5 Best Credit Card for Insurance Payments – Top Options & Benefits

Cashback & Reward

The HDFC Bank Regalia Gold Credit Card is a credit card designed to offer rewards and benefits to frequent spenders. With this card, you can earn reward points on your everyday purchases and redeem them for a variety of rewards, including flights, vouchers, and merchandise. The card also comes with a number of other benefits, such as complimentary lounge access, travel insurance, and purchase protection.

• Reward Points: Earn 4 reward points for every Rs. 150 spent on retail transactions and 5X reward points on spends at select merchants like Marks & Spencer, Myntra, Nykaa, and Reliance Digital.
• Milestone Benefits: Get vouchers worth Rs. 1,500 from Marriott, Myntra, Marks & Spencer, or Reliance Digital every quarter when you spend Rs. 1.5 lakh. Additionally, you can earn flight vouchers worth Rs. 5,000 for spending Rs. 5 lakh in a year and an additional Rs. 5,000 for spending Rs. 7.5 lakh in a year.
• Welcome Benefits: Get complimentary Swiggy One and MMT Black Membership (as of November 1, 2024, Swiggy One replaces Club Vistara Silver Tier) upon joining.
• Lounge Access: Enjoy complimentary domestic and international airport lounge access with 12 complimentary visits per year in India and up to 6 complimentary visits per year with Priority Pass outside India.
• Travel Benefits: Get comprehensive travel insurance coverage for accidental air death, emergency hospitalization, and credit liability.
• Other Benefits: Enjoy exclusive 24/7 concierge services, contactless payments for faster transactions, zero lost card liability, and good food trail program with discounts on restaurant bills via Swiggy Dineout.
• Annual Fee Waiver: Spend Rs. 4 lakh in a year to get your renewal fee waived for the next year.

Cashback & Reward

The ICICI Bank Coral Credit Card is a rewards-based credit card designed to offer a range of benefits and perks to its cardholders. It aims to provide a convenient and rewarding payment experience, with a focus on earning reward points that can be redeemed for various products and services. Earn 1 reward point on every Rs.100 spent on insurance charges.

• Reward Points: Cardholders earn reward points on their purchases, which can be redeemed for a variety of rewards, including movie tickets, travel vouchers, lifestyle products, gadgets, appliances, and more.
• Milestone Rewards: The card offers a milestone rewards program where cardholders can earn bonus reward points for reaching specific spending milestones within an anniversary year.
• Easy Redemption: Redeeming reward points is a hassle-free process, allowing cardholders to enjoy their rewards conveniently.

Key Features

• Wide Range of Redemption Options: The card offers a diverse selection of redemption options, catering to different preferences and lifestyles.
• Competitive Reward Rates: Cardholders earn a competitive rate of reward points on their purchases.
• Exclusive Offers: The card provides access to exclusive offers and discounts from various merchants.

Cashback & Reward

The HDFC Bank Infinia Credit Card is a premium card designed for high-net-worth individuals who value exclusive privileges and exceptional rewards. This invitation-only card offers a host of benefits and perks that cater to the discerning lifestyle of its members.

Earn 5 reward points for every Rs.150 retail spending, including insurance payments.

• Exclusive Membership: The Infinia card is available only by invitation, ensuring a select clientele.
• Welcome and Renewal Benefits: Enjoy 12,500 reward points* upon joining or renewing your membership.
• Renewal Fee Waiver: Spend ₹10 lakhs or more in the preceding 12 months and get your renewal membership fee waived off for the next year.
• Travel Privileges: Access to airport lounges worldwide, concierge services, and exclusive travel offers.
• Luxury Experiences: Enjoy complimentary stays at luxury hotels and resorts, as well as discounts on fine dining and entertainment.
• Lifestyle Benefits: Benefit from discounts on premium brands, golf memberships, and spa treatments.
• Enhanced Security: Enjoy advanced security features like chip and PIN technology and contactless payments.
• Personalized Service: Receive dedicated customer support and personalized services tailored to your needs.

Cashback & Reward

The Amazon Pay ICICI Bank Credit Card is a credit card with no joining or annual fees that offers cashback rewards on purchases. It’s a good option for frequent shoppers on Amazon.in, especially if you have an Amazon Prime membership.

• No joining or annual fees: You won’t be charged any fees for getting or keeping the card.
• Cashback rewards:
  • Amazon Prime members: Earn 5% cashback on all Amazon.in purchases.
  • Non-Prime members: Earn 3% cashback on all Amazon.in purchases.
  • 100+ Amazon Pay partner merchants: Earn 2% cashback on purchases made through Amazon Pay.
  • All other purchases: Earn 1% cashback on all other purchases.
• Rewards never expire: There’s no limit or expiry date on the cashback you earn.
• Use rewards on Amazon.in and partner merchants: You can use your cashback rewards to purchase from over 10 crore products on Amazon.in and at more than 100 Amazon Pay partner merchants.
• Other benefits:
  • No cost EMI (Equated Monthly Installment) options for 3 and 6 months on Amazon.in purchases.
  • Welcome offer: Includes benefits like cashback on shopping, bill payments, and recharges.

Cashback & Reward

The IDFC FIRST Select Credit Card is designed to cater to the needs of individuals with a high annual income. This premium card offers a range of exclusive benefits and privileges, making it a compelling choice for those seeking a luxurious and rewarding card experience.
Earn 1X reward points on insurance premiums paid.

• Lifetime Free Card: Enjoy the benefits of this premium card without incurring any annual fees.
• Low Interest Rates: Benefit from competitive interest rates on your credit card balance.
• Airport and Railway Lounge Access: Experience comfort and convenience with complimentary access to domestic airport lounges and railway lounges.
• Up to 3X Reward Points on UPI Spends: Earn reward points on your UPI transactions, making everyday purchases even more rewarding.
• 10X Reward Points: Accumulate reward points at a higher rate when you exceed a certain spending threshold in a statement cycle.
• Lifetime Free Reward Points: Your earned reward points never expire, providing you with long-term value.
• Buy-One-Get-One on Movie Tickets: Enjoy exclusive offers and discounts on movie tickets.
• Year-Round Offers from Top Brands: Benefit from ongoing promotions and deals from popular brands.
• Complimentary Domestic Airport Lounge Access: Relax and unwind before your flights with access to exclusive lounges.
• Low Forex Markup: Save on international transactions with a low forex markup.
• Assured Trip Cancellation Cover: Enjoy peace of mind with travel insurance that covers trip cancellations.