Rewards redemption is the process of exchanging the points or credits you have earned from a program into real benefits. These benefits can be cash, cashback, e-gift vouchers, discounts, bill payments, products, or services. In other words, it is the act of cashing in the points you accumulated on a
A zero forex markup credit card lets you pay in foreign currencies without the usual issuer markup that many cards add during currency conversion. This means that your bill stays close to the network exchange rate, which is often the most cost-effective way to spend abroad or shop on international
A gold exchange is a financial marketplace where gold is bought and sold, either as physical coins and bars or as financial instruments such as futures, options, electronic receipts, and digital contracts. Historically, the term also refers to the gold exchange standard, where currencies were pegged to gold reserves held
Quick definition - Premium credit cards are high-end payment cards built for people with higher income, strong credit, or significant monthly spends. These cards bundle richer rewards, airport lounge access, concierge help, superior travel cover, partner privileges, and higher limits. Fees are higher, but when used well, the value can
Quick take: If you want the purest gold, choose 24K. For daily wear jewelry, 22K is ideal. A 1 carat diamond weighs 0.2 grams. Check the BIS hallmark to confirm the karat of your gold jewelry. What is Karat?Karat (written as K) is a unit that measures the
What makes a credit limit increase important for everyday spending? When your larger expenses cluster around travel, appliances, or medical emergencies, a higher limit adds flexibility without forcing you to open a new card. How does a limit enhancement relate to your credit score? A bigger limit can lower your
What Is an MCC (Merchant Category Code)?A Merchant Category Code (MCC) is a four-digit code used by credit card companies, like Visa and Mastercard, to classify businesses based on the goods or services they provide. MCCs help categorize transactions made through credit and debit cards, and are an essential
999 Gold refers to gold that has a purity of 99.9%, making it one of the highest-quality gold types available. Often referred to as 24-karat gold, 999 Gold contains 99.9% pure gold, with only 0.1% of other metals typically added to enhance strength, making it ideal for
A Fuel Surcharge Waiver is a card benefit where the extra fee added on fuel transactions, usually 1 to 3 percent of the bill, is refunded or not levied by the bank. This means that when you pay at a petrol pump with your card, the bank absorbs this fee
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