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ToggleAlthough it is no longer mandatory to link your Aadhaar number with a bank account, it is advisable to do it. You may link the two either online or offline.
Online linking can be done via internet banking or the bank’s mobile application. However, you will need to complete the registration process with your bank prior to linking the Aadhaar card and bank account.
Before discussing the different ways in which such linking can be done, here are some reasons to do it.
Before we move ahead to link an Aadhaar Card to your bank account, we can do a quick check whether your bank account is linked to Aadhaar card or not.
Step 1: Go to the website of UIDAI, click ‘My Aadhaar’, and then click ‘Bank Seeding Status‘ under ‘Aadhaar services’.
Alternatively, you can also go through another link – https://resident.uidai.gov.in/bank-mapper
Step 2: You will be redirected to a login interface, there, you enter your Aadhaar details, fill up the captcha and then click on ‘Send OTP’. An OTP will be sent to your registered phone number.
Step 3: Login with the OTP received.
Step 4: Check the ‘Bank Seeding Status’, and you will be able to view your bank accounts linked Aadhaar card.
Below is the step by step process to link Aadhaar card to bank using different methods:
The steps to link an Aadhaar card to a bank account via Internet banking are as follows:
Most people use mobile applications as banks provide attractive features and services via their apps. Here is how you can use this facility to link Aadhaar to a bank account.
If you are not tech-savvy and do not use Internet banking or the mobile application, you may complete the Aadhaar link to the bank account via phone banking. Here is how it can be done.
Some banks also allow you to process the ‘Aadhaar card link to bank account’ request by sending a short message service (SMS) to a given phone number. Here are the steps to proceed with this.
For example, check the format for SBI bank account (Do remember that sending this message may incur SMS cost to you-
Automated teller machines (ATMs) also provide the Aadhaar with bank account linking facility if you have an active debit card of the bank account. The steps to link these are as follows:
If you do not have Internet banking to link Aadhaar number with a bank account online, you can do it by visiting the branch. Here is how:
Technological advancement has made it easy to check if your Aadhaar card is linked to the bank account successfully. It is a simple process and can be completed by following the below-mentioned steps:
You can also check the Aadhaar and bank account linking status by using the Unstructured Supplementary Service Data (USSD) code if your mobile number is registered with the UIDAI. Here is how to do this:
If the linking has been successfully completed, you will see the status. If you cannot see the status, there is a possibility that the procedure is not completed.
No, according to the Supreme Court orders, linking the Aadhaar number with the bank account is no longer mandatory.
Yes, you can link as many bank accounts as you want with your Aadhaar number.
Yes, you can link your Aadhaar number and bank account either via Internet banking or the bank’s mobile application.
While it is not compulsory to link the Aadhaar number and bank account, not doing it can result in the loss of government benefits and services like LPG subsidies and pension benefits.
No, it is not compulsory to link your Aadhaar card with your bank account to apply for a personal loan or a credit card.
You can check the status linking your Aadhaar number with your bank account on the official website of UIDAI, which is www.uidai.gov.in.
Priyanka Rao is a content strategist for Jupiter.Money, and specializes in writing on topics related to finance, banking, budgeting, salary & wages, and other financial matters. She has a passion for creating engaging content that resonates with audiences across various digital platforms. In her free time, Priyanka enjoys traveling and reading, which allows her to gain new perspectives and inspiration for her work. With a keen eye for detail and a creative mindset, Priyanka is committed to creating content that connects well with her readers, enhancing their digital experiences.
View all postsColin D'Souza is currently the Vice President of Banking Programs and Strategy at Jupiter Money, where he oversees the development and execution of key banking initiatives. With a strong background in retail banking, sales, and strategy, Colin brings extensive experience in driving business growth and enhancing customer engagement across various financial products and services. Before joining Jupiter, Colin was the Head of Corporate Salary Business at IDFC First Bank, having previously served as the Zonal Business Head for Retail Liabilities & Branch Banking. His leadership at IDFC First Bank focused on expanding the bank’s retail banking footprint and optimizing branch operations. Prior to that, he held senior roles at Citibank India, where he was Vice President and Regional Sales Head, responsible for the sales and distribution of consumer assets and liabilities, including services for high-net-worth individuals (HNI) and ultra-high-net-worth individuals (UHNI), as well as current accounts. Colin also served as Vice President and Regional Sales Manager at HSBC, leading retail liability acquisitions and driving business development for investment and insurance products. Earlier in his career, he managed a cluster of branches at CitiFinancial, where he was responsible for credit, risk, and P&L management. He holds a Post Graduate Diploma in Management from the Institute of Management Education and Research (IMER), adding a solid academic foundation to his professional expertise in banking and strategy.
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