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ToggleSaving and investing are important and help in securing your financial future. Putting money in a provident fund (PF) is a popular investment option, especially to build a retirement corpus.
When you invest in PF, you contribute a certain amount regularly to the account. In some cases, your employer and even the government may contribute to your account.
All PF investments are maintained by the Employees’ Provident Fund Organization (EPFO). The EPFO allocates a unique 12-digit Universal Account Number (UAN) for every account. The UAN remains constant even if you change your company.
The EPFO provides an Employee Provident Fund (EPF) passbook, which is similar to a bank account passbook. It records all the transactions made through your EPF account.
You may check the account statement, download, and print it without any difficulties. The passbook is accessible through the EPFO app.
However, before downloading it, you need to activate the UAN passbook using the 12-digit number allocated by the EPFO.
Since all EPF services are now available online, activating the UAN is important. The 12-digit unique number is generated by the EPFO and authenticated by the Ministry of Labor and Employment.
The UAN is constant even when you move from one organization to another. Some employers may print the UAN on your salary slips. However, here is how you can check the UAN status online via the portal:
The EPF passbook download procedure is easy and can be done via the EPF portal. Follow the below-mentioned steps to download the passbook.
An EPF e-passbook makes it easy for all members to check their account statements online at their convenience. You may check the account balance, view the statement, and download and print the information.
The e-passbook is also accessible via the EPFO mobile app. Before you avail of this service, you need to register on the UAN website. The e-passbook comprises all information related to your and your employer’s contributions, interest earnings, and withdrawals (if any).
It also includes Know-Your-Customer (KYC) information like name, PAN, Aadhar number, and bank account.
The e-passbook offers useful features and has several benefits, which include the following.
EPF passbook balance check can be done in multiple ways, which include the following:
You may send an SMS on 7738299899 from your registered mobile number. You must send the message as ‘EPFOHO UAN ENG’ where the last three alphabets represent your preferred language.
The message is available in 10 languages, including Bengali, English, Gujarati, Hindi, Kannada, Malayalam, Marathi, Punjabi, Tamil, and Telugu. The SMS comprises the KYC details along with information about the last contribution and the balance.
You can get the details by giving a missed call on 011 22901406 through your registered mobile number. To activate the missed call facility, ensure your KYC details are linked to the UAN.
The EPFO portal balance check can be done by following these steps:
UAN is a 12-digit number allotted by the EPFO and authenticated by the Ministry of Labor and Employment.
You may check the EPFO member passbook via the portal by logging in using the UAN password under the e-passbook section.
Log in to your EPF account via UAN and select the latest EPF section tab in the ‘My Account’ option. You may download or print the information.
All individuals who have registered on the EPFO portal are eligible to access the EPF passbook facility. However, exempted, unsettled, and inoperative establishments are not eligible for this service.
To access the EPF passbook the first time, make sure you have activated your UAN via the EPFO portal. You can activate the UAN from the Member Portal by clicking on the ‘Activate UAN’ tab under the ‘Important Links’ section.
In case of any updates, it takes a minimum of six hours to reflect in the online records. When you check the passbook, ensure all information is accurate and if you find any discrepancies or errors, report it to the EPFO immediately to rectify it on time.
You must visit the portal and click on the ‘Forgot Password’ tab on the login page. Follow the steps to reset the password and then use the new password to check your EPF passbook.
No, it is not compulsory to withdraw the entire accumulated corpus in the EPF account. However, no additional interest is paid on the account balance if contributions are not made for three consecutive months.