{"id":5286,"date":"2024-08-03T13:06:19","date_gmt":"2024-08-03T07:36:19","guid":{"rendered":"https:\/\/jupiter.money\/blog\/?p=5286"},"modified":"2026-04-10T13:18:57","modified_gmt":"2026-04-10T13:18:57","slug":"best-credit-card-for-online-shopping","status":"publish","type":"post","link":"https:\/\/jupiter.money\/blog\/best-credit-card-for-online-shopping\/","title":{"rendered":"15 Best Credit Card for Online Shopping in India 2026"},"content":{"rendered":"

For some people, there is nothing more therapeutic than shopping. Earlier, you only had the option to go to a physical store to buy anything you wanted, but with the latest technology advancements, you can now effortlessly and safely shop around on your digital device without having to step out of your house. The best part \u2013 there are unlimited options to browse around from!<\/p>\n

If you are someone who finds themselves always searching for something new to purchase every other day, then having a credit card<\/a> for online shopping might be your best choice.<\/p>\n

What is a Credit Card for Online Shopping?<\/h2>\n

A credit card for shopping is crafted to meet the demands of enthusiastic shoppers. Unlike standard credit cards, these cards are packed with perks like higher reward points, cashback, and special discounts, especially for shopping. They aim to elevate your shopping experience, ensuring each purchase is more rewarding. Whether you shop online or in physical stores, using a shopping credit card can result in substantial savings over time. This card is a financial asset for those who often enjoy retail therapy or have consistent shopping needs.<\/p>\n

15 Best Credit Cards for Online Shopping in India<\/h2>\n

There are several credit card issuers and banks in India that offer the best rewards on credit cards for online shopping. We have compiled a list of such credit cards with their joining, annual, and renewal fees for your reference:<\/p>\n

\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Best Credit Card for Online Shopping<\/strong><\/td>\nJoining Fees<\/strong><\/td>\nLifetime Free<\/strong><\/td>\nAnnual Fee<\/strong><\/td>\nShopping Rewards<\/strong><\/td>\n<\/tr>\n
Jupiter Edge UPI Credit Card<\/a><\/strong><\/td>\nNIL<\/span><\/td>\nYes<\/span><\/td>\nNIL<\/span><\/td>\nGuaranteed 2% cashback on shopping<\/span><\/td>\n<\/tr>\n
Amazon Pay ICICI Credit Card<\/a><\/strong><\/td>\nNIL<\/span><\/td>\nYes<\/span><\/td>\nNIL<\/span><\/td>\n5% cashback on Amazon purchases for Prime members<\/span><\/td>\n<\/tr>\n
HDFC MoneyBack+ Credit Card<\/a><\/strong><\/td>\n–<\/span><\/td>\nNo<\/span><\/td>\n500 + Applicable Taxes<\/span><\/td>\nEarn 10X CashPoints on purchases at Flipkart, Amazon, Swiggy, Reliance Smart SuperStore, and BigBasket<\/span><\/td>\n<\/tr>\n
American Express SmartEarn\u2122 Credit Card<\/a><\/strong><\/td>\n–<\/span><\/td>\nNo<\/span><\/td>\n495 + Applicable Taxes<\/span><\/td>\nEarn 10X Membership Rewards\u00ae Points on purchases at Zomato, Flipkart, Myntra, Blinkit, Uber, Nykaa, Ajio, PVR, BookMyShow, and more<\/span><\/td>\n<\/tr>\n
SBI SimplyCLICK Credit Card<\/a><\/strong><\/td>\n499<\/span><\/td>\nNo<\/span><\/td>\n499<\/span><\/td>\nEarn 10 reward points per \u20b9100 spent online at Apollo 24\u00d77, BookMyShow, Cleartrip, Dominos, Eazydiner, Myntra, Netmeds, and Yatra<\/span><\/td>\n<\/tr>\n
HSBC Visa Platinum Credit Card<\/a><\/strong><\/td>\nZero first-year fee<\/span><\/td>\nNo<\/span><\/td>\nSecond year onwards, zero fee<\/span><\/td>\nUnlock up to 5 times the rewards points\u201410 points for every purchase\u2014once you exceed the annual spend threshold of \u20b94 lakh<\/span><\/td>\n<\/tr>\n
RBL Bank Monthly Treats Credit Card<\/a><\/strong><\/td>\n–<\/span><\/td>\nNo<\/span><\/td>\n100<\/span><\/td>\n5X Reward Points on online spends.<\/span><\/td>\n<\/tr>\n
Flipkart Axis Bank Credit Card<\/a><\/strong><\/td>\n500<\/span><\/td>\nNo<\/span><\/td>\n2nd Year Onward: \u20b9500 Annual Fee waived off on annual spends greater than \u20b93,50,000<\/span><\/td>\nEnjoy 4% cashback on shopping with preferred merchants such as Cleartrip, Cult.fit, PVR, Swiggy, and Uber<\/span><\/td>\n<\/tr>\n
SBI Cashback Credit Card<\/a><\/strong><\/td>\n999<\/span><\/td>\nNo<\/span><\/td>\n999<\/span><\/td>\nEarn 5% cash back on any online purchase without merchant limitations<\/span><\/td>\n<\/tr>\n
HDFC Regalia Gold Credit Card<\/a><\/strong><\/td>\n 2500 + Applicable Taxes<\/span><\/td>\nNo<\/span><\/td>\n 2500 + Applicable Taxes<\/span><\/td>\n5X Reward Points on spends at Marks & Spencer, Myntra, Nykaa & Reliance Digital!<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n
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1. Jupiter Edge UPI Credit Card<\/h3>\n
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\n
\n
\n
\n
\"Joining<\/div>\n
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Joining Fees<\/p>\n

NIl<\/p>\n<\/div>\n<\/div>\n<\/div>\n

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\"Lifetime<\/div>\n
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Lifetime Free<\/p>\n

Yes<\/p>\n<\/div>\n<\/div>\n<\/div>\n

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\"Annual<\/div>\n
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Annual Fee<\/p>\n

NIl<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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\"Jupiter<\/div>\n<\/div>\n<\/div>\n