I want you to perform a small exercise in your free time (please don’t abandon my blog post in this pursuit because what I have to say next is intriguing, to say the least). Here goes: Open your search bar. Search for the term ‘Banking co-creation’. Chances are that
I recently learnt about a very interesting cultural code. The Amish, who are known for their aversion to technology (we’re talking television and cars), have a distinct method of choosing what technology they allow into their lives. The bearings they select are usually value-driven and purposeful. Essentially, they adopt
Back in 1850, a group of five stockbrokers used to conduct brokerage meetings under a banyan tree in front of Mumbai’s town hall. This small group moved to Dalal Street in 1874 (Dalal means broker in many regional languages), giving birth to the iconic Bombay Stock Exchange. While the
Hypothesis: Money buys us things. Corollary: Money buys us the privilege to chase things other than money. If you’ve watched the Netflix show Maniac, chances are that you’ll read that in Justin Theroux’s low toned voice. No, Justin Theroux didn’t talk about money and its role
Back to the futureIt’s in 2050. You’ve just put down your simulated cup of coffee that auto-refills every time you crave caffeine. But first things first, you’ve got to make your daily wage. You wear your VR headset to watch an interactive movie. You’re the central
Up until the 20th century, banks had a fairly elementary role in people’s lives: They stored money and lent money. Their business model remained fairly simple and so did consumers’ relationships with their banks. Today, people have a much more nuanced dynamic with their retail banking system, and banks
Back in February of 2020, I’d gone to watch the Oscar-winning movie ‘Parasite’ with my friends. I wore a mask to the theatre, even if it meant I risked getting ridiculed. Murmurs of a global pandemic were only faint back then, but I wasn’t going to take my
When you think ‘home loan’, we’re sure you think about mountains of paperwork, masked interest charges, and a bunch of regulations that don’t make sense to you. From repayment periods to rental yields and reducing interest to subvention clauses, buying a home can be more daunting than exciting
In a remote village somewhere in Phulera in UP, an engineering graduate turned Panchayat secretary was studying for his CAT. He decided to take a break from his studies to go get a chai. After placing the empty chai glass on the counter, he took out his mobile phone from