Best Mutual Fund APPs in India 2025

Best Apps to Invest in Mutual Funds

Mutual Fund App	App Store Rating	Additional Benefits	Subscription Charges
	4.7	Personalised investment suggestions, free account opening, and zero commission on mutual fund investments.	Free
	4.4	SIP automation, easy account linking, and access to a wide range of mutual funds.	Free for basic services
	4.6	Expert-curated investment options, tax benefits, and personalised investment plans.	Subscription options
	4.2	Commission-free investments, simple interface, and access to a variety of mutual funds.	Free
	4.4	Financial planning tools, portfolio tracker, and zero-commission direct mutual fund investments.	Free for basic services
	4.2	In-depth market analysis, personalised insights, and a complete portfolio tracker.	Free for basic services
	2.4	Wide range of investment plans, easy transactions, and access to direct mutual fund plans.	Free
	3.2	Direct mutual fund investments, low fees, and a user-friendly interface.	Free
	3.3	Simple investment tracking, broad fund options, and access to direct mutual funds.	Free
	4.2	Free financial advisory, easy-to-use platform, and access to direct mutual funds.	Free for basic services

Top 10 Best Mutual Fund Apps in India

1. Jupiter Money

   Jupiter Money is a Neo bank. In other words, a digital bank with no physical presence. It uses the infrastructure and institutional foundation of the Federal Bank to make banking easy for its customers. This means any deposit made with Jupiter is made with and regulated by

2. Federal Bank

   The company’s customers can create pots and save for their goals. Additionally, the app is also an investment platform. Investors can invest in direct mutual funds through Jupiter Money. This means Jupiter charges zero fees and commission for mutual funds. As a result, investors can earn a higher return than regular mutual funds as the total expense ratio of the funds is lower.

   It also offers portfolio analysis. For this, investors can directly upload their current mutual fund investments. The app analyses the portfolio based on performance and risk and identifies underperforming funds.

3. Paytm Money

   Paytm Money is another app that offers direct mutual funds. It charges zero commission from investors on their mutual fund investments. Additionally, it doesn’t charge any fees from investors on their mutual fund transactions.

   Paytm Money also has an advisory team that gives portfolio strategies to its investors free of cost. Moreover, investors can switch from regular to direct plans and instantly withdraw their liquid fund investments.

4. Scripbox

   Scripbox is an wealth management app that offers investments including regualr funds, stocks and US stocks. It takes a certain commission from the fund house on every investment made through their app but doesn’t charge anything from its customers.

   Scripbox offers a host of services to its investors, such as helping investors identify their investment objective and invest in the right funds. It scientifically selects funds for a portfolio based on investors’ goals, horizon and risk tolerance levels. Moreover, Scripbox also gives a periodic review to investors and suggests changes to a portfolio if necessary. Through this platform, one can also add family members and track their investments.

5. ET Money

   ET money is an investment app by Times Internet, the digital arm of the Times Group. It offers ease of investing in mutual funds, which both new and experienced investors can use. The app gives detailed information about the funds so that investors can make well-informed decisions. ET Money also gives insightful information through posts.

   It is a fully automated app that allows investors to check their progress through personally designed roadmaps. Along with mutual funds, they offer other financial products such as insurance and loans.

6. Groww

   Groww is an investment platform that offers direct mutual funds. It also offers stocks, fixed deposits, US stocks, futures, and options on its app. It understands investors’ needs before suggesting any funds for investment.

   It fully automates the investment process to make investing simple and easy for investors. Moreover, it doesn’t charge any fee from its customers and gives an analysis of the portfolio periodically. Investors can also add their external investments, switch from regular to direct and invest more through Groww.

7. Moneycontrol

   Moneycontrol is a financial portal and is one of the greatest resources for financial information on the internet. Along with running an online portal for financial information, the company has also started an investment platform.

   Through this app, Moneycontrol offers direct mutual funds, US stocks, cryptocurrency and ETFs by partnering with different platforms. It also allows investors to track their mutual fund and stock portfolios and gives news alerts on your investments if any.

8. KFinKart

   KFinKart makes a customer’s mutual fund investment journey seamless. With one touch login, the app gives customers access to various mutual funds.

   It also gives a single view of all mutual fund investments, making it easy to track and make investing decisions instantly. KFinKart also allows investors to link their family’s portfolios. The app also analyses a customer’s portfolio.

9. Coin by Zerodha

   Coin by Zerodha is a mutual fund investing app by Zerodha. It gives investors access to direct mutual funds across 40 fund houses. Coin doesn’t charge any fee from investors and offers portfolio tracking and analysis to its customers.

   Through this app, one can invest with ease, pause, cancel, and restart SIPs with ease. It also allows UPI payments making it easy for investors to transact. The app also shows both absolute and XIRR returns of an investment portfolio, making it easy for investors to compare their returns with the market.

10. MyCams

    MyCams provides a host of services, including mutual fund investing, tracking, and distributor news. Through this app, one can invest with ease and convenience in direct mutual funds, create a watchlist to track funds, and schedule transactions.

    Apart from mutual funds, one can also apply for quick and instant loans, buy insurance policies and track expenses.

    It also offers value-added services such as completing Aadhar-based KYC, updating FATCA details, track PAN level portfolios with detailed transaction history.

11. Kuvera

    Kuvera is a free financial investing app that offers goal-based investing. It will help calculate the amount needed for a goal and suggest funds according to that goal. Apart from mutual funds, it also offers stocks, US Stocks, and fixed deposits.

    Through Kuvera, one can also track their employee provident fund and gold investments. It gives insights into a portfolio’s performance and suggests changes if necessary.

Factors to Consider When Choosing the Best Mutual Fund App

1. Easy to Use

   Look for an app that is simple to navigate and use. Whether you’re a beginner or an experienced investor, the app should clearly organise its features into separate sections, making it easy to explore and manage your investments without confusion.

2. Fees and Charges

   Before downloading the app, check if it charges any fees, like transaction costs or commissions, for buying and managing mutual funds. Some apps may also charge for additional features, so it’s good to know about these upfront to avoid surprises.

3. Wide Range of Mutual Funds

   Make sure the app offers a broad selection of mutual funds to choose from. This is especially important if you already have specific funds in mind. A larger variety means you’ll have more opportunities to find funds that match your investment goals.

4. Flexibility to Switch Apps

   Consider how easy it would be to switch to a different mutual fund app if needed. Some apps might have restrictions or conditions for transferring your investments, so it’s worth understanding these terms to avoid potential losses if you ever decide to move to another platform.

5. Strong Security Measures

   When choosing a mutual fund app, security should be your top priority. Look for an app that uses reliable encryption methods to safeguard your personal and financial details. Two-factor authentication is another essential feature, adding an extra layer of protection to your account. Additionally, apps that receive regular updates are better equipped to address security vulnerabilities and improve functionality over time.

6. Tools for Tracking Fund Performance

   A good mutual fund app should help you keep an eye on how your investments are doing. Look for features like real-time updates and visual tools such as charts and graphs. These make it easy to analyse your returns and plan your next steps based on the performance of your funds.

7. Cost and Fees

   Cost is another critical factor. Consider apps that offer direct mutual fund plans, which eliminate distributor commissions and allow you to save more over time. Be mindful of transaction fees or hidden charges. Many reliable apps provide free or low-cost options for investments like SIPs and lump-sum deposits.

8. Compliance with Regulations

   Ensure the app complies with regulatory standards. It should be registered with the Securities and Exchange Board of India (SEBI) to guarantee it operates within the legal framework. An association with the Association of Mutual Funds in India (AMFI) is also a positive sign, as it indicates the app adheres to industry standards and maintains credibility.

9. Customer Support

   Customer support is an important aspect to consider when choosing a mutual fund app. Make sure the app provides assistance through multiple channels like chat, email, or phone, particularly during market hours. It’s also worth noting how quickly the support team responds and how helpful they are when dealing with issues, whether it’s technical glitches or transaction-related concerns.

10. App Ratings and Reviews

    User reviews and ratings can give you valuable insights into the app’s performance. Check feedback on platforms like the Google Play Store or Apple App Store to understand what other investors have experienced. Apps with a good reputation and consistently positive feedback tend to offer a more dependable experience.

11. Performance and Speed

    The app’s performance and speed are also crucial. It should run smoothly without frequent crashes or bugs, ensuring that transactions and updates happen without delays. Efficient processing of fund purchases, redemptions, or SIP setups can make your investment journey much easier and stress-free.

    Mutual funds can be a smart choice for long-term wealth creation, offering the opportunity for consistent growth over time. While most apps provide tools to help you invest, track, and manage your portfolio, selecting the right one requires careful consideration. Look beyond basic features and take time to research the app’s reputation, user reviews, and overall reliability. A well-reviewed app with a strong track record can make your investment experience smoother and more secure, giving you peace of mind as you work toward your financial goals.

Written and Reviewed by:

Priyanka Rao

Author

Priyanka Rao is a content strategist for Jupiter.Money, and specializes in writing on topics related to finance, banking, budgeting, salary & wages, and other financial matters. She has a passion for creating engaging content that resonates with audiences across various digital platforms. In her free time, Priyanka enjoys traveling and reading, which allows her to gain new perspectives and inspiration for her work. With a keen eye for detail and a creative mindset, Priyanka is committed to creating content that connects well with her readers, enhancing their digital experiences.

Vivek Agarwal

Financial Content Reviewer

Vivek Agarwal is a dynamic leader with deep expertise in investment platforms and wealth management. At Jupiter Money, he spearheaded the Investments vertical, building in-house solutions for direct mutual funds, digital gold, and fixed deposits, scaling the platform to over 200,000 customers. He was an early adopter of SEBI’s Execution-Only Platform (Category 1) and managed key operational, compliance, and customer service functions.

Previously, Vivek co-founded Upwardly, a robo-advisory wealth management platform offering tailored investment and insurance solutions. As Chief Investment Officer, he pioneered dynamic asset allocation, goal-based investments, and motif-based portfolios. After Upwardly's merger with Scripbox, he led the integration of independent financial advisors into Scripbox, transitioning assets under management and customer relationships seamlessly.

His strategic leadership extended to setting up corporate treasury services for startups and MSMEs, and establishing verticals in insurance and bond sales, including Sovereign Gold Bonds. Vivek’s diverse experience and strategic vision continue to shape the financial services landscape in India.