November 27, 2024

GST on Personal Loans – Its Impact & Working

When we need funds to manage some big or unexpected finances, most of us take a personal loan to arrange for the money. Personal loans can […]
November 27, 2024

Overdraft vs Personal Loan: Find the Best Option

Borrowing money can be confusing, right? With options like Overdraft vs Personal Loan, , it’s hard to know which one makes the most sense. So here’s […]
November 26, 2024

Microfinance Loan

What are Microfinance Loans in India? Microfinance loans are small loans aimed at helping people who can’t easily get funds from regular banks. These loans are […]
November 26, 2024

Personal Loan Interest Rates in India 2025

We all rely on loans to meet some of our financial obligations or requirements, like taking a personal loan to expand your business, or to buy […]
November 25, 2024

Tax Benefit on Personal Loan

Personal loans are one of the most popular financing options, and almost all of us obtain a personal loan from time to time. Personal loans can […]
November 21, 2024

12 Benefits of Personal Loan

What do you do when you suddenly need money for an emergency like hospitalisation or when you have been delaying some necessary repair work in your […]
November 8, 2024

Salary Increment Letter to Employee: How To Write, Format & Templates

A salary increment letter is a formal request made by an employee to seek a pay raise. It emphasizes achievements, contributions, and justifications for the increase […]
November 7, 2024

What is a Personal Loan?

As the expenses of an average Indian household increases, the need for taking help of a financial tool also increases for a family. A personal loan […]
November 7, 2024

Best Personal Loan Banks & NBFCs in India 2025

Today, there are several options you get when choosing the best personal loan in India. Whether you want to take the traditional bank route or go […]
October 14, 2024

31 Best Instant Personal Loan Apps in India for 2025

Ever found yourself in a pinch, needing quick cash for an unexpected expense? Personal loans can be a lifesaver in such situations. In India, personal loans […]
October 9, 2024

19 Types of Personal Loans in India

A personal loan is an unsecured loan issued by a banker or any other financial institution to meet any planned or unplanned financial needs. There are […]
October 9, 2024

Credit Card Loan vs Personal Loan

It’s the beginning of the month and you’ve already spent your salary but you really need to buy new furniture for your house. Or you’ve a […]
October 9, 2024

5 Best Credit Card for Insurance Payments – Top Options & Benefits

We all have insurance policies and need to pay a heavy insurance premium each year. The insurance premium payment is an essential part of our financial […]
September 27, 2024

Personal Loan vs Home Loan – Which One is Better?

When you’re in need of extra cash, it can be tough to decide whether a personal loan or a home loan is the right choice. Each […]
September 26, 2024

How to Get an Instant Personal Loan Without Income Proof?

A personal loan can be a helpful financial solution when you need funds for various purposes, whether it’s covering emergency expenses or making a significant purchase. […]
September 26, 2024

Gold Loan vs Personal Loan – Which is Better & Why?

When you’re in need of immediate funds, taking out a loan is often one of the most practical solutions. In India, two popular loan options that […]
September 26, 2024

How to Get a Personal Loan on Low CIBIL Score?

Personal loans are a go-to solution when you need extra funds for anything from medical emergencies to wedding expenses or even a dream vacation. They offer […]
September 25, 2024

Recession – What Is It? What Causes It?

What is a recession? A recession is a macroeconomic term referring to a substantial decrease in the general economic activity that lasts several months and sometimes […]
September 25, 2024

How to Get a Personal Loan Without CIBIL Score?

Personal loans are a flexible financial solution that individuals often use to cover various expenses, such as emergencies, debt consolidation, or major purchases. They offer the […]
September 25, 2024

How to Avoid Online Scams & What To Do If You Get Scammed?

The Internet is the most powerful communication tool we have. It makes sharing information quick and easy, allowing us to achieve collective feats that once seemed […]
September 24, 2024

How to Get Instant Personal Loan Without Documents?

Personal loans are a go-to solution for everything from medical emergencies to that dream vacation you’ve been planning. Normally, getting a personal loan means dealing with […]
September 24, 2024

Best 10+ Tax Saving Options Other Than Section 80C

Like most taxpayers, you may know about the tax benefit of ₹1.5 lakhs available under section 80C of the Income Tax Act, 1961. The investment options […]
September 13, 2024

Advance Tax – Meaning, Benefits, Formula, And Easy Steps

Paying the tax dues in advance over the financial year is better than leaving it for the last minute, which can be stressful. Calculating the tax […]
September 13, 2024

HRA in Salary – What is It? Calculations & Formula

If you have ever checked the salary breakdown section on your pay slip, you must have noticed House Rent Allowance (HRA). But what is HRA and […]
September 12, 2024

Everything You Need to Know About Credit Card Balance Transfer

So, you’ve got a credit card with a balance that’s getting out of hand. Don’t worry, you’re not alone. One option is to consider a balance […]
September 12, 2024

15 Best App to Pay Rent With Credit Card

In the hustle and bustle of modern life, credit cards have become a convenient option for paying rent in India, especially when cash flow is tight. […]
September 12, 2024

Best Credit Cards for Beginners in India

Getting your first credit card is a big deal. It’s like stepping into the adult world of finances, where you get to make the rules. You’ve […]
September 12, 2024

How to Block and Unblock Your Credit Card

Misplacing a credit card or fearing it’s being misused can be incredibly stressful. It’s crucial to act swiftly to block the card and stop any potential […]
September 12, 2024

Difference between IPO and FPO

Whether your business is small, medium, or large, it will require funds for meeting regular operational expenses. Most companies raise funds either as equity or debt. […]
September 11, 2024

How To Create Wealth from Salary?

Who does not want to be wealthy? Some people may live thriftily to save while others may invest in high-risk instruments to build wealth. But before […]
September 11, 2024

Personal Finance: Guide for Beginners and Experienced Adults

Finance is an important aspect of your life and managing it is not a simple task. For efficient financial management, you need to consider multiple aspects […]
September 9, 2024

What is Dynamic Asset Allocation Fund (Balanced Advantage Mutual Fund)?

What are Dynamic Asset Allocation Mutual Funds? Dynamic asset allocation mutual funds are a type of hybrid funds that invest across multiple asset classes such as […]
September 9, 2024

How Many Credit Cards Are Too Many?

Credit cards offer a practical way to manage your finances, build your credit, and expand your purchasing options. However, the question of how many credit cards […]
September 9, 2024

Can You Pay Your Taxes with a Credit Card: Benefits, Process, and More

Yes, you can indeed pay your income tax with a credit card. This financial product is a great tool for convenience when it comes to paying […]
September 9, 2024

What is Credit Appraisal?

Whenever we apply for a loan, the application is assessed to determine the applicant’s creditworthiness. Similarly, credit card applications and the request to increase the credit […]
September 9, 2024

Can I Get a Credit Card Without a Bank Account

Credit cards have become increasingly popular in India, especially since the pandemic. Many people are drawn to the benefits they offer, such as cashback, rewards points, […]
September 9, 2024

Secured Credit Cards vs Unsecured Credit Cards

Credit cards are known to be a blessing for managing your monthly finances and lowering some financial burden off your shoulders. However, people with low to […]
September 9, 2024

Credit Card Skimming

Newspapers and news channels are full of stories on how credit cards are used to steal money and other credit card thefts. Most people today use […]
September 6, 2024

Amortization: What is it? Calculator, Formulae and More

The original value of all types of business assets can be expensed every year during their entire lifetime. These expenses are used to reduce the taxable […]