{"id":5759,"date":"2024-08-22T17:59:56","date_gmt":"2024-08-22T12:29:56","guid":{"rendered":"https:\/\/jupiter.money\/blog\/?p=5759"},"modified":"2025-06-24T06:49:50","modified_gmt":"2025-06-24T06:49:50","slug":"guide-to-tax-saving-investments-avenues","status":"publish","type":"post","link":"https:\/\/jupiter.money\/blog\/guide-to-tax-saving-investments-avenues\/","title":{"rendered":"Guide to Tax-Saving Investments Avenues"},"content":{"rendered":"<p> The government offers several ways to legally reduce your liability and save taxes. There are various tax-saving avenues where you may invest your money to reduce your tax liability.<\/p>\n<p>You have two options to save taxes; the first is tax deduction and the second is tax exemption.<\/p>\n<p>In this article, we have discussed the various tax-deduction investment options that are available. The most popular with multiple investment options is Section 80C of the Income Tax Act, 1961.<\/p>\n<p><center><iframe title=\"YouTube video player\" src=\"https:\/\/www.youtube.com\/embed\/BFn-ibY6d48?si=_cb4_xZ1ulJQXIbF\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/center><\/p>\n<h2>Best tax-saving investments under Section 80C<\/h2>\n<p>Section 80C offers multiple tax-saving investments that can be categorized as government-backed and non-government schemes. The former offers fixed returns guaranteed by the government.<\/p>\n<p>Although the latter types of investments do not offer fixed returns, these are also good options to consider.<\/p>\n<p>Let us now look at seven government-backed investments.<\/p>\n<p>&nbsp;<\/p>\n<h3>Employee Provident Fund (EPF)<\/h3>\n<p>Your employer also contributes to the EPF to help you save for your retirement; however, this contribution is a part of your overall cost to the company (CTC).<\/p>\n<p>The minimum contribution is INR 1800 per month and the maximum is capped at 12% of the basic salary plus the dearness allowance (DA).<\/p>\n<p>Generally, EPF contribution is mandatory if your salary is less than INR 15000 per month. The primary goal of EPF is retirement; however, you can prematurely withdraw the amount under certain conditions. The rate of interest is changed every quarter.<\/p>\n<p>EPF is an exempt-exempt-exempt scheme\u2014the contribution, interest, and maturity amounts are all tax-exempt\u2014(EEE).<\/p>\n<p>Our EPF calculator will help you determine the amount of money generated by your EPF and how much you can expect to get at retirement. <\/p>\n","protected":false},"excerpt":{"rendered":"<p> The government offers several ways to legally reduce your liability and save taxes. There are various tax-saving avenues where you may invest your money to reduce your tax liability. You have two options to save taxes; the first is tax deduction and the second is tax exemption. In this article, we have discussed the various [&hellip;] <\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[10],"tags":[],"class_list":["post-5759","post","type-post","status-publish","format-standard","hentry","category-money"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Guide to Tax-Saving Investments Avenues - Jupiter<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/jupiter.money\/blog\/guide-to-tax-saving-investments-avenues\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Guide to Tax-Saving Investments Avenues - Jupiter\" \/>\n<meta property=\"og:description\" content=\"The government offers several ways to legally reduce your liability and save taxes. 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