Best Investment Apps In India

App Name	Top Features	Best For
	Invest in Direct Mutual Funds with no penalty for missed SIPs, saving up to ₹750 each time, and earn extra returns.	Beginners and busy investors who want flexibility in SIPs and better returns on mutual funds.
	Pre-built stock and ETF portfolios based on investment themes like technology, sustainability, and growth.	Those looking to invest in diversified, theme-based portfolios without managing individual stocks.
	Automatically tracks your investments across mutual funds, stocks, and even U.S. equities.	Investors with assets in multiple platforms seeking a consolidated view and easy management.
	Commission-free direct mutual funds, SIP options, and stock market trading with no hidden charges.	First-time investors exploring mutual funds or stock trading with low entry costs./td>
	Features tax-saving mutual funds, insurance options, and expense tracking tools for portfolio management.	Tax-conscious investors who want to grow their wealth while staying organised.
	User-friendly platform for investing in stocks, mutual funds, and gold with a clean, easy to use interface.	New investors seeking a simple and straightforward way to diversify their investments.
	Real-time stock updates, market news, and a powerful portfolio tracking tool.	Active traders and investors who need market insights and updates for informed decision-making.
	A financial product marketplace for mutual funds, loans, FDs, and insurance in one app.	Those comparing and applying for various financial products without switching between platforms.
	Low-cost brokerage services, smart charting tools, and easy account setup for stock trading.	Day traders and active investors who need advanced tools at a lower cost.
	Free investment in direct mutual funds and tools for goal-based financial planning.	Long-term investors focused on reaching specific financial milestones without added expenses.
	Offers personalised stock recommendations, trading insights, and an advanced trading platform.	Experienced traders who want advisory services combined with powerful trading tools.
	A one-stop shop for investing in stocks, mutual funds, derivatives, and insurance, with integration for ICICI users.	ICICI Bank customers seeking seamless banking and investment integration.
	Detailed research reports, personalised watchlists, and tools for active market participation.	Investors looking for solid research and user-friendly tools for trading and investing.
	Advisory services, portfolio management, and multiple investment options.	Investors who prefer expert guidance and hands-on management of their investments.

Investing has become more popular in India, with more people looking for apps to grow their money. Below, we’ve listed some of the top apps and broken them down into what they offer, their features, who they’re best for, and any associated fees.

1. Jupiter Money

Jupiter is an app that helps you invest in direct mutual funds with no penalties for missed SIPs. It’s a user-friendly platform designed to make investing easy for everyone.

Features:

• Skip SIPs without penalties, saving you up to ₹750 in charges
• Offers 1.5% higher returns compared to regular mutual funds by focusing on direct investments
• Users can also invest in digital gold, providing an additional option for diversifying portfolios
• The app has a clean, easy-to-use interface for hassle-free investing

Best for

Those looking for a simple way to invest in mutual funds and digital gold without worrying about penalties.

Fees

No penalty charges for missed SIPs.

Download Jupiter Money App here

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2. Smallcase

Smallcase is an app that lets you invest in ready-made portfolios of stocks and ETFs. These portfolios are designed to match themes or ideas, helping you build a diversified investment plan for the long term.

Features

• Start SIPs in stocks, making it easy to invest regularly
• Portfolios curated by SEBI-registered experts
• Offers a wide range of themes, including some that include gold investments
• No lock-in periods or exit fees, so you can withdraw your money anytime
• Track the performance of your shares easily through the app

Best for

Beginners or anyone looking for low-cost, professionally managed, and diversified investment options.

Fees:

There are no exit fees or lock-in periods.

3. INDmoney

INDmoney is an all-in-one finance app that helps you track, plan, and invest. It organises your investments and expenses across platforms and offers personalised recommendations based on your goals and risk profile.

Features

• Track all your investments and expenses in one place
• Get recommendations for mutual funds and stocks based on real-time analysis
• Add family members to your account and access detailed reports on your portfolio
• Gold members get personalized financial planning and investment advice
• Offers a range of investment options, including mutual funds, stocks, fixed deposits, bonds, and even US stocks

Best For

People who want a single app to manage their finances and receive personalised investment advice.

Fees

Some features, like personalised services, are available through paid membership.

4. Paytm Money

Paytm Money is a platform for trading and investing in stocks, mutual funds, IPOs, and other financial instruments. Its simple interface makes it suitable for both new and experienced investors.

Features

• Fully digital account opening with no paperwork
• Place IPO orders anytime, even outside market hours
• Get price alerts to trade at your desired price
• Access pre-built wealth baskets for short- and long-term goals

Best for

Investors looking for a fast, all-in-one trading and wealth management app.

Fees

Charges depend on the type of investment.

5. ET Money

ET Money is an investment app that focuses on direct mutual funds while also offering other options like FDs, NPS, and insurance. It allows you to track and manage all your investments in one place.

Features

• Invest in direct mutual funds with zero commissions or hidden charges
• Switch existing mutual fund investments from other apps to ET Money
• Simple account setup process that takes just a few minutes
• Tracks and monitors investments made outside ET Money, providing suggestions for portfolio improvement
• Tax-saving features through ELSS mutual funds and insurance options

Best for

Investors focused on mutual funds and those looking for tax-saving opportunities.

Fees

No charges for mutual fund investments.

6. Groww

Groww is an investment app that lets you invest in mutual funds, stocks, and even futures and options—all in one place. The app offers a completely online process to open a free demat account from your home.

Features

• Easily switch your mutual funds from other platforms to Groww
• Access pre-curated collections of mutual funds suggested by top analysts
• Analyze stock trends with detailed candlestick charts
• Stay updated with the latest market news and insights

Best for

People looking for a simple, all-in-one investment platform with helpful tools for stocks and mutual funds.

Fees

• Account opening: Free
• Equity delivery: Free
• Other transactions: Charges may apply depending on the type of trade

7. Moneycontrol

Moneycontrol keeps you updated with news about Indian and global financial markets. It also allows you to track, monitor, and invest in mutual funds and other assets, all from one app.

Features

• Get real-time updates on financial markets in India and abroad
• Read detailed analysis on stocks, market trends, and personal finance topics
• Set alerts for stocks in your portfolio to track their performance

Best for

Investors who want a news-focused app with tracking features for their portfolios.

Fees

• App usage: Free
• Premium subscription is available for advanced features

8. Bajaj Markets

Bajaj Markets is an all-in-one financial app that offers loans, credit cards, insurance, and investment services. You can also manage your CIBIL score, EMIs, and track your financial health in one place.

Features

• Quick approval for loans with minimal paperwork and no collateral
• Apply for credit cards from various banks to unlock special shopping offers
• Check your CIBIL score instantly
• Manage expenses, investments, and EMIs in one dashboard
• Pay utility bills like electricity, gas, and mobile charges through the app
• Track your fitness goals with step counting and BMI calculation

Best for

People who want a multi-purpose app that covers both investments and financial management.

Fees

• Loan processing and credit card issuance fees vary.

9. Upstox

Upstox is an investment app where you can invest in stocks, mutual funds, digital gold, IPOs, futures, and options. It also offers tools to track and manage your investments easily.

Features

• Trade stocks with zero brokerage for delivery trades
• Try out the platform with a demo account before registering
• Use advanced analytics and charts for trading
• Access predefined watchlists of market indices
• Monitor your stocks and mutual funds in one portfolio view

Best for

Beginner and experienced investors looking for a platform with advanced trading tools.

Fees

• Account opening: Free
• Brokerage charges apply based on transaction type.

10. Kuvera

Kuvera is India’s first free platform for financial planning and investments. It offers a range of options, including mutual funds, fixed deposits, US stocks, EPF, and gold. The app helps you set financial goals and manage family accounts for investments.

Features

• Invest in multiple assets like mutual funds, stocks, gold, and more
• Plan and track financial goals with ease
• Create a family account to manage your household investments together
• Get insights on your investments to make informed decisions
• Use the SaveSmart feature to save for emergencies

Best for

Individuals and families who want a goal-based investment platform with no extra fees.

Fees

• Investment services are free.

11. Angel One

Angel One is an app for trading and investing in stocks, mutual funds, commodities, futures, and options. You can open a free demat account and even pre-apply for IPOs through the app.

Features

• Manage and monitor your stock portfolio from your mobile
• Enjoy zero interest charges on margin trades for the first 30 days
• Benefit from some of the lowest brokerage fees in the market
• Use advanced charting tools to study stock movements
• Learn about stocks and mutual funds through the app’s “Smart Money” platform

Best for

Investors who want a comprehensive trading platform with learning resources.

Fees

• Demat account opening: Free
• Brokerage fees are competitive and among the lowest.

12. ICICI Direct App

ICICI Direct is an app that lets you trade and invest in stocks, mutual funds, bonds, and IPOs. It offers an easy way to manage your investments and provides tools for both beginners and experienced investors.

Features

• Invest in a variety of options like stocks, mutual funds, and bonds
• Use tools to analyze and track your investments
• Easily link your ICICI Bank account for simple transfers and investments
• Get research and suggestions to guide your investments
• Personalized advice to help you make smarter decisions

Best for

People looking for a full-featured app to manage different types of investments with helpful tools.

Fees

The app charges fees for trading and other services, with prices depending on the type of transaction.

13. Edelweiss App

Edelweiss is an investment app where you can invest in mutual funds, stocks, IPOs, and bonds. The platform offers solid research and tools to help you make better investment decisions.

Features

• Invest in stocks, mutual funds, bonds, and IPOs
• Get research and suggestions to help with your investments
• Simple tools for tracking and managing your investments
• Support for SIPs and mutual fund investments
• Personalized help with managing your portfolio

Best for

Anyone who wants a mix of investment options and helpful research to make better decisions.

Fees

Fees for trading and mutual fund investments depend on the type of transaction.

14. Motilal Oswal

Motilal Oswal is an investment platform where you can buy and sell stocks, mutual funds, and commodities. The app is known for offering useful research and advice to help guide your investments.

Features

• Invest in stocks, mutual funds, and commodities
• Get market research and expert advice to make informed choices
• Real-time updates and charts to track your investments
• Track SIPs and mutual fund investments easily
• Personalized help based on your investment goals

Best for

Investors who want solid research and a variety of investment options in one place.

Fees

Motilal Oswal charges brokerage fees for trading, with additional fees for mutual fund investments.

Things to consider when choosing Best Investment App In India

A host of investment apps are available, and sometimes it gets confusing to choose one. Here are a few tips to help you choose the Best Investment App In India.

• A
  

  Investment options

  Some investing apps offer a wide variety of investment products, while some offer limited options. If you want to invest in diverse investment products and see all your investments in one place, then choose an app with multiple options. If you are looking for a simple investing solution for a certain set of goals, then choose an app with limited options.

• B
  

  Fees

  Different investment apps charge different fees. Some charge an upfront fee, while others charge for each transaction separately. Hence while investing, make sure you check that the fee the app charges is within your budget. Always go with the app with fewer fees to magnify your returns.

• C
  

  Ease of use

  Most apps are designed keeping beginners in mind. However, some apps can be difficult to use for some investors as it gets difficult for them to understand technology. Hence, you must choose an app that is easy to use.

• D
  

  Customer service

  In online investing, you don’t see the person with whom you’re investing through. Hence it becomes important to choose an app with good customer support. Before investing, check for the customer support the app is offering. It can be either through email or phone.

• E
  

  Safety

  Investing through apps can look scary with the amount of data leak news around us. But all investing apps are very safe. To know how safe an app is, go to their website and read their privacy policy. In the policy, they will mention how they will collect your data and use it. If you are comfortable with their policy, go ahead with them.

• F
  

  Additional help

  Investing apps do not offer any independent advice to investors. However, they offer research on stocks and curate portfolios based on goals. These apps have in-house analysts who also rate top investments from time to time. Moreover, these apps offer value-added services like portfolio scanning and monitoring. So, if you want independent advice, go with individual advisors. However, go with investing apps if you are looking for basic and generic recommendations.

Frequently Asked Questions