Money app for
the life
you're building●

Jupiter is a state-of-the-art digital banking platform, often called a "neo-bank," designed to give you a high-definition view of your financial life. Unlike traditional banks that may require physical visits and heavy paperwork, Jupiter offers a 100% digital experience where you can open a full-featured savings account in just under 3 minutes. While Jupiter provides the technology, the rewards, and the smart money management tools, your account and funds are officially hosted by our partner, Federal Bank. This partnership allows you to enjoy the agility of a modern app with the regulatory security of an established scheduled commercial bank.

Security is the foundation of everything we do. Because your account is hosted by Federal Bank, your deposits are 100% insured for up to ₹5 Lakh by the Deposit Insurance and Credit Guarantee Corporation (DICGC), which is a wholly-owned subsidiary of the Reserve Bank of India (RBI). This is the same level of protection you receive at any major traditional bank in India. Furthermore, we employ bank-grade encryption and features like 1-tap card freezing and biometric security to ensure your money and data remain protected 24/7.

At Jupiter, we believe every spend should be rewarding. When you link your account to UPI and scan any merchant QR code, you earn rewards in the form of "Jewels". For most merchant transactions—whether it's your morning tea or a grocery run—you earn a flat 1% back. We keep our rewards system completely transparent: 5 Jewels are always equal to ₹1 in real cash. Unlike traditional points that are hard to calculate or expire quickly, Jewels can be redeemed instantly as cash credited to your account, converted into 99.99% pure Digital Gold, or swapped for gift vouchers.

Spend Insights is our financial wellness tool that automatically tracks and categorizes every single rupee that leaves your account. Instead of you having to manually record expenses in a spreadsheet, Jupiter identifies your transactions and groups them into categories like "Dining," "Shopping," "Travel," and "Bills". This gives you a "high-definition" view of your spending habits, helping you identify exactly where you might be overspending so you can take control of your financial health with personalized wellness reports and budgeting tips.

The Edge+ Credit Card is built for the "Cashback Hunter" who wants maximum value from everyday apps. It offers an industry-leading 10% flat cashback when you shop at major brands including Amazon, Flipkart, Myntra, Ajio, Nykaa, and Tata CLiQ.

The Edge+ card uses the RuPay network for seamless UPI payments and is accepted at millions of merchants across India.

Jupiter offers instant, paperless credit for when life throws you a curveball. You can check your eligibility in seconds and apply for a Personal Loan of up to ₹5 Lakh directly through the app. The entire process is 100% digital, with no hidden fees or traditional bank "faff". Additionally, for working professionals, we offer a "Salary Advance" feature that allows you to access a portion of your upcoming paycheck early, helping you bridge the gap between months without the high interest of a standard credit line.

Pots are smart, digital "piggy banks" nested within your main savings account that allow you to set money aside for specific goals without losing out on interest. You can use Pots to set aside money to save for short-term goals or budget your spends. You can add, withdraw, and spend the money from Pots anytime at zero cost. You can earn up to 5% Jewels on your merchant spends.You can create a "Vacation Pot," an "Emergency Pot," or even a "Dining Pot" to keep your spending money separate from your savings. The best part? You can spend directly from these Pots using 1-tap UPI payments, which keeps your main bank statement clean and free of hundreds of small "micro-transactions".

Traditional banks often charge heavy penalties (sometimes ₹250 or more) if your account balance is too low to cover a scheduled SIP payment. At Jupiter, we believe you shouldn't be punished for having a tight month. Our "No-Penalty SIP" feature automatically recognizes when your balance is low and simply pauses your investment for that month. We don't charge you a single rupee in bank penalties, ensuring that your journey toward wealth is stress-free.

You can start building your gold reserve with just a few taps. Jupiter allows you to buy 24K Digital Gold that is 99.99% pure and stored securely in insured vaults. You can buy gold for as little as ₹100, and sell it at live market rates, or even set up a "Gold SIP" to automate your savings. If you prefer, you can also redeem your earned Jewels directly into Digital Gold, turning your daily spending rewards into a long-term asset.

Jupiter offers a suite of digital-first insurance products designed for the modern world. Our "Health Super Top-Up" provides an additional cover of up to ₹25 Lakh for medical emergencies at a fraction of the cost of a standard policy, often starting at just ₹498 per month. We also offer specialized protection like "Salary Protect" for job loss, "Fraud Protect" for digital theft, and "UPI Protect" to secure your daily transactions. The entire application process is 100% digital and usually requires no physical medical tests.

We offer three distinct tiers to match your financial lifestyle:
Basic (The Minimalist): Requires a ₹5,000 Minimum Average Balance (MAB) and includes 5 free IMPS transfers and 5 free ATM withdrawals per month.
PRO (The Cashback Hunter): Requires a ₹10,000 MAB and unlocks higher reward potential and premium insights for those who use Jupiter as their primary spending account.
Salary (For Salary Savants): This is our most popular tier. If you credit your monthly salary to Jupiter, you get a Zero-Balance Account with no minimum balance requirements while retaining all the premium benefits of the app.