Whenever we apply for a loan, the application is assessed to determine the applicant’s creditworthiness. Similarly, credit card applications and the request to increase the credit […]

The original value of all types of business assets can be expensed every year during their entire lifetime. These expenses are used to reduce the taxable […]

Calls advertising personal loans are a source of annoyance to many Indians. But even if you decide to take these banks up on their offer, you […]

Today, it is common to avail of a loan to purchase things that you cannot otherwise afford like a home or a car. When used responsibly, […]

A loan is an amount borrowed from the lenders with an agreement to repay it within a pre-determined tenure. The lenders charge a certain rate of […]

Before you avail of a loan, consider whether the lender you have approached has a provision to prepay the loan. Sometimes, when you have an excessive […]

Credit cards are a small plastic tool that allows you to buy things without paying for them. However, a bill is generated at the end of […]

Instances of credit card fraud have become daily news over the last few years. These cards come with multiple utilities that make it practically impossible to […]

Credit cards are useful for making transactions online and in a variety of stores. Paying with such cards is easy and quick, too. But they come […]

An Equated Monthly Installment, popularly known as EMI, is a payment made by a borrower to the lender. This payment is constant or fixed and is […]

When you avail of a loan, you agree to repay the principal and the interest over the entire duration. These are divided into equal installments that […]

Most individuals and businesses avail different types of loans for meeting their fund requirements. People often take loans for buying a home or car. Moreover, they […]

A personal loan can be used for a variety of reasons like going on a vacation, renovating your home, or buying an electronic appliance. Several banks […]

Businesses should understand various payment-associated processes to avoid any hassles. Non-compliance or errors may result in penalties, failed audits, and other charges. Therefore, while making payments […]

When you think ‘home loan’, we’re sure you think about mountains of paperwork, masked interest charges, and a bunch of regulations that don’t make sense to […]

When you apply for a loan, the lenders check your credit score to determine your repayment capability. It is a three-digit numerical representation of your creditworthiness. […]

A financial emergency can leave you in a vulnerable situation. Your savings may not be enough but availing of personal finance can help you meet these […]

Are you currently facing financial challenges that can’t wait until your next paycheck arrives? Whether you need to cover unexpected expenses or make ends meet during […]

RuPay is rapidly gaining popularity in India due to its compatibility with UPI payments and the attractive offers it provides to users. As a homegrown payment […]

With growing online spending, the demand for online shopping credit cards is also increasing. Banks have tied up with shopping websites and platforms to offer generous […]

किसी भी व्यक्ति के लिए नकदी संकट के दौरान Credit Card रखना अपने वित्त को प्रबंधित करने का एक शानदार तरीका है। यह आपको जरूरत के […]

Corporate Credit Cards or business credit cards are designed for self-employed individuals, partnership firms, sole proprietors, and corporate entities. They offer exclusive benefits to businesses that […]

Several Indian banks have recently introduced EMI (Equated Monthly Instalments) option on debit cards. It is an easy and affordable way to make big-ticket purchases without […]

Credit cards are a great financial invention. They let you pay for your expenses, repay them later and offer exciting rewards every time you use it. […]

If you are planning to travel abroad and want to issue a credit card for the same, you must be aware of a fee that banks […]

Credit cards are one of the most important financial tools in the market. They offer multiple benefits, from providing money in emergencies to offering great rewards, […]

There was a time when working a 9-5 job was highly respected. However, with changing times, more people are opting to work as self-employed individuals. They […]

As a credit card user, it is important to understand the different jargon used by credit card issuers. This will help you improve your understanding of […]

Credit cards are an innovative financial instrument through which you can transact now and pay later. They also offer rewards and cashback upon spending a milestone […]

With the unique benefits that credit cards offer, they have become a necessity. They are no longer just a credit instrument as they help save costs, […]

Rejection of a credit card application is a very common occurrence, and you need not worry about it. There could be multiple reasons why your credit […]

किसानों को सही रूप से कृषि करने और उस से लाभ प्राप्त करने के लिए काफी धनराशि की आवश्यकता होती है जो कि वह खुद से […]

Looking for information on debt? Click here now to understand debts, impact of corporate debt on a business venture and various types of debts in the market.

Curious about subsidies in India in 2022? Check out this guide to understand what is subsidy, various types & categories of subsidies, benefits & business importance.

What is the loan foreclosure calculator? Click here to gain the insights on calculating personal loan foreclosure, home loan foreclosure & car loan foreclosure in 2022!

Want to know about the lien? Click to explore types of lien, general lien, lien in Indian banking, bankruptcy lien and how to remove a lien on the property with ease!