Edge+ Credit Card.
Rewarding the way
you live

A cashback credit card gives you a percentage of your spend back as a rebate. On the Edge+ card, these rewards are called “Jewels” and are credited to your Jupiter app. You can use them as cash, Digital Gold, or to pay your bills. Edge+ comes in two variants: the Edge+ CSB Bank RuPay Credit Card, and the Edge+ CSB Bank Mastercard Credit Card, an add-on that shares your RuPay card’s credit limit.

Yes, several banks offer these, but it is important to check the fine print. A "lifetime free" card means you never pay a joining fee or an annual renewal fee, regardless of how much you spend. Many of the best cash back credit cards in the market require you to meet a minimum annual spend to waive the fee. Currently, the Edge+ card is lifetime free, with no joining fee, and no annual fee. The Mastercard add-on has no hidden charges either, and it comes with zero forex markup on international spends.

Day to day payments are often excluded from high-reward tiers by most banks. However, because the Edge+ card is crafted specifically for the UPI ecosystem, it allows you to earn rewards on these daily essentials more effectively. The Edge+ RuPay card is built for UPI, so you earn a flat 1% back on eligible UPI spends such as bills, recharges and small daily payments. This consistent reward structure makes it a top contender for the best cashback credit card India has for managing monthly bills, recharges, and small-ticket daily expenses. The Mastercard add-on is for card transactions (online and in-store) only.

• RuPay: Spend ₹15,000 or more in a statement cycle and your shopping on partner brands earns 50% Jewels (up to ₹2,000 a month), 5% Jewels on Jupiter flights and hotels, and 5% Jewels on every other eligible spend.
• Mastercard: 25% Jewels on flights and hotels booked on Jupiter, and 5% Jewels on every other eligible spend.

You can track your spends and remaining limits on the credit card home screen. A progress strip shows how close you are to the ₹15,000 mark. Your travel benefits move from RuPay to Mastercard only when you issue a Mastercard.

While we aim to reward as many transactions as possible, standard industry exclusions usually apply to all best cash back credit cards. Exclusions include ATM cash withdrawals, rental payments, wallet loads, and insurance premiums. Fuel spends don’t earn cashback, but the Edge+ card offers a 1% fuel surcharge waiver. The latest list of eligible and excluded categories is in the “Terms and Conditions” section of your Jupiter app.

Download the Jupiter app to check your eligibility instantly. The application is 100% digital and requires no physical paperwork.

You can earn 25% Jewels on Jupiter Flights and 5% Jewels on all eligible spends. For accelerated categories, you can earn up to ₹2,000 monthly on shopping (10% rate), ₹1,000 on travel (5% rate).

Cashback is credited instantly as Jewels on both cards. You can redeem 5 Jewels for ₹1 as cash, Digital Gold, or to pay your bills.

• 50% Jewels (RuPay, on ₹15,000+ spend in the statement cycle): Amazon, Flipkart, Myntra, Tata Cliq, Ajio, Nykaa, Croma, Reliance Digital, Trent/Tata Retail, and Reliance Retail
• 25% Jewels: Flights and hotels booked on Jupiter
• 5% Jewels: Every other eligible spend

No. The card is lifetime free with no annual or renewal fees.

Download the Jupiter app to check your eligibility. The application is 100% digital and needs no physical paperwork. The Edge+ Mastercard is an add-on for existing RuPay cardholders, and there’s no separate application or credit check. It has its own card number but shares your RuPay card’s credit limit, a single bill and a single statement.

• Zero forex markup on international transactions
• Flight cancellation cover on domestic and international flights
• Airport benefit of up to ₹1,000 when you spend ₹1,50,000 in a billing cycle
• 25% Jewels on flights and hotels booked on Jupiter