Priynka Rao

October 14, 2024

31 Best Instant Personal Loan Apps in India

Ever found yourself in a pinch, needing quick cash for an unexpected expense? Personal loans can be a lifesaver in such situations. In India, personal loans […]
October 9, 2024

19 Types of Personal Loans in India

A personal loan is an unsecured loan issued by a banker or any other financial institution to meet any planned or unplanned financial needs. There are […]
October 9, 2024

Credit Card Loan vs Personal Loan

It’s the beginning of the month and you’ve already spent your salary but you really need to buy new furniture for your house. Or you’ve a […]
October 9, 2024

Best Credit Card for Insurance Payment In India 2024

We all have insurance policies and need to pay a heavy insurance premium each year. The insurance premium payment is an essential part of our financial […]
October 4, 2024

Best RuPay Fuel Credit Card in India 2024 – October

Are you tired of the hassle of carrying cash or juggling multiple Credit cards for your daily fuel expenses? A fuel credit card can simplify your […]
September 27, 2024

Personal Loan vs Home Loan – Which One is Better?

When you’re in need of extra cash, it can be tough to decide whether a personal loan or a home loan is the right choice. Each […]
September 27, 2024

Best RuPay Credit Card in India 2024

For years, Visa and Mastercard have been the dominant players in the Indian credit card market. However, with the introduction of RuPay, a domestic card network, […]
September 26, 2024

How to Get an Instant Personal Loan Without Income Proof?

A personal loan can be a helpful financial solution when you need funds for various purposes, whether it’s covering emergency expenses or making a significant purchase. […]
September 26, 2024

Gold Loan vs Personal Loan – Which is Better & Why?

When you’re in need of immediate funds, taking out a loan is often one of the most practical solutions. In India, two popular loan options that […]
September 26, 2024

How to Get a Personal Loan on Low CIBIL Score?

Personal loans are a go-to solution when you need extra funds for anything from medical emergencies to wedding expenses or even a dream vacation. They offer […]
September 25, 2024

Recession – What Is It? What Causes It?

What is a recession? A recession is a macroeconomic term referring to a substantial decrease in the general economic activity that lasts several months and sometimes […]
September 25, 2024

How to Get a Personal Loan Without CIBIL Score?

Personal loans are a flexible financial solution that individuals often use to cover various expenses, such as emergencies, debt consolidation, or major purchases. They offer the […]
September 25, 2024

How to Avoid Online Scams & What To Do If You Get Scammed?

The Internet is the most powerful communication tool we have. It makes sharing information quick and easy, allowing us to achieve collective feats that once seemed […]
September 25, 2024

Inflation – What Is It and How To Control?

You may have heard from some senior citizens about how they could buy necessities at nominal prices when they were young. But do you know why […]
September 24, 2024

How to Get Instant Personal Loan Without Documents?

Personal loans are a go-to solution for everything from medical emergencies to that dream vacation you’ve been planning. Normally, getting a personal loan means dealing with […]
September 24, 2024

Best 10+ Tax Saving Options Other Than Section 80C

Like most taxpayers, you may know about the tax benefit of ₹1.5 lakhs available under section 80C of the Income Tax Act, 1961. The investment options […]
September 17, 2024

How To Retire Rich? How To Make Your First Crore?

 Who does not want to become rich? Having enough money protects you and your loved ones from many difficulties in life. But, getting rich is […]
September 16, 2024

Financial Planning for Beginners: Tips for Investments & Savings

Whether you have just started to earn or have been drawing a salary for years now, financial planning is a must. Especially if you are in […]
September 13, 2024

Advance Tax – Meaning, Benefits, Formula, And Easy Steps

Paying the tax dues in advance over the financial year is better than leaving it for the last minute, which can be stressful. Calculating the tax […]
September 13, 2024

What is Term Life Insurance?

You work hard to ensure the happiness and security of your loved ones. However, life is uncertain and an unforeseen circumstance can create havoc in your […]
September 13, 2024

HRA in Salary – What is It? Calculations & Formula

If you have ever checked the salary breakdown section on your pay slip, you must have noticed House Rent Allowance (HRA). But what is HRA and […]
September 13, 2024

Retirement Planning – What Is It? Types, Phase, Emergency Fund Planning

Planning for your retirement in the present is important to avoid financial difficulties in the future. However, it may get difficult due to the rising inflation. […]
September 12, 2024

Everything You Need to Know About Credit Card Balance Transfer

So, you’ve got a credit card with a balance that’s getting out of hand. Don’t worry, you’re not alone. One option is to consider a balance […]
September 12, 2024

Credit Card Rent Payments Made Simple: Discover the Best Apps

In the hustle and bustle of modern life, credit cards have become a convenient option for paying rent in India, especially when cash flow is tight. […]
September 12, 2024

Best Credit Cards for Beginners in India

Getting your first credit card is a big deal. It’s like stepping into the adult world of finances, where you get to make the rules. You’ve […]
September 12, 2024

How to Block and Unblock Your Credit Card

Misplacing a credit card or fearing it’s being misused can be incredibly stressful. It’s crucial to act swiftly to block the card and stop any potential […]
September 12, 2024

Passive Income: Meaning, Ideas and Earn from Investments

Wouldn’t it be wonderful to just relax and sip some juice at the beach and make money while you are at it? Seems too good to […]
September 12, 2024

Difference between IPO and FPO

Whether your business is small, medium, or large, it will require funds for meeting regular operational expenses. Most companies raise funds either as equity or debt. […]
September 11, 2024

Section 80GG: Meaning, Deductions, and Steps To File Income Tax

When you earn income, you are liable to pay tax on it. The Income Tax Act, 1961 governs the laws related to the payment of tax […]
September 11, 2024

Depreciation: What is it? How to Calculate It?

What Is Depreciation? Depreciation refers to the decrease in the monetary value of physical assets over a period due to wear and tear, regular use, and […]
September 11, 2024

Opportunity Cost: Meaning, Examples, Formula

In almost every situation in life, you always have a choice, which is true even when you make investment decisions. When you select something, you forego […]
September 11, 2024

How To Create Wealth from Salary?

Who does not want to be wealthy? Some people may live thriftily to save while others may invest in high-risk instruments to build wealth. But before […]
September 11, 2024

Personal Finance: Guide for Beginners and Experienced Adults

Finance is an important aspect of your life and managing it is not a simple task. For efficient financial management, you need to consider multiple aspects […]
September 10, 2024

Contactless Payment – What is it? Advantages & Disadvantages

Technological developments constantly change the way we live. Over the last couple of decades, financial transactions have seen a significant rise. In the 1960s, magnetic stripe […]
September 9, 2024

What is Dynamic Asset Allocation Fund (Balanced Advantage Mutual Fund)?

What are Dynamic Asset Allocation Mutual Funds? Dynamic asset allocation mutual funds are a type of hybrid funds that invest across multiple asset classes such as […]
September 9, 2024

How Many Credit Cards Are Too Many?

Credit cards offer a practical way to manage your finances, build your credit, and expand your purchasing options. However, the question of how many credit cards […]
September 9, 2024

Can You Pay Your Taxes with a Credit Card: Benefits, Process, and More

Yes, you can indeed pay your income tax with a credit card. This financial product is a great tool for convenience when it comes to paying […]
September 9, 2024

What is Credit Appraisal

Whenever we apply for a loan, the application is assessed to determine the applicant’s creditworthiness. Similarly, credit card applications and the request to increase the credit […]
September 9, 2024

Can I Get a Credit Card Without a Bank Account

Credit cards have become increasingly popular in India, especially since the pandemic. Many people are drawn to the benefits they offer, such as cashback, rewards points, […]