Priyanka Rao

September 13, 2024

Advance Tax – Meaning, Benefits, Formula, And Easy Steps

Paying the tax dues in advance over the financial year is better than leaving it for the last minute, which can be stressful. Calculating the tax […]
September 13, 2024

HRA in Salary – What is It? Calculations & Formula

If you have ever checked the salary breakdown section on your pay slip, you must have noticed House Rent Allowance (HRA). But what is HRA and […]
September 12, 2024

Everything You Need to Know About Credit Card Balance Transfer

So, you’ve got a credit card with a balance that’s getting out of hand. Don’t worry, you’re not alone. One option is to consider a balance […]
September 12, 2024

15 Best App to Pay Rent With Credit Card

In the hustle and bustle of modern life, credit cards have become a convenient option for paying rent in India, especially when cash flow is tight. […]
September 12, 2024

Best Credit Cards for Beginners in India

Getting your first credit card is a big deal. It’s like stepping into the adult world of finances, where you get to make the rules. You’ve […]
September 12, 2024

How to Block and Unblock Your Credit Card

Misplacing a credit card or fearing it’s being misused can be incredibly stressful. It’s crucial to act swiftly to block the card and stop any potential […]
September 12, 2024

Passive Income: Meaning, Ideas and Earn from Investments

Wouldn’t it be wonderful to just relax and sip some juice at the beach and make money while you are at it? Seems too good to […]
September 12, 2024

Difference between IPO and FPO

Whether your business is small, medium, or large, it will require funds for meeting regular operational expenses. Most companies raise funds either as equity or debt. […]
September 11, 2024

How To Create Wealth from Salary?

Who does not want to be wealthy? Some people may live thriftily to save while others may invest in high-risk instruments to build wealth. But before […]
September 11, 2024

Personal Finance: Guide for Beginners and Experienced Adults

Finance is an important aspect of your life and managing it is not a simple task. For efficient financial management, you need to consider multiple aspects […]
September 10, 2024

Contactless Payment – What is it? Advantages & Disadvantages

Technological developments constantly change the way we live. Over the last couple of decades, financial transactions have seen a significant rise. In the 1960s, magnetic stripe […]
September 9, 2024

What is Dynamic Asset Allocation Fund (Balanced Advantage Mutual Fund)?

What are Dynamic Asset Allocation Mutual Funds? Dynamic asset allocation mutual funds are a type of hybrid funds that invest across multiple asset classes such as […]
September 9, 2024

How Many Credit Cards Are Too Many?

Credit cards offer a practical way to manage your finances, build your credit, and expand your purchasing options. However, the question of how many credit cards […]
September 9, 2024

Can You Pay Your Taxes with a Credit Card: Benefits, Process, and More

Yes, you can indeed pay your income tax with a credit card. This financial product is a great tool for convenience when it comes to paying […]
September 9, 2024

What is Credit Appraisal?

Whenever we apply for a loan, the application is assessed to determine the applicant’s creditworthiness. Similarly, credit card applications and the request to increase the credit […]
September 9, 2024

Can I Get a Credit Card Without a Bank Account

Credit cards have become increasingly popular in India, especially since the pandemic. Many people are drawn to the benefits they offer, such as cashback, rewards points, […]
September 9, 2024

Secured Credit Cards vs Unsecured Credit Cards

Credit cards are known to be a blessing for managing your monthly finances and lowering some financial burden off your shoulders. However, people with low to […]
September 9, 2024

Credit Card Skimming

Newspapers and news channels are full of stories on how credit cards are used to steal money and other credit card thefts. Most people today use […]
September 6, 2024

Amortization: What is it? Calculator, Formulae and More

The original value of all types of business assets can be expensed every year during their entire lifetime. These expenses are used to reduce the taxable […]
September 5, 2024

How to Improve Your CIBIL or Credit Score in Simple Steps

Calls advertising personal loans are a source of annoyance to many Indians. But even if you decide to take these banks up on their offer, you […]
September 5, 2024

A Detailed Guide to Value Added Tax (VAT)

Taxes are important for the economic growth of a country. The money collected as tax is used towards smoothly running the nation without any issues. While […]
September 3, 2024

How to Check Credit Card Statement

Have you noticed that credit cards are becoming more common in India? Many people are using them for everyday purchases. While they’re convenient and offer a […]
September 3, 2024

Personal Loans vs Credit Cards: Which is Better?

Personal loans and credit cards are two types of financial instruments that can help you with your expenses, but they each have different uses and features. […]
September 3, 2024

What Is Over Limit in Credit Card?

Credit cards have become a key part of managing finances in India, offering perks like interest-free periods, cashback, and rewards. Their convenience makes them a go-to […]
September 3, 2024

Best Credit Card for Low CIBIL Score

Getting a credit card for a low CIBIL score can feel tough, but it’s definitely doable. Whether you’re just starting out with credit or trying to […]
September 3, 2024

What Happens if I Don’t Use My Credit Card?

Credit cards are a great financial tool in today’s time. It provides you extra support when faced with a cash crunch at the end of the […]
September 1, 2024

Credit Card Settlement: What is It & What’s the Process?

If the mounting pile of credit card dues is making you anxious, and you cannot pay off the debt no matter what you do, it may […]
September 1, 2024

15 Best Rewards Credit Cards in India 2025

Who doesn’t love receiving some cashback or reward points every time they make a transaction on their credit card? There are so many credit card rewards […]
September 1, 2024

8 Best Credit Cards for Students in India 2025

For students, college is the first step towards independence in their educational life. It is a mark of responsibility and personal growth. A credit card can […]
August 30, 2024

Aadhaar Card Duplicate – How To Get One? (Step-by-Step Instructions)

An Aadhaar card is a 12-digit unique number that works as identity and address proof. It is also required to avail of various government subsidies. Moreover, […]
August 30, 2024

Gift Tax in India: Rules, Exemptions, Limits, and Provisions

India has a diversified culture with close-knit families and a lot of celebrations with different customs. Moreover, exchanging gifts is a part of the tradition and […]
August 30, 2024

Download Aadhaar Card Online – Here’s How You Can Do It in Easy Steps

The Aadhaar card is a nationally accepted document that verifies the identity of an Indian citizen. It has a biometric system in place to identify any […]
August 29, 2024

Is UPI safe? Ways to Protect & Secure Your UPI Transactions

Unified Payments Interface (UPI) is gaining popularity due to the convenience it offers. It allows quick and hassle-free money transfers without requiring bank account numbers. This […]
August 29, 2024

8 Best Retirement Investment Plans & Options

Several people in India do not have any financial plans for their post-retirement years. However, during these critical times when healthcare expenses are constantly on the […]
August 28, 2024

How to Validate Credit Card

With payment flexibility and other added benefits, the use of credit cards to make online and offline transactions is increasing every day. However, the risk of […]
August 28, 2024

Best Investment Options – Where to invest?

If you are reading this article, it is time to pat your back because you have already won half the battle. Deciding to start investing is […]
August 28, 2024

EPF Passbook Download – How to Download EPF Statement?

Saving and investing are important and help in securing your financial future. Putting money in a provident fund (PF) is a popular investment option, especially to […]
August 28, 2024

Difference between Life Insurance and General Insurance

An important component of investment planning is insurance, which helps in achieving financial stability. It is an agreement between the insurer and the insured to reduce […]
August 28, 2024

Digital Banks – What are they? Features, Advantages & Disadvantages

Digital banking is done online via digital platforms, and it eliminates paperwork. Various banking services, such as moving cash deposits, account management, bill payments, fund transfers […]