{"id":5261,"date":"2024-08-01T21:28:16","date_gmt":"2024-08-01T15:58:16","guid":{"rendered":"https:\/\/jupiter.money\/blog\/?p=5261"},"modified":"2026-04-10T13:27:42","modified_gmt":"2026-04-10T13:27:42","slug":"lifetime-free-credit-card","status":"publish","type":"post","link":"https:\/\/jupiter.money\/blog\/lifetime-free-credit-card\/","title":{"rendered":"10 Best Lifetime Free Credit Cards in India 2026"},"content":{"rendered":"

A lifetime free credit card is a card that doesn\u2019t charge an annual fee. This means you won\u2019t have to pay yearly for using the Credit card<\/a>. Many people start their credit journey with these cards because they are cost-effective and have minimal risk.<\/p>\n

When you are using a lifetime free card, you might get deals like buy-one-get-one-free movie tickets or access to airport lounges. Most major credit card issuers in India offer lifetime free cards as a part of their portfolio. However, these cards often come with fewer features than super premium credit cards that have an annual fee.<\/p>\n

In this blog, we\u2019ve put together a list of the best lifetime free credit cards in India. These cards either don\u2019t have an annual fee or let you avoid it with a yearly spend of up to Rs. 1.5 lakh. You can apply for them easily and they don\u2019t come with any hidden charges.<\/p>\n

Top 10 Lifetime Free Credit Card<\/h2>\n
\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Credit Card<\/strong><\/td>\nWelcome Benefits<\/strong><\/td>\nCashback Features & Rewards<\/strong><\/td>\n<\/tr>\n
Jupiter Edge RuPay Credit Card<\/a><\/strong><\/td>\n\u20b9250 welcome voucher from popular brands like Amazon or Flipkart<\/td>\n2% cashback on shopping, travel, and dining; 0.4% cashback on UPI and other transactions<\/td>\n<\/tr>\n
IDFC FIRST Millennia Credit Card<\/a><\/strong><\/td>\n\u20b9500 bonus on spending \u20b915,000 within the first three months; 5% rebate on the first EMI payment (up to \u20b91,000)<\/td>\n6X loyalty points on online shopping (up to \u20b920,000\/month); 3X points for in-store purchases (up to \u20b920,000\/month); 4 free railway lounge entries per quarter<\/td>\n<\/tr>\n
AU Bank LIT Credit Card<\/a><\/strong><\/td>\nCustom benefits based on card selection; 3-month OTT membership<\/td>\n1% fuel surcharge waiver (INR 400-5000); Up to 10X rewards on spending; Premium OTT and Cult.fit memberships<\/td>\n<\/tr>\n
Axis Bank Neo Credit Card<\/a><\/strong><\/td>\n100% cashback up to \u20b9300 on the first utility bill payment within 30 days<\/td>\n10% discount (up to \u20b9250) on Blinkit with a minimum spend of \u20b9750; 10% discount on Myntra with a minimum spend of \u20b9500<\/td>\n<\/tr>\n
IndusInd Legend Credit Card<\/a><\/strong><\/td>\nN\/A<\/td>\n1 reward point for every \u20b9100 spent on weekdays; 2 reward points for every \u20b9100 spent on weekends; Movie offers and complimentary domestic lounge access<\/td>\n<\/tr>\n
Bank of Baroda Easy Credit Card<\/a><\/strong><\/td>\nN\/A<\/td>\n5 reward points per \u20b9100 spent on movies, groceries, and departmental stores; 0.5% cashback on card bill payment; Zero liability protection for card loss<\/td>\n<\/tr>\n
Amazon Pay ICICI Bank Credit Card<\/a><\/strong><\/td>\nUp to \u20b92,000 cashback and 3-month free Prime membership<\/td>\nPrime members get up to 5% cashback on Amazon; Non-prime members get up to 3% cashback<\/td>\n<\/tr>\n
SBI SimplyCLICK Credit Card<\/a><\/strong><\/td>\n\u20b9500 Amazon gift card<\/td>\n10X reward points at partner online merchants (e.g., Amazon, Cleartrip); 5X points on other online spends; Waive joining fee with \u20b91 lakh spend<\/td>\n<\/tr>\n
HDFC Bank Millennia Credit Card<\/a><\/strong><\/td>\n1,000 CashPoints as a welcome gift<\/td>\nAccelerated rewards on online spends; Annual fee of \u20b91,000 waived with \u20b91 lakh spend<\/td>\n<\/tr>\n
HSBC Visa Platinum Credit Card<\/a><\/strong><\/td>\n3 complimentary airport lounge accesses or 3 AirDine vouchers<\/td>\nCashback and movie vouchers on reaching spending milestones; Higher rewards after \u20b94 lakh spend<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

Features and Benefits of Best Lifetime Free Credit Cards<\/h2>\n
\n

1. Jupiter Edge CSB Bank RuPay Credit Card<\/h3>\n
\n
\n
\n

The Edge CSB Bank RuPay Credit Card by Jupiter<\/a> is a lifetime-free credit card, meaning you won\u2019t have to worry about recurring annual fees eating into your savings. This makes it an excellent choice for individuals who are just starting their financial journey or those who prefer to keep their expenses low. But don\u2019t let the \u2018free\u2019 tag fool you; this card is packed with features that can significantly enhance your spending power while helping you save more with cashback.<\/p>\n<\/div>\n<\/div>\n

\n
\"axis<\/div>\n<\/div>\n<\/div>\n
\n

Features and Benefits<\/strong><\/p>\n