Priyanka Rao

September 9, 2024

How Many Credit Cards Are Too Many?

Credit cards offer a practical way to manage your finances, build your credit, and expand your purchasing options. However, the question of how many credit cards […]
September 9, 2024

Can You Pay Your Taxes with a Credit Card: Benefits, Process, and More

Yes, you can indeed pay your income tax with a credit card. This financial product is a great tool for convenience when it comes to paying […]
September 9, 2024

What is Credit Appraisal

Whenever we apply for a loan, the application is assessed to determine the applicant’s creditworthiness. Similarly, credit card applications and the request to increase the credit […]
September 9, 2024

Can I Get a Credit Card Without a Bank Account

Credit cards have become increasingly popular in India, especially since the pandemic. Many people are drawn to the benefits they offer, such as cashback, rewards points, […]
September 9, 2024

Secured Credit Cards vs Unsecured Credit Cards

Credit cards are known to be a blessing for managing your monthly finances and lowering some financial burden off your shoulders. However, people with low to […]
September 9, 2024

Credit Card Skimming

Newspapers and news channels are full of stories on how credit cards are used to steal money and other credit card thefts. Most people today use […]
September 6, 2024

Amortization: What is it? Calculator, Formulae and More

The original value of all types of business assets can be expensed every year during their entire lifetime. These expenses are used to reduce the taxable […]
September 5, 2024

How to Improve Your CIBIL or Credit Score in Simple Steps

Calls advertising personal loans are a source of annoyance to many Indians. But even if you decide to take these banks up on their offer, you […]
September 5, 2024

Section 194A of Income Tax Act: TDS Deduction on Interest

The Income Tax Department is responsible for levying, administering, recovering, and collecting direct taxes in India. Simply put, it lays down different rules and regulations under […]
September 5, 2024

A Detailed Guide to Value Added Tax (VAT)

Taxes are important for the economic growth of a country. The money collected as tax is used towards smoothly running the nation without any issues. While […]
September 5, 2024

Income Tax: New Regime & Old Regime – Which One Is Better?

According to the Income Tax Act, 1961 paying income tax is compulsory for individuals and companies if the annual earnings exceed a certain specified exempt limit. […]
September 3, 2024

How to Check Credit Card Statement

Have you noticed that credit cards are becoming more common in India? Many people are using them for everyday purchases. While they’re convenient and offer a […]
September 3, 2024

Personal Loans vs Credit Cards: Which is Better?

Personal loans and credit cards are two types of financial instruments that can help you with your expenses, but they each have different uses and features. […]
September 3, 2024

What Is Over Limit in Credit Card?

Credit cards have become a key part of managing finances in India, offering perks like interest-free periods, cashback, and rewards. Their convenience makes them a go-to […]
September 3, 2024

Best Credit Card for Low CIBIL Score

Getting a credit card for a low CIBIL score can feel tough, but it’s definitely doable. Whether you’re just starting out with credit or trying to […]
September 3, 2024

What Happens if I Don’t Use My Credit Card?

Credit cards are a great financial tool in today’s time. It provides you extra support when faced with a cash crunch at the end of the […]
September 1, 2024

Credit Card Settlement: What is It & What’s the Process?

If the mounting pile of credit card dues is making you anxious, and you cannot pay off the debt no matter what you do, it may […]
September 1, 2024

15 Best Rewards Credit Cards in India 2024 (November)

Who doesn’t love receiving some cashback or reward points every time they make a transaction on their credit card? There are so many credit card rewards […]
September 1, 2024

Best Credit Cards for Students in India 2024 – November

For students, college is the first step towards independence in their educational life. It is a mark of responsibility and personal growth. A credit card can […]
August 30, 2024

Aadhaar Card Duplicate – How To Get One? (Step-by-Step Instructions)

An Aadhaar card is a 12-digit unique number that works as identity and address proof. It is also required to avail of various government subsidies. Moreover, […]
August 30, 2024

Gift Tax in India: Rules, Exemptions, Limits, and Provisions

India has a diversified culture with close-knit families and a lot of celebrations with different customs. Moreover, exchanging gifts is a part of the tradition and […]
August 30, 2024

Download Aadhaar Card Online – Here’s How You Can Do It in Easy Steps

The Aadhaar card is a nationally accepted document that verifies the identity of an Indian citizen. It has a biometric system in place to identify any […]
August 29, 2024

Money Management: How You Can Plan Your Finances as a Woman?

As more women become financially independent, they are trying to figure out where to put their hard-earned money in to get maximum benefits. Financial independence is […]
August 29, 2024

Is UPI safe? Ways to Protect & Secure Your UPI Transactions

Unified Payments Interface (UPI) is gaining popularity due to the convenience it offers. It allows quick and hassle-free money transfers without requiring bank account numbers. This […]
August 29, 2024

8 Best Retirement Investment Plans & Options

Several people in India do not have any financial plans for their post-retirement years. However, during these critical times when healthcare expenses are constantly on the […]
August 28, 2024

How to Validate Credit Card

With payment flexibility and other added benefits, the use of credit cards to make online and offline transactions is increasing every day. However, the risk of […]
August 28, 2024

Difference between TAN, PAN, and TIN

Income-tax-related terms can be confusing and have different objectives and meanings. TAN, PAN, and TIN are some common abbreviations you come across while contacting the Income […]
August 28, 2024

Best Investment Options – Where to invest?

If you are reading this article, it is time to pat your back because you have already won half the battle. Deciding to start investing is […]
August 28, 2024

EPF Passbook Download – How to Download EPF Statement?

Saving and investing are important and help in securing your financial future. Putting money in a provident fund (PF) is a popular investment option, especially to […]
August 28, 2024

Difference between Life Insurance and General Insurance

An important component of investment planning is insurance, which helps in achieving financial stability. It is an agreement between the insurer and the insured to reduce […]
August 28, 2024

Digital Banks – What are they? Features, Advantages & Disadvantages

Digital banking is done online via digital platforms, and it eliminates paperwork. Various banking services, such as moving cash deposits, account management, bill payments, fund transfers […]
August 28, 2024

National Savings Certificate (NSC) – What is It? How to Purchase?

In India, you may choose from a wide range of investment products based on your financial goals and risk appetite. If you are looking for a […]
August 27, 2024

Guide to Gross Domestic Product (GDP)

Gross Domestic Product is the monetary or market value of all goods and services produced by a country during a particular period. As a measure of […]
August 27, 2024

What is PPF Account? Eligibility Criteria, Steps to Apply

Introduced in 1968, Public Provident Fund (PPF) is a government-backed scheme that offers stable returns over the long term. Investing surplus money in PPF helps build […]
August 27, 2024

How Do Loans Work?

Today, it is common to avail of a loan to purchase things that you cannot otherwise afford like a home or a car. When used responsibly, […]
August 27, 2024

Guide to TDS Challan Verification

Tax deducted at source (TDS) aims to collect tax from the income source. The collector who has to make a specified payment must deduct TDS and […]
August 27, 2024

What Is Cash Reserve Ratio (CRR) and How Does it Work?

The Reserve Bank of India (RBI) is the apex bank of the country. It manages the supply of money to other commercial banks and largely controls […]
August 27, 2024

What Is UAN and How Do You Generate It Online?

If you have joined a new organisation, you will be assigned a new provident fund (PF) account number. The amount accrued in your earlier PF account […]
August 27, 2024

What is Liquidity? Financial Liquidity Definition

Quite often, you may have heard people say, “Oh, I have liquidity problems right now. I cannot really buy this house.” If you are wondering what […]