{"id":5286,"date":"2024-08-03T13:06:19","date_gmt":"2024-08-03T07:36:19","guid":{"rendered":"https:\/\/jupiter.money\/blog\/?p=5286"},"modified":"2026-05-07T12:22:37","modified_gmt":"2026-05-07T12:22:37","slug":"best-credit-card-for-online-shopping","status":"publish","type":"post","link":"https:\/\/jupiter.money\/blog\/best-credit-card-for-online-shopping\/","title":{"rendered":"15 Best Credit Card for Online Shopping in India 2026"},"content":{"rendered":"<p> For some people, there is nothing more therapeutic than shopping. Earlier, you only had the option to go to a physical store to buy anything you wanted, but with the latest technology advancements, you can now effortlessly and safely shop around on your digital device without having to step out of your house. The best part \u2013 there are unlimited options to browse around from!<\/p>\n<p>If you are someone who finds themselves always searching for something new to purchase every other day, then having a <a href=\"\/blog\/what-is-credit-card\/\">credit card<\/a> for online shopping might be your best choice. With Jupiter&#8217;s <a href=\"https:\/\/jupiter.money\/edge-csb-rupay-credit-card\/\">Edge RuPay Credit Card<\/a>, you can earn cashback on every purchase and shop with confidence.<\/p>\n<h2>Things to Keep in Mind When Choosing an Online Shopping Credit Card?<\/h2>\n<p><img decoding=\"async\" class=\"debit_card_img\" src=\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2024\/10\/jupiter_card.svg\" alt=\"\" \/><\/p>\n<p>Picking the right online shopping credit card means checking what rewards fit your spending habits. Look at cashback rates, annual fees, and extra perks that match how you actually spend your money.<\/p>\n<ul>\n<li>Compare cashback percentages across shopping, flights, and hotels to match your typical expenses<\/li>\n<li>Check if the card charges annual or joining fees that eat into your rewards<\/li>\n<li>Verify zero forex markup for international transactions if you shop abroad online<\/li>\n<li>Look for supplementary benefits like travel insurance or lounge access<\/li>\n<\/ul>\n<h2>What is a Credit Card for Online Shopping?<\/h2>\n<p><img decoding=\"async\" class=\"debit_card_img\" src=\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2024\/10\/HDFC-Regalia-Gold-Credit-Card.png\" alt=\"HDFC Regalia Gold Credit Card\" \/><br \/>\nA credit card for shopping is crafted to meet the demands of enthusiastic shoppers. Unlike standard credit cards, these cards are packed with perks like higher reward points, cashback, and special discounts, especially for shopping. They aim to make your shopping experience more rewarding, ensuring each purchase gives you more value. Whether you shop online or in physical stores, using a shopping credit card can result in substantial savings over time. This card is a financial asset for those who often enjoy shopping or have consistent spending needs.<\/p>\n<h2>15 Best Credit Cards for Online Shopping in India 2026<\/h2>\n<p><img decoding=\"async\" style=\"max-width:48px;max-height:48px\" src=\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2025\/01\/Group-182.svg\" alt=\"Annual Fee icon\" \/><\/p>\n<p>There are several credit card issuers and banks in India that offer the best rewards on credit cards for online shopping. We have compiled a list of such credit cards with their joining, annual, and renewal fees for your reference:<\/p>\n<div class=\"responsive_table\">\n<table>\n<tbody>\n<tr class=\"sticky_new\">\n<td class=\"sticky_new\"><strong>Best Credit Card for Online Shopping<\/strong><\/td>\n<td><strong>Joining Fees<\/strong><\/td>\n<td><strong>Lifetime Free<\/strong><\/td>\n<td><strong>Annual Fee<\/strong><\/td>\n<td><strong>Shopping Rewards<\/strong><\/td>\n<\/tr>\n<tr>\n<td class=\"sticky_new\"><strong><a href=\"#jupiter-edge-upi-credit-card\">Jupiter Edge UPI Credit Card<\/a><\/strong><\/td>\n<td><span style=\"font-weight: 400;\">NIL<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">NIL<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Guaranteed 2% cashback on shopping<\/span><\/td>\n<\/tr>\n<tr>\n<td class=\"sticky_new\"><strong><a href=\"#amazon-pay-icici-credit-card\">Amazon Pay ICICI Credit Card<\/a><\/strong><\/td>\n<td><span style=\"font-weight: 400;\">NIL<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">NIL<\/span><\/td>\n<td><span style=\"font-weight: 400;\">5% cashback on Amazon purchases for Prime members<\/span><\/td>\n<\/tr>\n<tr>\n<td class=\"sticky_new\"><strong><a href=\"#hdfc-moneyback-credit-card\">HDFC MoneyBack+ Credit Card<\/a><\/strong><\/td>\n<td><span style=\"font-weight: 400;\">&#8211;<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">500 + Applicable Taxes<\/span><\/td>\n<td>Earn 10X CashPoints on Flipkart, Amazon, Swiggy, Reliance Smart SuperStore, and BigBasket purchases<\/td>\n<\/tr>\n<tr>\n<td class=\"sticky_new\"><strong><a href=\"#american-express-smartearntm-credit-card\">American Express SmartEarn\u2122 Credit Card<\/a><\/strong><\/td>\n<td><span style=\"font-weight: 400;\">&#8211;<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">495 + Applicable Taxes<\/span><\/td>\n<td>Earn 10X Membership Rewards\u00ae Points at Zomato, Flipkart, Myntra, Blinkit, Uber, Nykaa, Ajio, PVR, BookMyShow, and more<\/td>\n<\/tr>\n<tr>\n<td class=\"sticky_new\"><strong><a href=\"#sbi-simplyclick-credit-card\">SBI SimplyCLICK Credit Card<\/a><\/strong><\/td>\n<td><span style=\"font-weight: 400;\">499<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">499<\/span><\/td>\n<td>Earn 10 reward points per \u20b9100 spent online at Apollo 24\u00d77, BookMyShow, Cleartrip, Dominos, Eazydiner, Myntra, Netmeds, and Yatra<\/td>\n<\/tr>\n<tr>\n<td class=\"sticky_new\"><strong><a href=\"#hsbc-visa-platinum-credit-card\">HSBC Visa Platinum Credit Card<\/a><\/strong><\/td>\n<td><span style=\"font-weight: 400;\">Zero first-year fee<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Second year onwards, zero fee<\/span><\/td>\n<td>Unlock up to 5X the rewards points\u201410 points per purchase\u2014once you hit \u20b94 lakh annual spend<\/td>\n<\/tr>\n<tr>\n<td class=\"sticky_new\"><strong><a href=\"#rbl-bank-monthly-treats-credit-card\">RBL Bank Monthly Treats Credit Card<\/a><\/strong><\/td>\n<td><span style=\"font-weight: 400;\">&#8211;<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">100<\/span><\/td>\n<td><span style=\"font-weight: 400;\">5X Reward Points on online spends.<\/span><\/td>\n<\/tr>\n<tr>\n<td class=\"sticky_new\"><strong><a href=\"#flipkart-axis-bank-credit-card\">Flipkart Axis Bank Credit Card<\/a><\/strong><\/td>\n<td><span style=\"font-weight: 400;\">500<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td>2nd Year Onward: \u20b9500 Annual Fee waived on annual spends over \u20b93,50,000<\/td>\n<td>Get 4% cashback on shopping at Cleartrip, Cult.fit, PVR, Swiggy, and Uber<\/td>\n<\/tr>\n<tr>\n<td class=\"sticky_new\"><strong><a href=\"#sbi-cashback-credit-card\">SBI Cashback Credit Card<\/a><\/strong><\/td>\n<td><span style=\"font-weight: 400;\">999<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\">999<\/span><\/td>\n<td>Earn 5% cashback on any online purchase, no merchant limits<\/td>\n<\/tr>\n<tr>\n<td class=\"sticky_new\"><strong><a href=\"#hdfc-regalia-gold-credit-card\">HDFC Regalia Gold Credit Card<\/a><\/strong><\/td>\n<td><span style=\"font-weight: 400;\"> 2500 + Applicable Taxes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No<\/span><\/td>\n<td><span style=\"font-weight: 400;\"> 2500 + Applicable Taxes<\/span><\/td>\n<td>5X Reward Points on Marks &#038; Spencer, Myntra, Nykaa &#038; Reliance Digital spends<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div id=\"jupiter-edge-upi-credit-card\" class=\"box_ruppe_credit\">\n<h3>1. Jupiter Edge UPI Credit Card<\/h3>\n<div class=\"dd_card_flex\">\n<div class=\"cta_col_8\">\n<div class=\"dd_card_flex flex_credit_card\">\n<div class=\"cta_col_3 Joining_fees_box dd_flex_center\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" class=\"debit_card_img\" src=\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2025\/06\/passport-size-photo.svg\" alt=\"\" \/><\/div>\n<div>\n<p>Joining Fees<\/p>\n<p class=\"nyn\">NIl<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_3 Joining_fees_box border_fees_credit_Crard\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" class=\"debit_card_img\" src=\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2025\/06\/saving_money.svg\" alt=\"\" \/><\/div>\n<div>\n<p>Lifetime Free<\/p>\n<p class=\"nyn\">Yes<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_3 Joining_fees_box\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" style=\"max-width:48px;max-height:48px\" src=\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2025\/06\/rupee.svg\" alt=\"icon\" \/><\/div>\n<div>\n<p>Annual Fee<\/p>\n<p class=\"nyn\">NIl<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_4 center_card\">\n<div class=\"debit_img_box\"><img decoding=\"async\" class=\"debit_card_img\" src=\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2025\/06\/Jupiter-Edge-UPI-Credit-Card.png\" alt=\"Jupiter Edge UPI Credit Card\" \/><\/div>\n<\/div>\n<\/div>\n<div class=\"creadit_card_accordion\" style=\"margin: 20px 0;\"><style>#sp-ea-14994 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-14994.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-14994.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-14994.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-14994.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-14994.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1750394975\"><div id=\"sp-ea-14994\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-149940\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse149940\" aria-controls=\"collapse149940\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Cashback &amp; Rewards<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse149940\" data-parent=\"#sp-ea-14994\" role=\"region\" aria-labelledby=\"ea-header-149940\"> <div class=\"ea-body\"><ul><li><strong>2% Cashback<\/strong>: Earn 2% cashback on your choice of category: Shopping, Travel, or Dining.<\/li><li><strong>0.4% Cashback<\/strong>: Receive 0.4% cashback on all other UPI and credit card transactions.<\/li><li><strong>Welcome Reward<\/strong>: Get a \u20b9250 voucher from a top brand like Amazon or Flipkart upon your first payment.<\/li><\/ul><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-149941\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse149941\" aria-controls=\"collapse149941\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Other Features<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse149941\" data-parent=\"#sp-ea-14994\" role=\"region\" aria-labelledby=\"ea-header-149941\"> <div class=\"ea-body\"><ul><li><strong>UPI Payments<\/strong>: Use your credit card for UPI transactions by scanning any QR code.<\/li><li><strong>Airport Lounge Access<\/strong>: Enjoy 4 domestic lounge visits per calendar year. <\/li><li><strong>Control via App<\/strong>: Manage your card settings, including freezing the card and resetting the PIN, directly through the Jupiter app.<\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/div>\n<p>The Jupiter Edge UPI Credit Card offers a simple way to earn cashback on online purchases and UPI transactions. With no annual fees and flexible cashback options, it\u2019s perfect for those who prefer managing their payments digitally and want to save on fees.<\/p>\n<\/div>\n<div class=\"cta_container\" style=\"margin: 4.2rem 0 3.2rem 0;\">\n<div class=\"cta_row\">\n<div class=\"cta_col_4\"><img decoding=\"async\" style=\"max-width:48px;max-height:48px\" src=\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2024\/10\/jupiter_card.svg\" alt=\"\" \/><\/div>\n<div class=\"cta_col_8\">\n<p class=\"cta_heading\">Shop online and earn cashback on every purchase with the best credit cards for online shopping.<\/p>\n<p>Get Edge CSB Bank RuPay Credit Card on Jupiter<\/p>\n<div class=\"cta_main_box\"><a class=\"elementor-button\" href=\"https:\/\/jptr.onelink.me\/TOMp\/credcrdblogs\">Apply Now!<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"amazon-pay-icici-credit-card\" class=\"box_ruppe_credit\">\n<h3>2. Amazon Pay ICICI Credit Card<\/h3>\n<div class=\"dd_card_flex\">\n<div class=\"cta_col_8\">\n<div class=\"dd_card_flex flex_credit_card\">\n<div class=\"cta_col_3 Joining_fees_box dd_flex_center\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><\/div>\n<div>\n<p>Joining Fees<\/p>\n<p class=\"nyn\">NIl<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_3 Joining_fees_box border_fees_credit_Crard\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><\/div>\n<div>\n<p>Lifetime Free<\/p>\n<p class=\"nyn\">Yes<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_3 Joining_fees_box\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><\/div>\n<div>\n<p>Annual Fee<\/p>\n<p class=\"nyn\">NIl<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_4 center_card\">\n<div class=\"debit_img_box\"><img decoding=\"async\" class=\"debit_card_img\" src=\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2024\/10\/Amazon-Pay-ICICI-Bank-Credit-Card.png\" alt=\"Amazon Pay ICICI Credit Card\" style=\"max-width:100%;height:auto\" \/><\/div>\n<\/div>\n<\/div>\n<div class=\"creadit_card_accordion\" style=\"margin: 20px 0;\"><style>#sp-ea-14995 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-14995.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-14995.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-14995.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-14995.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-14995.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1750395453\"><div id=\"sp-ea-14995\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-149950\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse149950\" aria-controls=\"collapse149950\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Cashback &amp; Rewards<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse149950\" data-parent=\"#sp-ea-14995\" role=\"region\" aria-labelledby=\"ea-header-149950\"> <div class=\"ea-body\"><ul><li>5% cashback on Amazon.in purchases for Amazon Prime members.<\/li><li>3% cashback on Amazon.in purchases for non-Prime members.<\/li><li>2% cashback on payments to Amazon Pay partner merchants.<\/li><li>1% cashback on all other transactions.<\/li><\/ul><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-149951\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse149951\" aria-controls=\"collapse149951\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Other Features<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse149951\" data-parent=\"#sp-ea-14995\" role=\"region\" aria-labelledby=\"ea-header-149951\"> <div class=\"ea-body\"><ul><li>Cashback is credited to Amazon Pay balance within 2 days.<\/li><li>No minimum amount is required for cashback use.<\/li><li>Unlimited rewards with no expiry.<\/li><li>Redeem cashback on Amazon and partner websites.<\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/div>\n<p>This card is perfect if you\u2019re a regular Amazon shopper, especially if you have a Prime membership. You get great cashback on all Amazon-related purchases and partner merchants, plus no annual fee, making it an easy choice for Amazon fans.<\/p>\n<\/div>\n<div id=\"hdfc-moneyback-credit-card\" class=\"box_ruppe_credit\">\n<h3>3. HDFC MoneyBack+ Credit Card<\/h3>\n<div class=\"dd_card_flex\">\n<div class=\"cta_col_8\">\n<div class=\"dd_card_flex flex_credit_card\">\n<div class=\"cta_col_3 Joining_fees_box dd_flex_center\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><\/div>\n<div>\n<p>Joining Fees<\/p>\n<p class=\"nyn\">&#8211;<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_3 Joining_fees_box border_fees_credit_Crard\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><\/div>\n<div>\n<p>Lifetime Free<\/p>\n<p class=\"nyn\">No<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_3 Joining_fees_box\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><\/div>\n<div>\n<p>Annual Fee<\/p>\n<p class=\"nyn\">500 + Applicable Taxes<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_4 center_card\">\n<div class=\"debit_img_box\"><img decoding=\"async\" class=\"debit_card_img\" src=\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2026\/05\/HDFC-MoneyBack-Plus-Credit-Card.png\" alt=\"HDFC MoneyBack+ Credit Card\" style=\"max-width:100%;height:auto\" \/><\/div>\n<\/div>\n<\/div>\n<p class=\"card-paragraph\"><strong>Annual Fee and Waiver<\/strong>: \u20b9500 + taxes, waived if you spend \u20b950,000 in a year.<\/p>\n<div class=\"creadit_card_accordion\" style=\"margin: 20px 0;\"><style>#sp-ea-14996 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-14996.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-14996.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-14996.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-14996.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-14996.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1750395624\"><div id=\"sp-ea-14996\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-149960\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse149960\" aria-controls=\"collapse149960\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Cashback &amp; Rewards<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse149960\" data-parent=\"#sp-ea-14996\" role=\"region\" aria-labelledby=\"ea-header-149960\"> <div class=\"ea-body\"><ul><li>10X CashPoints on Amazon, BigBasket, Flipkart, Swiggy, and more.<\/li><li>2 CashPoints per \u20b9150 spent on other categories (except wallet loads, fuel, and vouchers).<\/li><li>\u20b9500 gift voucher on spends of \u20b950,000 per quarter.<\/li><\/ul><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-149961\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse149961\" aria-controls=\"collapse149961\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Other Features<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse149961\" data-parent=\"#sp-ea-14996\" role=\"region\" aria-labelledby=\"ea-header-149961\"> <div class=\"ea-body\"><ul><li>Up to 20% discount on partner restaurants via Swiggy Dineout.<\/li><li>1% fuel surcharge waiver on transactions between \u20b9400 and \u20b95,000 at all fuel stations in India.<\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/div>\n<p>This card is great for people who shop online frequently, especially on Amazon and Flipkart and use services like Swiggy. The rewards add up fast, and it\u2019s nice to get discounts on dining and fuel too.<\/p>\n<\/div>\n<div id=\"american-express-smartearntm-credit-card\" class=\"box_ruppe_credit\">\n<h3>4. American Express SmartEarn\u2122 Credit Card<\/h3>\n<div class=\"dd_card_flex\">\n<div class=\"cta_col_8\">\n<div class=\"dd_card_flex flex_credit_card\">\n<div class=\"cta_col_3 Joining_fees_box dd_flex_center\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><\/div>\n<div>\n<p>Joining Fees<\/p>\n<p class=\"nyn\">&#8211;<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_3 Joining_fees_box border_fees_credit_Crard\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><\/div>\n<div>\n<p>Lifetime Free<\/p>\n<p class=\"nyn\">No<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_3 Joining_fees_box\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><\/div>\n<div>\n<p>Annual Fee<\/p>\n<p class=\"nyn\">495 + Applicable Taxes<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_4 center_card\">\n<div class=\"debit_img_box\"><img decoding=\"async\" class=\"debit_card_img\" src=\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2025\/06\/American-Express-SmartEarn-Credit-Card.png\" alt=\"american express smartearn credit card\" \/><\/div>\n<\/div>\n<\/div>\n<p><strong>Annual Fee and Waiver<\/strong>: \u20b9495 + taxes, waived on annual spends of \u20b91.2 lakh.<\/p>\n<div class=\"creadit_card_accordion\" style=\"margin: 20px 0;\"><style>#sp-ea-15001 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-15001.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-15001.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-15001.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-15001.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-15001.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1750395834\"><div id=\"sp-ea-15001\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-150010\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse150010\" aria-controls=\"collapse150010\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Cashback &amp; Rewards<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse150010\" data-parent=\"#sp-ea-15001\" role=\"region\" aria-labelledby=\"ea-header-150010\"> <div class=\"ea-body\"><ul><li>10X Membership Rewards\u00ae Points on purchases at popular sites like Zomato, Myntra, Uber, and more.<\/li><li>5X Membership Rewards\u00ae Points for Amazon purchases.<\/li><li>1 Membership Rewards\u00ae Point for every \u20b950 spent in other categories.<\/li><\/ul><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-150011\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse150011\" aria-controls=\"collapse150011\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Other Features<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse150011\" data-parent=\"#sp-ea-15001\" role=\"region\" aria-labelledby=\"ea-header-150011\"> <div class=\"ea-body\"><ul><li>\u20b9500 cashback on spending \u20b910,000 in the first 90 days.<\/li><li>\u20b9500 vouchers for spending \u20b91.2 lakh, \u20b91.8 lakh, and \u20b92.4 lakh in a year.<\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/div>\n<p>Ideal for online shoppers who frequent platforms like Flipkart, Myntra, and Amazon. The card offers accelerated rewards on these platforms and additional benefits like cashback on initial spending and milestone vouchers.<\/p>\n<\/div>\n<div id=\"sbi-simplyclick-credit-card\" class=\"box_ruppe_credit\">\n<h3>5. SBI SimplyCLICK Credit Card<\/h3>\n<div class=\"dd_card_flex\">\n<div class=\"cta_col_8\">\n<div class=\"dd_card_flex flex_credit_card\">\n<div class=\"cta_col_3 Joining_fees_box dd_flex_center\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><\/div>\n<div>\n<p>Joining Fees<\/p>\n<p class=\"nyn\">499<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_3 Joining_fees_box border_fees_credit_Crard\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><\/div>\n<div>\n<p>Lifetime Free<\/p>\n<p class=\"nyn\">No<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_3 Joining_fees_box\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><\/div>\n<div>\n<p>Annual Fee<\/p>\n<p class=\"nyn\">499<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_4 center_card\">\n<div class=\"debit_img_box\"><img decoding=\"async\" class=\"debit_card_img\" src=\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2025\/06\/sbi_simplyclick_credit_card_new.png\" alt=\"SBI SimplyCLICK Credit Card\" style=\"max-width:100%;height:auto\" \/><\/div>\n<\/div>\n<\/div>\n<p><strong>Annual Fee and Waiver<\/strong>: \u20b9499; waived if annual spending exceeds \u20b91,00,000.<\/p>\n<div class=\"creadit_card_accordion\" style=\"margin: 20px 0;\"><style>#sp-ea-15007 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-15007.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-15007.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-15007.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-15007.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-15007.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1750396393\"><div id=\"sp-ea-15007\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-150070\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse150070\" aria-controls=\"collapse150070\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Cashback &amp; Rewards<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse150070\" data-parent=\"#sp-ea-15007\" role=\"region\" aria-labelledby=\"ea-header-150070\"> <div class=\"ea-body\"><ul><li><strong>5X Reward Points<\/strong>: Earn 5 reward points for every \u20b9100 spent on online shopping with brands like Amazon, BookMyShow, and Cleartrip.<\/li><li><strong>1X Reward Point<\/strong>: Get 1 reward point for every \u20b9100 spent on other purchases.<\/li><li><strong>Welcome Benefit<\/strong>: Receive a \u20b9500 Amazon gift voucher after paying the annual fee.<\/li><li><strong>Milestone Benefits<\/strong>: Earn e-vouchers worth \u20b92,000 on spending \u20b91,00,000 or \u20b92,00,000 annually.<\/li><\/ul><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-150071\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse150071\" aria-controls=\"collapse150071\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Other Features<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse150071\" data-parent=\"#sp-ea-15007\" role=\"region\" aria-labelledby=\"ea-header-150071\"> <div class=\"ea-body\"><ul><li><strong>Fuel Surcharge Waiver<\/strong>: No surcharge on fuel purchases between \u20b9500 and \u20b93,000.<\/li><li><strong>Flexipay<\/strong>: Convert purchases above \u20b92,500 into monthly installments.<\/li><li><strong>Worldwide Use<\/strong>: Accepted globally at over 24 million outlets.<\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/div>\n<p>The SBI SimplyCLICK Credit Card is designed with online shoppers in mind, offering extra rewards on purchases made through popular e-commerce platforms. With a manageable annual fee that can be waived by meeting spending requirements, it\u2019s a great option for those who shop online regularly and want to make the most of their rewards.<\/p>\n<\/div>\n<div id=\"hsbc-visa-platinum-credit-card\" class=\"box_ruppe_credit\">\n<h3>6. HSBC Visa Platinum Credit Card<\/h3>\n<div class=\"dd_card_flex\">\n<div class=\"cta_col_8\">\n<div class=\"dd_card_flex flex_credit_card\">\n<div class=\"cta_col_3 Joining_fees_box dd_flex_center\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><\/div>\n<div>\n<p>Joining Fees<\/p>\n<p class=\"nyn\">Zero first-year fee<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_3 Joining_fees_box border_fees_credit_Crard\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><\/div>\n<div>\n<p>Lifetime Free<\/p>\n<p class=\"nyn\">No<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_3 Joining_fees_box\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><\/div>\n<div>\n<p>Annual Fee<\/p>\n<p class=\"nyn\">Second year onwards, zero fee<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_4 center_card\">\n<div class=\"debit_img_box\"><img decoding=\"async\" class=\"debit_card_img\" src=\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2025\/06\/HSBC-Platinum-Credit-Card.png\" alt=\"hsbc platinum credit card\" \/><\/div>\n<\/div>\n<\/div>\n<p><strong>Annual Fee and Waiver<\/strong>: \u20b91,000; waived if annual spends exceed \u20b91,00,000.<\/p>\n<div class=\"creadit_card_accordion\" style=\"margin: 20px 0;\"><style>#sp-ea-15013 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-15013.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-15013.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-15013.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-15013.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-15013.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1750396554\"><div id=\"sp-ea-15013\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-150130\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse150130\" aria-controls=\"collapse150130\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Cashback &amp; Rewards<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse150130\" data-parent=\"#sp-ea-15013\" role=\"region\" aria-labelledby=\"ea-header-150130\"> <div class=\"ea-body\"><ul><li><strong>10X Reward Points<\/strong>: Earn 10 points per \u20b9150 spent on online shopping, dining, and entertainment.<\/li><li><strong>1X Reward Point<\/strong>: Get 1 point for every \u20b9150 spent on all other purchases.<\/li><li><strong>Welcome Benefit<\/strong>: Get 2,000 reward points after paying the annual fee.<\/li><\/ul><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-150131\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse150131\" aria-controls=\"collapse150131\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Other Features<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse150131\" data-parent=\"#sp-ea-15013\" role=\"region\" aria-labelledby=\"ea-header-150131\"> <div class=\"ea-body\"><ul><li><strong>Fuel Surcharge Waiver<\/strong>: No surcharge on fuel purchases between \u20b9500 and \u20b93,000.<\/li><li><strong>Global Use<\/strong>: Accepted worldwide at millions of outlets.<\/li><li><strong>Contactless Payments<\/strong>: Enjoy faster and safer payments with contactless technology.<\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/div>\n<p>The HSBC Visa Platinum Credit Card is perfect for those who spend frequently on shopping and dining. With a solid rewards program and extra benefits like contactless payments, it\u2019s ideal for anyone looking to earn more from their everyday purchases.<\/p>\n<\/div>\n<div id=\"rbl-bank-monthly-treats-credit-card\" class=\"box_ruppe_credit\">\n<h3>7. RBL Bank Monthly Treats Credit Card<\/h3>\n<div class=\"dd_card_flex\">\n<div class=\"cta_col_8\">\n<div class=\"dd_card_flex flex_credit_card\">\n<div class=\"cta_col_3 Joining_fees_box dd_flex_center\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><\/div>\n<div>\n<p>Joining Fees<\/p>\n<p class=\"nyn\">&#8211;<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_3 Joining_fees_box border_fees_credit_Crard\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><\/div>\n<div>\n<p>Lifetime Free<\/p>\n<p class=\"nyn\">No<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_3 Joining_fees_box\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><\/div>\n<div>\n<p>Annual Fee<\/p>\n<p class=\"nyn\">100<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_4 center_card\">\n<div class=\"debit_img_box\"><img decoding=\"async\" class=\"debit_card_img\" src=\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2025\/06\/RBL-Bank-Monthly-Treats-Credit-Card.png\" alt=\"RBL Bank Monthly Treats Credit Card\" \/><\/div>\n<\/div>\n<\/div>\n<p><strong>Annual Fee and Waiver<\/strong>: \u20b91,000; waived if annual spends exceed \u20b91,00,000.<\/p>\n<div class=\"creadit_card_accordion\" style=\"margin: 20px 0;\"><style>#sp-ea-15014 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-15014.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-15014.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-15014.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-15014.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-15014.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1750396728\"><div id=\"sp-ea-15014\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-150140\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse150140\" aria-controls=\"collapse150140\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Cashback &amp; Rewards<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse150140\" data-parent=\"#sp-ea-15014\" role=\"region\" aria-labelledby=\"ea-header-150140\"> <div class=\"ea-body\"><ul><li><strong>10X Reward Points<\/strong>: Earn 10 reward points for every \u20b9100 spent on dining, groceries, and utility bill payments.<\/li><li><strong>1X Reward Point<\/strong>: Get 1 reward point for every \u20b9100 on all other purchases.<\/li><li><strong>Welcome Benefit<\/strong>: Receive 2,000 reward points after paying the annual fee.<\/li><\/ul><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-150141\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse150141\" aria-controls=\"collapse150141\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Other Features<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse150141\" data-parent=\"#sp-ea-15014\" role=\"region\" aria-labelledby=\"ea-header-150141\"> <div class=\"ea-body\"><ul><li><strong>Fuel Surcharge Waiver<\/strong>: No surcharge on fuel purchases between \u20b9500 and \u20b93,000.<\/li><li><strong>Flexipay<\/strong>: Convert purchases over \u20b92,500 into monthly installments.<\/li><li><strong>Global Acceptance<\/strong>: Use the card at millions of outlets worldwide.<\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/div>\n<p>The RBL Bank Monthly Treats Credit Card is great for people who spend a lot on dining, groceries, and utility bills. With generous rewards in these categories and the option to waive the annual fee, it\u2019s a practical choice for those looking to get the most out of their daily expenses.<\/p>\n<\/div>\n<div id=\"flipkart-axis-bank-credit-card\" class=\"box_ruppe_credit\">\n<h3>8. Flipkart Axis Bank Credit Card<\/h3>\n<div class=\"dd_card_flex\">\n<div class=\"cta_col_8\">\n<div class=\"dd_card_flex flex_credit_card\">\n<div class=\"cta_col_3 Joining_fees_box dd_flex_center\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><\/div>\n<div>\n<p>Joining Fees<\/p>\n<p class=\"nyn\">500<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_3 Joining_fees_box border_fees_credit_Crard\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><\/div>\n<div>\n<p>Lifetime Free<\/p>\n<p class=\"nyn\">No<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_3 Joining_fees_box\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><\/div>\n<div>\n<p>Annual Fee<\/p>\n<p class=\"nyn\">500<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_4 center_card\">\n<div class=\"debit_img_box\"><img decoding=\"async\" class=\"debit_card_img\" src=\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2025\/06\/Flipkart-Axis-Bank-Credit-Card.png\" alt=\"Flipkart Axis Bank Credit Card\" \/><\/div>\n<\/div>\n<\/div>\n<p><strong>Annual Fee and Waiver<\/strong>: \u20b9500 + 18% GST; annual fee waived if you spend \u20b92,00,000 in a year.<\/p>\n<div class=\"creadit_card_accordion\" style=\"margin: 20px 0;\"><style>#sp-ea-15016 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-15016.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-15016.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-15016.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-15016.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-15016.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1750396899\"><div id=\"sp-ea-15016\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-150160\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse150160\" aria-controls=\"collapse150160\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Cashback &amp; Rewards<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse150160\" data-parent=\"#sp-ea-15016\" role=\"region\" aria-labelledby=\"ea-header-150160\"> <div class=\"ea-body\"><ul><li><strong>Flipkart and Myntra Purchases<\/strong>: 5% cashback on transactions.<\/li><li><strong>Other Online Purchases<\/strong>: 1.5% cashback on all other online purchases.<\/li><li><strong>Offline Purchases<\/strong>: 1% cashback on offline transactions.<\/li><li><strong>Welcome Benefit<\/strong>: \u20b9500 Flipkart voucher on your first transaction.<\/li><\/ul><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-150161\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse150161\" aria-controls=\"collapse150161\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Other Features<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse150161\" data-parent=\"#sp-ea-15016\" role=\"region\" aria-labelledby=\"ea-header-150161\"> <div class=\"ea-body\"><ul><li><strong>Joining Benefit<\/strong>: \u20b91,100 worth of Flipkart vouchers after activation.<\/li><li><strong>Fuel Surcharge Waiver<\/strong>: 1% waiver at all fuel stations.<\/li><li><strong>Annual Fee Waiver<\/strong>: Spend \u20b92,00,000 annually to waive the fee.<\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/div>\n<p>The Flipkart Axis Bank Credit Card is perfect for those who regularly shop on Flipkart or Myntra. It offers solid cashback on these platforms, along with benefits for both online and offline purchases. It\u2019s a great option for anyone who wants to earn rewards while shopping on these popular sites.<\/p>\n<\/div>\n<div id=\"sbi-cashback-credit-card\" class=\"box_ruppe_credit\">\n<h3>9. SBI Cashback Credit Card<\/h3>\n<div class=\"dd_card_flex\">\n<div class=\"cta_col_8\">\n<div class=\"dd_card_flex flex_credit_card\">\n<div class=\"cta_col_3 Joining_fees_box dd_flex_center\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><\/div>\n<div>\n<p>Joining Fees<\/p>\n<p class=\"nyn\">999<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_3 Joining_fees_box border_fees_credit_Crard\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><\/div>\n<div>\n<p>Lifetime Free<\/p>\n<p class=\"nyn\">No<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_3 Joining_fees_box\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><\/div>\n<div>\n<p>Annual Fee<\/p>\n<p class=\"nyn\">999<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_4 center_card\">\n<div class=\"debit_img_box\"><img decoding=\"async\" class=\"debit_card_img\" src=\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2025\/06\/SBI-Cashback-Credit-Card.png\" alt=\"SBI Cashback Credit Card\" \/><\/div>\n<\/div>\n<\/div>\n<p><strong>Annual Fee and Waiver<\/strong>: Joining Fee: \u20b9999; Renewal Fee: \u20b9999 (waived if annual spends exceed \u20b92,00,000).<\/p>\n<div class=\"creadit_card_accordion\" style=\"margin: 20px 0;\"><style>#sp-ea-15017 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-15017.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-15017.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-15017.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-15017.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-15017.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1750397044\"><div id=\"sp-ea-15017\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-150170\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse150170\" aria-controls=\"collapse150170\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Cashback &amp; Rewards<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse150170\" data-parent=\"#sp-ea-15017\" role=\"region\" aria-labelledby=\"ea-header-150170\"> <div class=\"ea-body\"><ul><li><strong>5% Cashback<\/strong>: Earn 5% cashback on all online spends, with no merchant restrictions.<\/li><li><strong>1% Cashback<\/strong>: Receive 1% cashback on all offline spends.<\/li><\/ul><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-150171\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse150171\" aria-controls=\"collapse150171\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Other Features<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse150171\" data-parent=\"#sp-ea-15017\" role=\"region\" aria-labelledby=\"ea-header-150171\"> <div class=\"ea-body\"><ul><li><strong>Fuel Surcharge Waiver<\/strong>: Get a 1% fuel surcharge waiver on fuel purchases between \u20b9500 and \u20b93,000, up to \u20b9100 per statement cycle.<\/li><li><strong>Contactless Payments<\/strong>: Enjoy the convenience of tap-and-go payments for small-ticket purchases.<\/li><li><strong>Worldwide Acceptance<\/strong>: Use the card at over 24 million outlets globally.<\/li><li><strong>Add-on Cards<\/strong>: Provide add-on cards to family members above 18 years of age.<\/li><li><strong>Balance Transfer on EMI<\/strong>: Transfer outstanding balances from other banks\u2019 credit cards to this card at a lower interest rate and repay in EMIs.<\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/div>\n<p>This card is perfect for individuals who make frequent online purchases and prefer a straightforward cashback system without merchant restrictions. You can earn up to 5000 INR cashback every month if your spending is around 1 lakh.<\/p>\n<\/div>\n<div id=\"hdfc-regalia-gold-credit-card\" class=\"box_ruppe_credit\">\n<h3>10. HDFC Regalia Gold Credit Card<\/h3>\n<div class=\"dd_card_flex\">\n<div class=\"cta_col_8\">\n<div class=\"dd_card_flex flex_credit_card\">\n<div class=\"cta_col_3 Joining_fees_box dd_flex_center\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" class=\"debit_card_img\" src=\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2025\/01\/duration-alt-1.svg\" alt=\"Lifetime Free icon\" \/><\/div>\n<div>\n<p>Joining Fees<\/p>\n<p class=\"nyn\">2500 + Applicable Taxes<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_3 Joining_fees_box border_fees_credit_Crard\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><img decoding=\"async\" class=\"debit_card_img\" src=\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2025\/01\/rupee.svg\" alt=\"Joining Fees icon\" \/><\/div>\n<div>\n<p>Lifetime Free<\/p>\n<p class=\"nyn\">No<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_3 Joining_fees_box\">\n<div class=\"join_box_cnt\">\n<div class=\"cnt_icon_box\"><\/div>\n<div>\n<p>Annual Fee<\/p>\n<p class=\"nyn\">2500 + Applicable Taxes<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cta_col_4 center_card\">\n<div class=\"debit_img_box\"><img decoding=\"async\" class=\"debit_card_img\" src=\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2024\/10\/HDFC-Regalia-Gold-Credit-Card.png\" alt=\"HDFC Regalia Gold Credit Card\" \/><\/div>\n<\/div>\n<\/div>\n<p><strong>Annual Fee and Waiver<\/strong>: Joining Fee: \u20b92,500; Renewal Fee: \u20b92,500 (waived if annual spends exceed \u20b93,00,000).<\/p>\n<div class=\"creadit_card_accordion\" style=\"margin: 20px 0;\"><style>#sp-ea-15023 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-15023.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-15023.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-15023.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-15023.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-15023.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1750397364\"><div id=\"sp-ea-15023\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-150230\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse150230\" aria-controls=\"collapse150230\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Cashback &amp; Rewards<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse150230\" data-parent=\"#sp-ea-15023\" role=\"region\" aria-labelledby=\"ea-header-150230\"> <div class=\"ea-body\"><ul><li><strong>4 Reward Points<\/strong>: Earn 4 reward points per \u20b9150 spent on all purchases.<\/li><li><strong>1 Reward Point<\/strong>: Receive 1 reward point per \u20b9150 spent on utility bill payments.<\/li><li><strong>Bonus Points<\/strong>: 10,000 bonus points when you spend \u20b95,00,000 in a year.<\/li><\/ul><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-150231\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse150231\" aria-controls=\"collapse150231\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Other Features<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse150231\" data-parent=\"#sp-ea-15023\" role=\"region\" aria-labelledby=\"ea-header-150231\"> <div class=\"ea-body\"><ul><li><strong>Welcome Benefit<\/strong>: Get complimentary Swiggy One and MMT Black Gold membership<\/li><li><strong>Airport Lounge Access<\/strong>: Enjoy complimentary access to over 1,000 airport lounges worldwide.<\/li><li><strong>Golf Privileges<\/strong>: Avail complimentary golf games and lessons at select courses.<\/li><li><strong>Concierge Services<\/strong>: Access 24\/7 concierge services for travel, dining, and entertainment needs.<\/li><li><strong>Insurance Coverage<\/strong>: Benefit from comprehensive insurance coverage, including air accident and medical emergencies.<\/li><li><strong>EMI Conversion<\/strong>: Convert purchases into easy EMIs at competitive interest rates.<\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/div>\n<p>The HDFC Regalia Credit Card is perfect for frequent travellers and reward seekers. With 2 reward points per \u20b9150 spent and extra points for travel bookings, this card offers great value. Its perks, including airport lounge access and travel insurance, make it ideal for those who prioritize comfort and security. Additionally, cardholders can enjoy dining discounts, making it a solid choice for travel and lifestyle benefits.<\/p>\n<\/div>\n<h2>How to Apply for a Credit Card for Online Shopping?<\/h2>\n<p><img style=\"max-width:48px;max-height:48px\" decoding=\"async\" src=\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2025\/06\/Best-credit-card.svg\" alt=\"\"><br \/>\nApplying for a shopping credit card is easy. You simply have to visit the credit card issuer\u2019s website and apply there. Many banks now allow you to apply for credit cards online, making the process convenient. Here\u2019s how you can apply for a shopping credit card directly through your bank\u2019s website:<\/p>\n<h2>Steps to apply for a shopping credit card online:<\/h2>\n<ol class=\"steps_number\" style=\"margin-top: 20px !important;\">\n<li>Go to your bank\u2019s official website<\/li>\n<li>Find the shopping credit card you\u2019re interested in<\/li>\n<li>Click on the card for detailed information<\/li>\n<li>Hit the \u2018Apply\u2019 button to start your online application<\/li>\n<\/ol>\n<p>Once you submit your application, you\u2019ll receive a reference number. The bank will review your application within three to four days. If you meet their eligibility criteria, you\u2019ll get a call about the next steps.<\/p>\n<p>If everything is in order, expect the bank to process your credit card within seven to ten days. You can also track your application status using the reference number on the bank\u2019s website.<\/p>\n<div class=\"cta_container\">\n<div class=\"cta_row\">\n<div class=\"cta_col_4\"><img decoding=\"async\" style=\"max-width:48px;max-height:48px\" src=\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2024\/10\/jupiter_card.svg\" alt=\"\" \/><\/div>\n<div class=\"cta_col_8\">\n<p class=\"cta_heading\">Want to earn maximum rewards while shopping?<\/p>\n<p>Get Edge CSB Bank RuPay Credit Card on Jupiter<\/p>\n<div class=\"cta_main_box\"><a class=\"elementor-button\" href=\"https:\/\/jptr.onelink.me\/TOMp\/credcrdblogs\">Apply Now!<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<h2>Documents Required for Credit Card for Online Shopping<\/h2>\n<p><img decoding=\"async\" style=\"max-width:48px;max-height:48px\" src=\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2025\/06\/address-proof.svg\" alt=\"\" \/><\/p>\n<p><img style=\"max-width:48px;max-height:48px\" decoding=\"async\" src=\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2025\/06\/gas-pump-alt.svg\" alt=\"\"><\/p>\n<ul class=\"box-img box_part2\">\n<li><strong>Proof of identity<\/strong><\/li>\n<li><strong>Address proof<\/strong><\/li>\n<li><strong>Passport size photographs<\/strong><\/li>\n<li><strong>Proof of income<\/strong><\/li>\n<\/ul>\n<h2>Who Can Apply for Online Shopping Credit Card?<\/h2>\n<p><img style=\"max-width:48px;max-height:48px\" decoding=\"async\" src=\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2025\/06\/benefit.svg\" alt=\"\"><br \/>\nBelow is the eligibility criteria for getting a shopping credit card in India:<\/p>\n<ol class=\"simple-number get_creditcard\">\n<li>\n<p class=\"para-color\"><strong>Age<\/strong><\/p>\n<div class=\"content-text\">\n<p>Most applicants should fall within the 21 to 60 age range, though there can be some exceptions<\/p>\n<\/div>\n<\/li>\n<li>\n<p class=\"para-color\"><strong>Income<\/strong><\/p>\n<div class=\"content-text\">\n<p>Having a reliable income is crucial. ICICI Bank may set specific monthly or annual income criteria based on the card type<\/p>\n<\/div>\n<\/li>\n<li>\n<p class=\"para-color\"><strong>Credit History<\/strong><\/p>\n<div class=\"content-text\">\n<p>A solid credit score indicates financial reliability and can make the application process easier<\/p>\n<\/div>\n<\/li>\n<li>\n<p class=\"para-color\"><strong>Residential Status<\/strong><\/p>\n<div class=\"content-text\">\n<p>Resident Indians and NRIs can both apply, provided they have the necessary documentation<\/p>\n<\/div>\n<\/li>\n<\/ol>\n<h3>Documents Required<\/h3>\n<ul class=\"box-img box_part2\">\n<li><strong>Proof of identity<\/strong> (Aadhaar, PAN, or passport)<\/li>\n<li><strong>Address proof<\/strong> (utility bill, rental agreement, or government ID)<\/li>\n<li><strong>Passport size photographs<\/strong> (2\u20134 colour photos, 4&#215;6 cm)<\/li>\n<li><strong>Proof of income<\/strong> (salary slips, ITR, or bank statements)<\/li>\n<\/ul>\n<h2>What to Look for in Online Shopping Credit Cards?<\/h2>\n<p><img style=\"max-width:48px;max-height:48px\" decoding=\"async\" src=\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2025\/06\/briefcase.svg\" alt=\"\"><br \/>\nWhen choosing the best credit card for shopping, there are several factors to consider according to your goals and needs. Below are some points to remember:<\/p>\n<ol class=\"numb-list\">\n<li>\n<h3>1. Cashback<\/h3>\n<\/li>\n<li>\n<h3>2. Brand Discounts<\/h3>\n<\/li>\n<li>\n<h3>3. Welcome Rewards<\/h3>\n<\/li>\n<li>\n<h3>4. Bonus Points on Categories<\/h3>\n<\/li>\n<li>\n<h3>5. No Hidden Fees<\/h3>\n<\/li>\n<li>\n<h3>6. International Shopping<\/h3>\n<\/li>\n<li>\n<h3>7. Purchase Security<\/h3>\n<\/li>\n<li>\n<h3>8. Easy Rewards Redemption<\/h3>\n<\/li>\n<\/ol>\n<h2>Types of Shopping Credit Cards In India<\/h2>\n<p><img style=\"max-width:48px;max-height:48px\" decoding=\"async\" src=\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2025\/06\/student.svg\" alt=\"\"><br \/>\nThere are three main types of shopping credit cards in India, such as:<\/p>\n<div class=\"icon-liststyle\">\n<ul>\n<li><img decoding=\"async\" class=\"debit_card_img\" src=\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2025\/06\/Cashback-reward-1.svg\" alt=\"\" \/>\n<div class=\"list-cont\">\n<h3>Cashback Shopping Cards<\/h3>\n<p>Cashback shopping credit cards do exactly what their name suggests: they return a portion of your spending as cashback. The cashback percentage can differ depending on the retailer. If you frequently shop with specific brands, it\u2019s worth looking for credit cards that provide cashback for those particular stores.<\/p>\n<\/div>\n<\/li>\n<li><img decoding=\"async\" class=\"debit_card_img\" src=\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2025\/06\/Rewards-and-Promotions.svg\" alt=\"\" \/>\n<div class=\"list-cont\">\n<h3>Shopping Cards with Accelerated Rewards<\/h3>\n<p>While shopping credit cards might not guarantee immediate rewards, they can definitely delight you with various gifts and incentives. Unlike typical purchases, spending in certain categories\u2014such as clothing, accessories, and beauty products\u2014earns you extra reward points. These points can be redeemed for gifts, discounts, and special offers from your bank.<\/p>\n<\/div>\n<\/li>\n<li><img decoding=\"async\" class=\"debit_card_img\" src=\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2025\/06\/Exclusive-Offers-and-Discounts.svg\" alt=\"\" \/>\n<div class=\"list-cont\">\n<h3>Shopping Cards with Discount Offers<\/h3>\n<p>Certain shopping credit cards offer ongoing discounts for purchases at specific retailers, both in-store and online. If you often shop at a particular store, like Shoppers Stop, LifeStyle, or Trends, consider selecting a credit card that gives you savings on your spending at those locations.<\/p>\n<\/div>\n<\/li>\n<\/ul>\n<\/div>\n<h2>How to Use a Shopping Credit Card<\/h2>\n<p><img style=\"max-width:48px;max-height:48px\" decoding=\"async\" src=\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2025\/06\/shopping-cart-add.svg\" alt=\"\"><br \/>\nPurchasing with a shopping credit card is relatively easy; however, you should be aware of the steps beforehand to have a smoother experience. Let\u2019s take a look at how to use your shopping card efficiently:<\/p>\n<ul class=\"alphabet-boxes\">\n<li><span class=\"alpha\">A<\/span><\/li>\n<li><span class=\"alpha\">B<\/span><\/li>\n<li><span class=\"alpha\">C<\/span><\/li>\n<\/ul>\n<h2>Eligibility and Documents Required for Credit Card for Online Shopping<\/h2>\n<p>Getting a credit card for online shopping is straightforward. You&#8217;ll need to be at least 21 years old, have a stable income, and a decent credit score (usually 650+). Most banks want your PAN card, Aadhaar, recent payslips, and bank statements from the last 3-6 months. If you&#8217;re self-employed, keep your ITR handy. Your address proof can be your utility bill or rental agreement. The good news? Many fintechs now approve cards faster, sometimes within hours. Check Jupiter&#8217;s credit card options to see what fits your shopping habits and spending patterns best.<\/p>\n<h2>FAQs<\/h2>\n<p><img style=\"max-width:48px;max-height:48px\" decoding=\"async\" src=\"https:\/\/jupiter.money\/blog\/wp-content\/uploads\/2025\/06\/sofa.svg\" alt=\"\"><\/p>\n<h3>What is a Credit Card for Online Shopping?<\/h3>\n<p>A credit card for shopping is crafted to meet the demands of enthusiastic shoppers. Using a shopping credit card can result in substantial savings over time.<\/p>\n<h3>How to Apply for a Credit Card for Online Shopping?<\/h3>\n<p>Simply visit the credit card issuer\u2019s website and apply there.<\/p>\n<h3>Who Can Apply for Online Shopping Credit Card?<\/h3>\n<p>Typically, you must be an Indian resident aged 21-60 with a stable income and good credit history to qualify for a shopping credit card. Some exceptions and additional requirements may apply based on the specific card and bank.<\/p>\n<h3>What to Look for in Online Shopping Credit Cards?<\/h3>\n<p>Prioritize cashback, rewards, and discounts tailored to your shopping habits. Consider factors like annual fees, interest rates, and additional perks such as purchase protection and insurance. Also look for global acceptance for seamless online shopping experiences.<\/p>\n<h3>How to Use a Shopping Credit Card?<\/h3>\n<p>Firstly, add desired items to your cart and proceed to checkout. Enter shipping and billing details, then select &#8216;credit card&#8217; as your payment method and put card details accurately.<\/p>\n<h3>What can I redeem my credit card reward points for?<\/h3>\n<p>Depending on the credit card issuing company and the type of card you have, you can redeem your reward points against their catalogue of rewards against any outstanding balance. Some cards offer the facility to redeem points against gift vouchers, movie tickets, hotel bookings, flights, cash credit, or donations to a charity.<\/p>\n<h3>What are accelerated reward points?<\/h3>\n<p>Accelerated reward points refer to bonus points you earn for certain types of purchases. These categories can vary depending on the card and may include options like online shopping, travel, or grocery expenses.<\/p>\n<h3>What are large-value purchases?<\/h3>\n<p>Large-value purchases are items that are worth thousand or lakh of rupees, such as flights, jewellery, holiday bookings, digital devices, flight tickets, electrical appliances, and others.<\/p>\n<h3>What is the advantage of reward points?<\/h3>\n<p>Reward points increase your savings by maximising your discounts.<\/p>\n<h3>Where can I redeem my reward points?<\/h3>\n<p>You can effortlessly redeem your reward points by logging into your net banking account and navigating to your credit card section. If you\u2019ve opted to use your points for items in the rewards catalogue, they will be delivered right to your doorstep. Alternatively, if you choose air miles, you can use them to purchase airline tickets.<\/p>\n<h3>What is a third-party payment processor?<\/h3>\n<p>Using a third-party payment processor allows a company to accept payments without setting up a merchant account, which is essential for holding funds from credit and debit card transactions.<\/p>\n<h3>Is buying a product online with a credit card safe?<\/h3>\n<p>Yes, making a purchase online with a credit card is completely safe. Just make sure you are making purchases on trusted websites and apps.<\/p>\n<h3>Which is better debit card or a credit card?<\/h3>\n<p>With a debit card, you purchase from your own bank account, but with a credit card, you are purchasing something on the line of credit given to you that you later need to return with interest. Moreover, compared to a debit card, credit cards provide more protection against fraud.<\/p>\n<h3>Who should get an online shopping credit card?<\/h3>\n<p>If you are a regular shopper who always loves browsing your favourite shopping sites and discovering new platforms or websites, then an online shopping credit card is great for you!<\/p>\n<p><\/p>\n<h3>Can I get a lifetime free credit card for online shopping?<\/h3>\n<p>Yes, you can get a lifetime free credit card designed for online shopping. Jupiter&#8217;s Edge CSB RuPay Credit Card comes with zero annual fees and zero joining fees, so you&#8217;ll never pay to use it. It&#8217;s perfect if you shop online regularly and want to maximize rewards without worrying about card charges.<\/p>\n<h3>Are there credit cards specifically for UPI online payments?<\/h3>\n<p>Most credit cards work for UPI payments, but few are specifically designed for them. Your best bet is cards offering cashback or rewards on digital transactions. Jupiter&#8217;s Edge Credit Card gives you great benefits on all online spending, including UPI transfers.<\/p>\n<h3>What is the minimum salary required for a shopping card?<\/h3>\n<p>Most shopping cards, including Jupiter&#8217;s Edge CSB RuPay Credit Card, don&#8217;t have a strict minimum salary requirement. What matters more is your credit score and income stability. Check with the card issuer for their specific eligibility criteria.<\/p>\n<h3>How can I maximize rewards and discounts with the best credit card for shopping?<\/h3>\n<p>Pick a card that gives cashback or points on your spending categories\u2014groceries, dining, travel. Use it for everyday purchases, pay your full balance on time to avoid interest charges, and stack rewards with store loyalty programs. Check your card&#8217;s bonus categories and spend smartly there to earn the most.<\/p>\n<h3>How can I manage my credit card payments effectively when shopping online?<\/h3>\n<p>Set up automatic payments to avoid missing deadlines and late fees. Track your online purchases in real time through your card&#8217;s app, and try to spend only what you can repay monthly. This keeps your credit score healthy and stops interest charges from piling up.<\/p>\n<p><script type=\"application\/ld+json\">\n    {\n    \"@context\": \"https:\/\/schema.org\",\n    \"@type\": \"FAQPage\",\n    \"mainEntity\": [{\n        \"@type\": \"Question\",\n        \"name\": \"What is a Credit Card for Online Shopping?\",\n        \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"A credit card for shopping is crafted to meet the demands of enthusiastic shoppers. 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The best [&hellip;] <\/p>\n","protected":false},"author":4,"featured_media":15067,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[7],"tags":[],"class_list":["post-5286","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>15 Best Credit Card for Online Shopping in India 2026<\/title>\n<meta name=\"description\" content=\"Find 15 best credit cards for online shopping in India this 2026. Explore exclusive rewards &amp; perks to enhance your shopping experience\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/jupiter.money\/blog\/best-credit-card-for-online-shopping\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"15 Best Credit Card for Online Shopping in India 2026\" \/>\n<meta property=\"og:description\" content=\"Find 15 best credit cards for online shopping in India this 2026. 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