The Income Tax Return (ITR) is a form for declaring your tax liability, claiming the available exemptions, and reporting your gross taxable earnings. It is mandatory […]
In accordance with Indian labour laws, each employee is entitled to a certain number of paid holidays annually, which are among the benefits offered by their […]
We all secretly desire a beautiful mansion, vacations steeped in luxury, and high-end cars and gadgets, don’t we? But, fulfilling these dreams costs money—a lot of […]
When you avail of a loan, you agree to repay the principal and the interest over the entire duration. These are divided into equal installments that […]
As cashless transactions and no-contact payments pave their way into a tech-enabled world, we are more tempted to make credit cards an integral part of our […]
The Credit Information Bureau India Limited (CIBIL) is a well-known credit bureau used by most lenders to check someone’s credit score in the country. The credit […]
Choosing a debit or credit card can be confusing, especially when there are different payment networks to consider. In India, you’ll mainly find three options: RuPay, […]
What is Gratuity? Gratuity is paid by the employers to the employees as gratitude for the services rendered during their employment. It is a part of […]
Financial independence is everyone’s dream and one way to achieve it is by investing in different types of products like mutual funds, fixed-income securities, shares, […]
Most individuals and businesses avail different types of loans for meeting their fund requirements. People often take loans for buying a home or car. Moreover, they […]
Did you know? A couple of years ago, Manipal Cigna Health Insurance Company conducted research, revealing that 95% of Indian millennials are affected by work-related stress […]
The government of India has launched pension schemes to provide financial stability and security for retirees. If you register for a pension scheme in India at […]
A personal loan can be used for a variety of reasons like going on a vacation, renovating your home, or buying an electronic appliance. Several banks […]
Businesses can accept payments in different ways, which include cash, card, and cheque payments. Moreover, advanced methods like digital fund transfers, mobile payments, and other online […]
Businesses should understand various payment-associated processes to avoid any hassles. Non-compliance or errors may result in penalties, failed audits, and other charges. Therefore, while making payments […]
India is one of the largest two-wheeler markets in the world – which is not surprising considering the growing traffic on Indian roads. With increasing traffic, […]
As an employer, it is important to know that compensation to your personnel includes more than their basic pays. It comprises several potentially taxable benefits. Having […]
In today’s world, where everything is digitized, shopping has become way easier than it was before. With one-click purchases, and same-day delivery options, the convenience of […]
When you think ‘home loan’, we’re sure you think about mountains of paperwork, masked interest charges, and a bunch of regulations that don’t make sense to […]
With technological development, you no longer need to visit the bank to transfer money from one account to another. Using online platforms, you may now easily […]
When you apply for a loan, the lenders check your credit score to determine your repayment capability. It is a three-digit numerical representation of your creditworthiness. […]
A financial emergency can leave you in a vulnerable situation. Your savings may not be enough but availing of personal finance can help you meet these […]
Debit cards became popular in the early 1980s, ushering a slow but sure revolution in the world of banking and finance. Today, after decades of making […]
UPI or the United Payments Interface has played a vital role in enabling the India’s vision of digital India for all sectors possible. The UPI’s success […]
Employees Provident Fund (EPF) and Employee Pension Scheme (EPS) are two of the most important retirement schemes in India. As an employee, it is important to […]