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Trusted by 30 Lakh+ Indians

Loan Against Mutual Funds

Get a Loan against
your Mutual Funds●

Pledge your funds instead of selling them
and get up to ₹50 Lakhs

Apply on Jupiter

Here’s how it works

EMI Calculator

Your funds remain yours

Keep earning interest and redeem your funds after your repay the loan

Grow your wealth,
even when you
borrow

Applying for a loan on Jupiter takes less than 2 minutes. No paperwork, no spam calls.

Keep earning returns
on your funds

Since your funds are pledged and
not sold, they keep earning interest

Apply without a
credit score

Get up to ₹50 Lakhs without
any credit score

Repay in up to
3 years

Pay the principal amount anytime in
up to 3 years & the interest in EMIs

Frequently Asked Questions

What is a loan against mutual funds? Toggle FAQ
How much money can I borrow? Toggle FAQ
Can I choose any date for my monthly loan repayment? Toggle FAQ
Do I need to pay interest on the whole amount I am eligible for? Toggle FAQ
What is lien marking/pledging of Mutual Funds? Toggle FAQ
Which mutual fund schemes are accepted or can be pledged to take loans? Toggle FAQ
How do I check my limit? Toggle FAQ
Can I pledge any Mutual Fund? Toggle FAQ
When can I redeem the Mutual Funds I have pledged? Toggle FAQ
What is the tenure of the loan against mutual funds? Toggle FAQ
What is the credit limit and how is it calculated? Toggle FAQ

Trusted by 30 Lakh+ Indians

I got the money I needed in no time with loans against mutual funds

Pranesh

The flexible EMIs made it way easier to manage the loan than I expected.

Anshul Yadav

I love that the interest rate is low and I don’t have to lose my investment returns.

Joshua Santosh

We work with trusted partners

We always keep your money and data safe with strong encryption and built-in privacy protections.

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Amica Financial Technologies Private Limited (Jupiter) is not a bank and does not hold or claim to hold a banking license. Products and services on the Jupiter platform are offered in partnership with regulated entities. Savings accounts, fixed and recurring deposits, and co-branded debit/credit cards are issued by partner banks including Federal Bank, CSB Bank, and other partner banks authorised by the Reserve Bank of India (RBI) from time to time. The Jupiter Account is a Prepaid Payment Instrument issued by Amica Payment Services Private Limited, a wholly owned subsidiary of Jupiter and an RBI-authorised PPI issuer (License No. 192/2024). Jupiter is also a TPAP registered with NPCI for enabling UPI services. Loan products are facilitated in partnership with RBI-registered NBFCs including Amica Finance Private Limited (NBFC Registration No. N-13.02457) and Kisetsu Saison Finance (India) Private Limited, with Jupiter acting as a Digital Lending App (DLA) and Loan Service Provider (LSP). Mutual fund investments are offered through Amica Investment Advisers Private Limited, a SEBI-registered Investment Adviser (INA000015507) and AMFI-registered EOP platform (CAT1 EOP-0005). Digital gold is offered in partnership with MMTC-PAMP India Private Limited, health insurance in partnership with authorised entities, and prepaid gift cards in partnership with Pine Labs Private Limited. All products are subject to the terms and conditions of the respective regulated partners, and users are advised to read relevant product documents carefully.

T&Cs apply • In partnership with

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