{"id":3748,"date":"2024-01-26T09:31:45","date_gmt":"2024-01-26T04:01:45","guid":{"rendered":"https:\/\/jupiter.money\/blog\/?p=3748"},"modified":"2024-01-26T09:31:45","modified_gmt":"2024-01-26T04:01:45","slug":"virtual-debit-card","status":"publish","type":"post","link":"https:\/\/jupiter.money\/blog\/virtual-debit-card\/","title":{"rendered":"Virtual Debit Cards: Empowering Consumers in the Digital Age"},"content":{"rendered":"

Virtual debit cards are the newest innovation in the banking sector. They are debit cards but are digitalised in nature. With the growing preference for digital payments, they couldn’t have come at the right time. They ensure fast, secure, and convenient digital payments without having the hassle of carrying physical debit cards. Read on to learn more about virtual debit cards, their features, and their benefits.<\/span><\/p>\n

What is a Virtual Debit Card?<\/span><\/h2>\n

A virtual debit card is a digital version of your physical debit card. The bank offers it through the mobile banking app, which only exists on your phone. The virtual debit card comes with a unique 16-digit card number, expiry date, and CVV, just like a physical card. It can perform all the functions of a physical debit card, such as purchasing goods and services online. The card can also be used at physical stores which accept contactless payments. However, it cannot be used to withdraw cash from ATM.<\/span><\/p>\n

Virtual debit cards are an excellent option for the current generation, given their inclination towards digitalisation. Moreover, the card can be used easily and is considered very safe compared to a physical card.<\/span><\/p>\n

How Do Virtual Debit Cards Work?<\/span><\/h2>\n

A virtual debit card is instantly created on the bank’s website or mobile application. They work just like physical debit cards, and the only difference is that you will have the debit card on your mobile. You can use the card for shopping online<\/a> or to make payments at contactless point of sale (POS) machines.<\/span><\/p>\n

Using virtual debit cards is very easy. When you shop online, you will have to choose the debit card option and enter your virtual debit card details. You can use it for offline purchases through contactless POS terminals.<\/span><\/p>\n

List of Virtual Debit Cards in India<\/span><\/h2>\n

The following are some of the virtual debit cards in India.<\/span><\/p>\n

\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Bank<\/strong><\/td>\nVirtual Debit Card<\/strong><\/td>\n<\/tr>\n
Federal Bank<\/span><\/td>\nVISA Debit card<\/a> on Jupiter App issued by Federal Bank<\/span><\/td>\n<\/tr>\n
Kotak Mahindra Bank<\/span><\/td>\nKotak 811 Virtual Debit Card<\/span><\/td>\n<\/tr>\n
State Bank of India<\/span><\/td>\nSBI Virtual Card<\/span><\/td>\n<\/tr>\n
Axis Bank<\/span><\/td>\nAxis ASAP Virtual Debit Card<\/span><\/td>\n<\/tr>\n
Bank of Baroda<\/span><\/td>\nBoB Virtual Debit Card<\/span><\/td>\n<\/tr>\n
Yes Bank<\/span><\/td>\nYES Pay Virtual Debit Card<\/span><\/td>\n<\/tr>\n
HDFC Bank<\/span><\/td>\nHDFC Bank PayZapp Virtual Debit Card<\/span><\/td>\n<\/tr>\n
Punjab National Bank<\/span><\/td>\nPNB Virtual Debit Card Through PNB ONE<\/span><\/td>\n<\/tr>\n
ICICI Bank<\/span><\/td>\nICICI Bank Pockets Virtual Debit Card<\/span><\/td>\n<\/tr>\n
DBS<\/span><\/td>\nDBS DigiBank Virtual Debit Card<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

Benefits of Virtual Debit Card<\/span><\/h2>\n

The following are the benefits of a virtual debit card.<\/span><\/p>\n