Managing different foreign currencies while traveling can be tricky. A multicurrency card simplifies this by letting you load and spend in multiple currencies using one single card. Whether you’re a frequent traveler or shop online internationally, this card offers flexibility, convenience, and better control over foreign exchange expenses. Meaning
Credit cards come with several types of charges, and one of the most common is the annual fee. Fortunately, many banks provide an option to reduce or even completely remove this fee, known as an annual fee waiver. For Indian cardholders, this can be a powerful way to save money
Credit card skimming is one of the most common forms of financial fraud worldwide, and India has not been spared. From ATMs in busy marketplaces to point-of-sale machines in shops, criminals have found ways to secretly copy card data and use it for unauthorized transactions. Understanding how it works is
A liability waiver is more than just paperwork. It is a protective legal document that helps organizations manage risk while ensuring participants understand the possible dangers involved in an activity. Whether it is signing before a gym membership, joining a trekking trip, or clicking “I agree” on a digital waiver,
An EMV chip is a small, embedded microprocessor found in credit, debit, or ATM cards. Its primary role is to enhance the security of card payments by generating dynamic data for each transaction. The term EMV stands for Europay, MasterCard, and Visa, the global standards behind this technology. The EMV
In today’s digital world, your Aadhaar, PAN, or credit card details can be stolen in seconds. Once fraudsters have your identity, they can open fake bank accounts, take loans in your name, or drain your savings, often before you even realize what’s happening. The stress, financial loss, and
A co-branded credit card is a special type of credit card issued jointly by a bank/financial institution and a partner brand such as an airline, e-commerce platform, fuel company, or retail chain. This means that the card carries dual branding and gives exclusive benefits when you use it with
Digital payments have made banking easier, but they also bring risks like unauthorised transactions. If you’ve ever noticed a suspicious debit on your bank account, credit card, or UPI app, you’re not alone. Fraudsters use phishing, card cloning, and OTP compromise to trick people. Thankfully, the RBI has
What is Dynamic Currency Conversion (DCC)?Dynamic Currency Conversion (DCC) is a payment service that allows international travelers to make card payments in their home currency (INR) instead of the local currency of the country they are visiting. While it offers the convenience of paying in familiar currency, DCC often
