strong>: Earn 5X reward points on spends up to \u20b920,000 and 10X on higher spends, useful for redeeming travel or lifestyle rewards.<\/li><\/ul><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-146801\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse146801\" aria-controls=\"collapse146801\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Other Details &amp; Features<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse146801\" data-parent=\"#sp-ea-14680\" role=\"region\" aria-labelledby=\"ea-header-146801\"> <div class=\"ea-body\"><ul><li>The Mayura Credit Card is a premium metal card that provides luxury benefits and rewards. Designed for high spenders, it offers exceptional perks to enhance your travel and lifestyle.<\/li><li>Get travel cancellation cover up to \u20b950,000 per year.<\/li><li><strong>Fee Waivers<\/strong>: Get benefits like annual fee waiver if your yearly spending crosses \u20b98 lakh.<\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/div>\n<\/div>\n<div id=\"federal-scapia-co-branded-credit-card\" class=\"box_ruppe_credit\">\n<h3>3. Federal Scapia Co-Branded Credit Card<\/h3>\n<div class=\"dd_card_flex\">\n<div class=\"cta_col_8\">\n<div class=\"dd_card_flex flex_credit_card\">\n<div class=\"cta_col_3 Joining_fees_box dd_flex_center\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/06\/rupee.svg\" alt=\"Joining Fees icon\" \/><\/div>\n<div>\n<p>Joining Fees<\/p>\n<p class=\"nyn\">Zero<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_3 Joining_fees_box border_fees_credit_Crard\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/01\/duration-alt-1.svg\" alt=\"Lifetime Free icon\" \/><\/div>\n<div>\n<p>Lifetime Free<\/p>\n<p class=\"nyn\">Yes<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_3 Joining_fees_box\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/01\/Group-182.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee<\/p>\n<p class=\"nyn\">&#8211;<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_4 center_card\">\n<div class=\"debit_img_box\"><img decoding=\"async\" class=\"debit_card_img\" src=\"\/wp-content\/uploads\/2026\/06\/Federal-Bank-Scapia-Credit-Card.png\" alt=\"Federal Bank Scapia Credit Card\" \/><\/div>\n<\/div>\n<\/div>\n<div class=\"creadit_card_accordion\"><style>#sp-ea-14682 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-14682.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-14682.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-14682.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-14682.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-14682.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1750247984\"><div id=\"sp-ea-14682\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-146820\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse146820\" aria-controls=\"collapse146820\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Travel, Lounge, and Miles Benefits<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse146820\" data-parent=\"#sp-ea-14682\" role=\"region\" aria-labelledby=\"ea-header-146820\"> <div class=\"ea-body\"><ul><li><strong>Travel<\/strong>: Enjoy zero forex markup on all international transactions, allowing you to make purchases globally without worrying about extra conversion fees.<\/li><li><strong>Lounge<\/strong>: Unlock unlimited access to domestic airport lounges, along with complimentary dining, shopping, or spa benefits by spending \u20b910,000 every month on the card.<\/li><li><strong>Rewards<\/strong>: Earn 10% rewards on every eligible online and offline spend. Redeem these rewards instantly for flights, hotels, or bus bookings on the Scapia app, where 1 reward = 1 Scapia Coin.<\/li><\/ul><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-146821\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse146821\" aria-controls=\"collapse146821\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Other Details &amp; Features<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse146821\" data-parent=\"#sp-ea-14682\" role=\"region\" aria-labelledby=\"ea-header-146821\"> <div class=\"ea-body\"><ul><li>The Federal Scapia Co-Branded Credit Card is built with travel lovers in mind, offering perks and rewards that turn everyday expenses into exciting travel experiences. The fully digital onboarding process makes it easy to get started since you can activate your virtual card immediately, with the physical card arriving within 2-5 days.<\/li><li>You can also manage your card with ease via the Scapia app, setting transaction limits and controlling permissions on the go.<\/li><li><strong>Fee<\/strong>: No joining or annual fees, making it a great option for those who want maximum value without extra charges.<\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/div>\n<\/div>\n<div id=\"axis-bank-burgundy-private-credit-card\" class=\"box_ruppe_credit\">\n<h3>4. Axis Bank Burgundy Private Credit Card<\/h3>\n<div class=\"dd_card_flex\">\n<div class=\"cta_col_8\">\n<div class=\"dd_card_flex flex_credit_card\">\n<div class=\"cta_col_3 Joining_fees_box dd_flex_center\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/06\/rupee.svg\" alt=\"Joining Fees icon\" \/><\/div>\n<div>\n<p>Joining Fees<\/p>\n<p class=\"nyn\">\u20b950,000 + GST<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_3 Joining_fees_box border_fees_credit_Crard\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/01\/duration-alt-1.svg\" alt=\"Lifetime Free icon\" \/><\/div>\n<div>\n<p>Lifetime Free<\/p>\n<p class=\"nyn\">No<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_3 Joining_fees_box\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/01\/Group-182.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee<\/p>\n<p class=\"nyn\">\u20b950,000 + GST<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_4 center_card\">\n<div class=\"debit_img_box\"><img decoding=\"async\" class=\"debit_card_img\" src=\"\/wp-content\/uploads\/2026\/06\/Axis-Bank-Burgundy-Private-Credit-Card.png\" alt=\"axis bank burgundy private credit card\" \/><\/div>\n<\/div>\n<\/div>\n<div class=\"creadit_card_accordion\"><style>#sp-ea-14683 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-14683.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-14683.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-14683.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-14683.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-14683.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1750248054\"><div id=\"sp-ea-14683\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-146830\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse146830\" aria-controls=\"collapse146830\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Travel, Lounge, and Miles Benefits<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse146830\" data-parent=\"#sp-ea-14683\" role=\"region\" aria-labelledby=\"ea-header-146830\"> <div class=\"ea-body\"><ul><li><strong>Travel<\/strong>: No forex markup on international transactions and flexibility to increase your credit limit during foreign travel.<\/li><li><strong>Lounge<\/strong>: Enjoy unlimited access to both domestic and international airport lounges. The card also provides complimentary concierge services for up to 8 airport visits.<\/li><li><strong>Miles<\/strong>: Earn 15 EDGE REWARD points for every \u20b9200 spent on your card, along with exclusive offers on international and domestic travel bookings.<\/li><\/ul><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-146831\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse146831\" aria-controls=\"collapse146831\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Other Details &amp; Features<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse146831\" data-parent=\"#sp-ea-14683\" role=\"region\" aria-labelledby=\"ea-header-146831\"> <div class=\"ea-body\"><ul><li>This card is tailored for luxury travellers with a range of high-end privileges, including complimentary concierge services and personalised assistance for booking flights, restaurants, and shopping.<\/li><li>In addition to travel benefits, the card provides 50 rounds of golf annually and exclusive dining offers through EazyDiner. <\/li><li>Enjoy fuel surcharge waivers and discounts at top hotels and resorts, including Taj and Oberoi properties.<\/li><li><strong>Fees<\/strong>: Free for Burgundy Private clients, but if you discontinue this status, an annual fee of \u20b950,000 + taxes applies.<\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/div>\n<\/div>\n<div id=\"rbl-world-safari-credit-card\" class=\"box_ruppe_credit\">\n<h3>5. RBL World Safari Credit Card<\/h3>\n<div class=\"dd_card_flex\">\n<div class=\"cta_col_8\">\n<div class=\"dd_card_flex flex_credit_card\">\n<div class=\"cta_col_3 Joining_fees_box dd_flex_center\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/06\/rupee.svg\" alt=\"Joining Fees icon\" \/><\/div>\n<div>\n<p>Joining Fees<\/p>\n<p class=\"nyn\">\u20b93,000 + GST<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_3 Joining_fees_box border_fees_credit_Crard\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/01\/duration-alt-1.svg\" alt=\"Lifetime Free icon\" \/><\/div>\n<div>\n<p>Lifetime Free<\/p>\n<p class=\"nyn\">No<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_3 Joining_fees_box\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/01\/Group-182.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee<\/p>\n<p class=\"nyn\">\u20b93,000 + GST<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_4 center_card\">\n<div class=\"debit_img_box\"><img decoding=\"async\" class=\"debit_card_img\" src=\"\/wp-content\/uploads\/2026\/06\/RBL-World-Safari-Credit-Card.png\" alt=\"RBL World Safari Credit Card\" \/><\/div>\n<\/div>\n<\/div>\n<div class=\"creadit_card_accordion\"><style>#sp-ea-14684 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-14684.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-14684.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-14684.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-14684.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-14684.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1750248131\"><div id=\"sp-ea-14684\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-146840\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse146840\" aria-controls=\"collapse146840\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Travel, Lounge, and Miles Benefits<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse146840\" data-parent=\"#sp-ea-14684\" role=\"region\" aria-labelledby=\"ea-header-146840\"> <div class=\"ea-body\"><ul><li><strong>Travel<\/strong>: This card offers a 0% markup fee on all foreign transactions, helping you save on forex exchange costs.<\/li><li><strong>Lounge<\/strong>: Enjoy 2 complimentary lounge visits per quarter at domestic airports, plus access to over 1,400 international lounges through Priority Pass. You can also earn extra lounge visits based on your spending.<\/li><li><strong>Miles<\/strong>: Earn 2.5X reward points on travel-related purchases and redeem them for flights, hotels, and more.<\/li><\/ul><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-146841\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse146841\" aria-controls=\"collapse146841\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Other Details &amp; Features<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse146841\" data-parent=\"#sp-ea-14684\" role=\"region\" aria-labelledby=\"ea-header-146841\"> <div class=\"ea-body\"><ul><li>With an annual fee of \u20b93,000, this card is crafted for passionate travellers. The card offers a host of travel benefits, including a welcome MakeMyTrip voucher worth \u20b93,000 and the ability to earn bonus reward points as you spend.<\/li><li>Stay protected during your travels with complimentary travel insurance, covering trip delays, baggage loss, and even dental treatment abroad.<\/li><li>A dedicated concierge service, travel insurance, and golf privileges make this card ideal for high-spending travellers looking for both luxury and convenience.<\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/div>\n<\/div>\n<div id=\"au-ixigo-credit-card\" class=\"box_ruppe_credit\">\n<h3>6. AU Ixigo Credit Card<\/h3>\n<div class=\"dd_card_flex\">\n<div class=\"cta_col_8\">\n<div class=\"dd_card_flex flex_credit_card\">\n<div class=\"cta_col_3 Joining_fees_box dd_flex_center\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/06\/rupee.svg\" alt=\"Joining Fees icon\" \/><\/div>\n<div>\n<p>Joining Fees<\/p>\n<p class=\"nyn\">Zero<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_3 Joining_fees_box border_fees_credit_Crard\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/01\/duration-alt-1.svg\" alt=\"Lifetime Free icon\" \/><\/div>\n<div>\n<p>Lifetime Free<\/p>\n<p class=\"nyn\">Yes<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_3 Joining_fees_box\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/01\/Group-182.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee<\/p>\n<p class=\"nyn\">&#8211;<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_4 center_card\">\n<div class=\"debit_img_box\"><img decoding=\"async\" class=\"debit_card_img\" src=\"\/wp-content\/uploads\/2026\/06\/ixigo-au-rupay-credit-card.png\" alt=\"ixigo AU RuPay Credit Card\" \/><\/div>\n<\/div>\n<\/div>\n<div class=\"creadit_card_accordion\"><style>#sp-ea-14685 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-14685.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-14685.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-14685.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-14685.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-14685.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1750248228\"><div id=\"sp-ea-14685\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-146850\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse146850\" aria-controls=\"collapse146850\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Travel, Lounge, and Miles Benefits<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse146850\" data-parent=\"#sp-ea-14685\" role=\"region\" aria-labelledby=\"ea-header-146850\"> <div class=\"ea-body\"><ul><li><strong>Travel<\/strong>: Save on travel bookings with exclusive discounts on flights, hotels, and buses when booking through Ixigo. Enjoy zero forex markup on international transactions, ensuring you spend only what your purchases cost.<\/li><li><strong>Lounge<\/strong>: Access to airport lounges both in India and abroad, making your travel more comfortable and relaxed.<\/li><li><strong>Rewards<\/strong>: Earn 1000 ixigo money on your first transaction and enjoy reward points for both online and offline spends, including UPI payments.<\/li><\/ul><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-146851\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse146851\" aria-controls=\"collapse146851\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Other Details &amp; Features<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse146851\" data-parent=\"#sp-ea-14685\" role=\"region\" aria-labelledby=\"ea-header-146851\"> <div class=\"ea-body\"><ul><li>The Ixigo AU Credit Card is a great travel companion, offering amazing rewards on travel bookings. Choose between RuPay or Visa during the application process and enjoy benefits such as lifetime free membership and waived joining\/renewal fees.<\/li><li>Get 1000 reward points and \u20b91000 Ixigo Money on your first transaction within 30 days of card issuance.<\/li><li>Get up to \u20b92 lakh in insurance cover on RuPay cards, and enjoy 24\/7 concierge services for travel-related assistance.<\/li><li>Earn 2 reward points for every \u20b9200 spent on all online transactions, and 1 point for offline spends. You also get 3 reward points for every \u20b9200 spent on Ixigo train bookings.<\/li><li>Get 24\/7 concierge services with RuPay cards, making your travel experiences easier.<\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/div>\n<\/div>\n<div id=\"niyo-sbm-bank-credit-card\" class=\"box_ruppe_credit\">\n<h3>7. Niyo SBM Bank Credit Card<\/h3>\n<div class=\"dd_card_flex\">\n<div class=\"cta_col_8\">\n<div class=\"dd_card_flex flex_credit_card\">\n<div class=\"cta_col_3 Joining_fees_box dd_flex_center\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/06\/rupee.svg\" alt=\"Joining Fees icon\" \/><\/div>\n<div>\n<p>Joining Fees<\/p>\n<p class=\"nyn\">Zero<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_3 Joining_fees_box border_fees_credit_Crard\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/01\/duration-alt-1.svg\" alt=\"Lifetime Free icon\" \/><\/div>\n<div>\n<p>Lifetime Free<\/p>\n<p class=\"nyn\">Yes<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_3 Joining_fees_box\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/01\/Group-182.svg\" alt=\"Annual Fee icon\" \/><\/div>\n<div>\n<p>Annual Fee<\/p>\n<p class=\"nyn\">&#8211;<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_4 center_card\">\n<div class=\"debit_img_box\"><img decoding=\"async\" class=\"debit_card_img\" src=\"\/wp-content\/uploads\/2026\/06\/Niyo-Global-International-Travel-Card.png\" alt=\"Niyo Global International Travel Card\" \/><\/div>\n<\/div>\n<\/div>\n<div class=\"creadit_card_accordion\"><style>#sp-ea-14686 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-14686.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-14686.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-14686.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-14686.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-14686.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1750248321\"><div id=\"sp-ea-14686\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-146860\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse146860\" aria-controls=\"collapse146860\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Travel, Lounge, and Miles Benefits<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse146860\" data-parent=\"#sp-ea-14686\" role=\"region\" aria-labelledby=\"ea-header-146860\"> <div class=\"ea-body\"><ul><li><strong>Travel<\/strong>: Zero forex markup on international transactions, helping you save big while traveling abroad.<\/li><li><strong>Lounge<\/strong>: Complimentary access to over 1300 lounges globally when you spend \u20b950,000 or more.<\/li><li><strong>Miles<\/strong>: Although it doesn\u2019t offer direct miles, the card offers fantastic benefits such as savings on foreign transactions, travel tools, and insurance.<\/li><\/ul><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-146861\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse146861\" aria-controls=\"collapse146861\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Other Details &amp; Features<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse146861\" data-parent=\"#sp-ea-14686\" role=\"region\" aria-labelledby=\"ea-header-146861\"> <div class=\"ea-body\"><ul><li>The Niyo SBM Bank Credit Card is perfect for international travellers, offering no forex markup, the best exchange rates, and a host of convenient features for global spending.<\/li><li>3 free international ATM withdrawals each month with fee refunds in the form of Niyo Coins.<\/li><li>The Niyo app allows you to lock and unlock your card, track transactions, and access exclusive travel tools like VAT refunds, lounge locators, and currency converters.<\/li><li>No hidden charges on foreign transactions, and you won\u2019t have to worry about paying Tax Collected at Source (TCS) for international spends up to \u20b97 lakh annually.<\/li><li>Up to \u20b95 lakh in insurance coverage through the DICGC, plus a range of protective features including real-time transaction tracking and customisable card controls.<\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/div>\n<\/div>\n<div class=\"cta_container\">\n<div class=\"cta_row\">\n<div class=\"cta_col_4\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2024\/10\/jupiter_card.svg\" alt=\"\" \/><\/div>\n<div class=\"cta_col_8\">\n<p class=\"cta_heading\">Looking for a credit card that offers more than just rewards?<\/p>\n<p>Get the Edge CSB Bank RuPay Credit Card on Jupiter<\/p>\n<div class=\"cta_main_box\"><a class=\"elementor-button\" href=\"https:\/\/jptr.onelink.me\/TOMp\/credcrdblogs\">Apply Now!<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<h2>Benefits of Using a Zero Forex Markup Credit Cards<\/h2>\n<p>Using a zero-forex markup credit card has several great benefits that can make a big difference, especially if you travel often or shop internationally. Let&#8217;s take a look at some of them below:<\/p>\n<div class=\"icon-liststyle\">\n<ul>\n<li><img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/06\/Cost-Savings-1.svg\" alt=\"\" \/>\n<div class=\"list-cont\">\n<h3>Cost Savings<\/h3>\n<p>You won&#8217;t pay extra fees when making purchases in foreign currencies, which means you can save money every time you buy something abroad. This is a huge plus for frequent travellers.<\/p>\n<\/div>\n<\/li>\n<li><img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/06\/Transparency.svg\" alt=\"\" \/>\n<div class=\"list-cont\">\n<h3>Transparency<\/h3>\n<p>You get clear and simple pricing with no hidden charges. What you see is what you pay, so there are no surprises when you get your bill.<\/p>\n<\/div>\n<\/li>\n<li><img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/06\/Convenience-Across-Banking-Platforms.svg\" alt=\"\" \/>\n<div class=\"list-cont\">\n<h3>Convenience<\/h3>\n<p>This card makes international travel and online shopping a lot easier. You don\u2019t have to worry about extra costs for foreign transactions, making your experience smoother and stress-free.<\/p>\n<\/div>\n<\/li>\n<li><img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/06\/Better-Exchange-Rates.svg\" alt=\"\" \/>\n<div class=\"list-cont\">\n<h3>Better Exchange Rates<\/h3>\n<p>These cards often give you better exchange rates than traditional credit cards, so you get more value when converting your money, saving you even more.<\/p>\n<\/div>\n<\/li>\n<li><img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/06\/Cashback-reward-1.svg\" alt=\"\" \/>\n<div class=\"list-cont\">\n<h3>Rewards and Cashback<\/h3>\n<p>Just like with domestic spending, you can earn rewards or cashback on international purchases. This makes it even more rewarding to use your card when traveling or shopping online from abroad.<\/p>\n<\/div>\n<\/li>\n<li><img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/06\/Security.svg\" alt=\"\" \/>\n<div class=\"list-cont\">\n<h3>Security<\/h3>\n<p>These cards come with strong security features, ensuring that your transactions are protected, so you can feel safe making purchases, no matter where you are.<\/p>\n<\/div>\n<\/li>\n<\/ul>\n<\/div>\n<h2>Features to Look for While Considering a Credit Card<\/h2>\n<p>When choosing the right zero forex markup credit card, here are some important things to consider:<\/p>\n<ol class=\"simple-number get_creditcard\">\n<li>\n<p class=\"para-color\"><strong>Competitive Exchange Rates<\/strong><\/p>\n<div class=\"content-text\">\n<p>Look for cards that offer exchange rates that are close to the mid-market rate. This means you won\u2019t lose too much value when converting currencies, helping you save money on international purchases.<\/p>\n<\/div>\n<\/li>\n<li>\n<p class=\"para-color\"><strong>Rewards &amp; Lounge Access<\/strong><\/p>\n<div class=\"content-text\">\n<p>Some cards come with rewards programs that give you points or perks for spending abroad. Plus, access to airport lounges can make your travel experience more comfortable, especially during long layovers.<\/p>\n<\/div>\n<\/li>\n<li>\n<p class=\"para-color\"><strong>Foreign Transaction Fees<\/strong><\/p>\n<div class=\"content-text\">\n<p>Many credit cards charge extra fees for transactions made in foreign currencies. Make sure the card you pick doesn\u2019t have these hidden charges, or if it does, check if it\u2019s still worth it.<\/p>\n<\/div>\n<\/li>\n<li>\n<p class=\"para-color\"><strong>Wide Acceptance<\/strong><\/p>\n<div class=\"content-text\">\n<p>You\u2019ll want a card that works almost anywhere. Check that it\u2019s widely accepted at both merchants and ATMs around the world, so you\u2019re never left without payment options when you travel.<\/p>\n<\/div>\n<\/li>\n<li>\n<p class=\"para-color\"><strong>Security Features<\/strong><\/p>\n<div class=\"content-text\">\n<p>Look for cards with the latest security measures, like EMV chip technology and 3D Secure authentication. These help protect you from fraud when making transactions, especially abroad.<\/p>\n<\/div>\n<\/li>\n<li>\n<p class=\"para-color\"><strong>Travel Insurance<\/strong><\/p>\n<div class=\"content-text\">\n<p>Some cards offer complimentary travel insurance, which can cover everything from trip cancellations to lost luggage. It\u2019s a nice bonus that can save you money on extra travel coverage.<\/p>\n<\/div>\n<\/li>\n<li>\n<p class=\"para-color\"><strong>Emergency Assistance Services<\/strong><\/p>\n<div class=\"content-text\">\n<p>Having a card that offers 24\/7 emergency assistance while you\u2019re traveling is a big plus. Whether it\u2019s for lost cards, medical emergencies, or unexpected travel issues, you\u2019ll have support when you need it most.<\/p>\n<\/div>\n<\/li>\n<li>\n<p class=\"para-color\"><strong>Annual Fees<\/strong><\/p>\n<div class=\"content-text\">\n<p>Take a look at the card\u2019s annual fee. Sometimes, higher fees come with more benefits, but make sure the perks outweigh the cost. It\u2019s about finding the right balance for your needs.<\/p>\n<\/div>\n<\/li>\n<li>\n<p class=\"para-color\"><strong>Customer Service<\/strong><\/p>\n<div class=\"content-text\">\n<p>Good customer service is super important, especially if you\u2019re traveling internationally. Make sure the card issuer offers reliable support, especially when you\u2019re dealing with foreign transactions or urgent matters.<\/p>\n<\/div>\n<\/li>\n<\/ol>\n<div class=\"cta_container\">\n<div class=\"cta_row\">\n<div class=\"cta_col_4\"><img decoding=\"async\" src=\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2024\/07\/jupiter_card.svg\" alt=\"\" \/><\/div>\n<div class=\"cta_col_8\">\n<p class=\"cta_heading\">Want a credit card that fits all your needs?<\/p>\n<p>Find your perfect match with our Edge CSB Bank RuPay Credit Card on Jupiter<\/p>\n<div class=\"cta_main_box\"><a class=\"elementor-button\" href=\"https:\/\/jptr.onelink.me\/TOMp\/credcrdblogs\">Apply Now!<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<h2>Frequently Asked Questions (FAQs)<\/h2>\n<style>#sp-ea-12673 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-12673.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-12673.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-12673.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-12673.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-12673.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1735543221\"><div id=\"sp-ea-12673\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126730\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126730\" aria-controls=\"collapse126730\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Do all credit cards charge foreign transaction fees?<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse126730\" data-parent=\"#sp-ea-12673\" role=\"region\" aria-labelledby=\"ea-header-126730\"> <div class=\"ea-body\"><p>No, not all credit cards charge a foreign transaction. There are a few cards that charge a zero markup fee.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126731\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126731\" aria-controls=\"collapse126731\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> What credit cards do not charge a foreign fee?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse126731\" data-parent=\"#sp-ea-12673\" role=\"region\" aria-labelledby=\"ea-header-126731\"> <div class=\"ea-body\"><p>There are five cards that do not charge a foreign transaction fee. They are the Scapia Federal Bank Credit Card, Axis Bank Burgundy Private Credit Card, RBL World Safari Credit Card, Club Vistara IndusInd Explorer Credit Card, and IDFC First Wow Credit Card.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126732\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126732\" aria-controls=\"collapse126732\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> How do I know if my credit card has foreign transaction fees?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse126732\" data-parent=\"#sp-ea-12673\" role=\"region\" aria-labelledby=\"ea-header-126732\"> <div class=\"ea-body\"><p>You can check your card\u2019s terms and conditions, including the different kinds of fees it charges, in the factsheet or terms and conditions sheet. You can find this on the card issuer\u2019s website.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126733\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126733\" aria-controls=\"collapse126733\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> What is a 3% foreign transaction fee?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse126733\" data-parent=\"#sp-ea-12673\" role=\"region\" aria-labelledby=\"ea-header-126733\"> <div class=\"ea-body\"><p>If a credit card is charging a 3% foreign transaction fee, it means your bank will charge an additional 3% from you when billing your credit card dues. For example, if you use Rs 10,000 for a foreign currency transaction, then the bank will charge you an additional Rs 300 for the foreign currency transaction you did using the credit card. Hence, the credit card statement will reflect the amount of Rs 10,300 instead of Rs 10,000.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126734\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126734\" aria-controls=\"collapse126734\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Can you use Indian credit cards abroad?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse126734\" data-parent=\"#sp-ea-12673\" role=\"region\" aria-labelledby=\"ea-header-126734\"> <div class=\"ea-body\"><p>Yes, you can! Most Indian credit cards work internationally. Just make sure your card is activated for international transactions. If you're unsure, check with your bank or card provider before you travel.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126735\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126735\" aria-controls=\"collapse126735\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> What is a foreign transaction fee?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse126735\" data-parent=\"#sp-ea-12673\" role=\"region\" aria-labelledby=\"ea-header-126735\"> <div class=\"ea-body\"><p>A foreign transaction fee is a small charge you pay when you use your credit card abroad. It covers currency conversion and other processing costs. The fee is usually a percentage of the transaction amount.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126736\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126736\" aria-controls=\"collapse126736\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> What are the expenses involved in using a credit card for international spending?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse126736\" data-parent=\"#sp-ea-12673\" role=\"region\" aria-labelledby=\"ea-header-126736\"> <div class=\"ea-body\"><p>When you use your credit card abroad, you might face a few costs like foreign transaction fees, currency conversion charges, and sometimes dynamic currency conversion fees if you choose to pay in Indian Rupees instead of the local currency.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126737\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126737\" aria-controls=\"collapse126737\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> How is a foreign transaction calculated on an Indian credit card?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse126737\" data-parent=\"#sp-ea-12673\" role=\"region\" aria-labelledby=\"ea-header-126737\"> <div class=\"ea-body\"><p>When you make a payment in a foreign currency, your credit card provider converts it to Indian Rupees using the current exchange rate. Then, they add any fees, like a foreign transaction fee or currency conversion charges, to the final amount.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126738\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126738\" aria-controls=\"collapse126738\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> What happens when you use an Indian credit card for a foreign transaction?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse126738\" data-parent=\"#sp-ea-12673\" role=\"region\" aria-labelledby=\"ea-header-126738\"> <div class=\"ea-body\"><p>When you swipe your card or make an online payment in a foreign currency, the amount gets converted to Indian Rupees. You\u2019ll see the converted amount and any added fees on your credit card statement.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-126739\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse126739\" aria-controls=\"collapse126739\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Are there any restrictions on using zero forex markup cards?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse126739\" data-parent=\"#sp-ea-12673\" role=\"region\" aria-labelledby=\"ea-header-126739\"> <div class=\"ea-body\"><p>Zero forex markup cards let you skip currency conversion fees, but there might still be some limitations. For example, you may need to pay an annual fee or ensure the card is activated for international use. Always check the terms and conditions to avoid surprises.<\/p><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p> If you&#8217;ve ever used your credit card for an overseas purchase, you might have noticed an extra charge \u2013 that&#8217;s the forex markup. This fee is added by credit card companies to cover the cost of converting your money into foreign currency. For anyone traveling internationally or shopping online from another country, this can be [&hellip;] <\/p>\n","protected":false},"author":4,"featured_media":14673,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[20],"tags":[],"class_list":["post-3711","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-and-loan"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>7 Best Zero Forex Markup Credit Cards in India 2026<\/title>\n<meta name=\"description\" content=\"Discover the top 7 Best Zero Forex Markup Credit Cards in India 2026. Compare features, &amp; benefits for the best options available.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/jupiter.money\/blog\/zero-forex-markup-credit-card\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"7 Best Zero Forex Markup Credit Cards in India 2026\" \/>\n<meta property=\"og:description\" content=\"Discover the top 7 Best Zero Forex Markup Credit Cards in India 2026. 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