Table of Contents
ToggleCredit Cards come with diffrent features and benifits. A travel credit card lets you earn rewards on your everyday spending that can be used for travel costs like flights, hotels, and rental cars. These rewards often come in the form of points or miles. With so many travel credit cards available, it can be tough to choose the right one. This guide will help you find the best travel credit card in India. Let’s get started.
Credit Card | Joining Fees | Annual Fee | Welcome Benefits | Cashback Features & Rewards |
Jupiter Edge UPI Credit Card | Nill | Nill | Worth ₹250 on your UPI & card spends | 2% cashback on flights, trains, hotels, and more |
IDFC Wow Credit Card | None | None | None | Enjoy a low annual interest rate of 9% on unpaid bills. Earn reward points on every purchase. No Forex charges on international transactions. |
Niyo Global International Travel Card | None | None | None | Zero Forex Markup for cost-effective global spending. Load funds in INR which automatically convert to local currency. |
Air India SBI Signature Card | ₹4999 + 18% GST | ₹4999 + 18% GST | Welcome gift of 20,000 reward points. | Earn reward points annually. Access both international and domestic lounges. |
Axis Bank Vistara Signature Credit Card | ₹3000 + 18% GST | ₹3000 + 18% GST | Complimentary premium economy class ticket. | Accumulate reward points on all purchases. |
Club Vistara SBI Card | ₹1499 + 18% GST | ₹1499 + 18% GST | Receive an economy class ticket. | Insurance cover for up to four flight cancellations per year. |
AU Bank LIT Credit Card | Free | Free | Benefits vary by card selection. | on transactions between ₹400-5000. Up to 10X reward points on online and offline spends. Premium memberships for OTT services and Cult.fit. |
RBL World Safari Credit Card | ₹3000 | ₹3000 | MakeMyTrip voucher worth ₹3000 upon the first swipe within 30 days of card issuance. | Earn 5 travel points for every ₹100 spent on travel. Waiver on fuel surcharge up to ₹250 per month. Two complimentary domestic lounge accesses per quarter. |
YES Bank Premia Credit Card | ₹999 | ₹999 | Waiver of the first-year fee on spending ₹20,000 within the first 30 days. | 25% discount on movie tickets booked through BookMyShow. Three complimentary lounge accesses annually. 6 reward points for every ₹200 spent. 15% discount on dining at select restaurants. Renewal anniversary fee waiver on spending ₹2,00,000. |
InterMiles HDFC Signature Credit Card | ₹2500 | ₹2500 | Complimentary InterMiles Silver Membership with 8,000 InterMiles. | Earn 12X rewards on travel bookings. Additional perks include discounts on Etihad Airways and complimentary airport lounge access. |
Explore the world without breaking the bank.
Get 2% cashback on flights, hotels, and more with Edge CSB Bank RuPay Credit Card on Jupiter
IDFC Bank has launched the Wow Credit Card specifically designed for students and frequent travellers. This card offers zero forex mark-up charges for currency conversion, making it ideal for those studying or traveling abroad. Cardholders also earn reward points on their spending. To apply for the Wow Credit Card, you need to open a linked fixed deposit account. This account not only secures a credit limit but also allows for various financial transactions. The Wow Credit Card caters to the needs of students and globetrotters with its favourable forex rates, rewards, and additional benefits.
Key Benefits
While it isn’t a proper credit card, the Niyo Global International Travel Card stands out as a practical choice due to its helpful features. One standout benefit that you get with the card is the lack of forex markup fees, saving you money on foreign transactions. Plus, the card is easy to set up and use right away, making it convenient to manage your finances while traveling, including adding money, exchanging currencies, and making online payments. While it’s a good idea to keep some money on the card, you don’t have to maintain a specific minimum balance, giving you more flexibility.
Main Features
Looking for a credit card that rewards frequent Air India flyers, but also offers points for everyday purchases? The Air India SBI Signature Card, co-created by SBI and Air India, might be a good fit. Let’s explore the benefits:
Axis Bank and Air Vistara have teamed up to offer the Axis Bank Vistara Signature Credit Card. Unlike other cards, this one lets you earn Club Vistara Points on all your spending, not just flights.
Main Benefits Include:
SBI teamed up with Air Vistara to create the Club Vistara SBI Card. This card lets you earn Club Vistara Points on every purchase. If you’re looking for a more affordable alternative to the Axis Bank Vistara Signature Credit Card, this could be a good option.
Features:
While not strictly a travel credit card, the AU Lit Credit Card offers a unique approach that can make it an excellent choice for frequent travellers. This card is designed to be fully customisable, allowing you to select the features that matter most to you. Whether it’s accumulating cashback on your favourite spending categories or enjoying the luxury of airport lounge access, you can build a card tailored to your travel needs.
The best part? The AU Lit Credit Card is lifetime free, eliminating any annual fees that can often deter cardholders. So, you can enjoy the benefits without worrying about hidden costs. Let’s dive into some of the card’s key features:
The RBL World Safari Credit Card is another attractive option for those who frequently jet-set. While it does come with an annual fee of ₹3,000 + GST, the card essentially pays for itself. New cardholders receive a MakeMyTrip voucher worth ₹3,000 upon the first swipe within 30 days of card issuance, effectively neutralising the annual fee.
This card offers a suite of benefits designed to enhance your travel experience. It’s main features include:
The Yes Bank Premia Credit Card is a solid option for those seeking a balance of rewards and benefits. It comes with an annual fee of ₹999 + GST, However, the card offers a first-year fee waiver if you spend ₹20,000 within 30 days of card setup. Additionally, you’ll enjoy a welcome offer of 25% off on movie tickets booked via BookMyShow.
This card is packed with features designed make your spends more rewarding. Let’s break down what it offers:
The InterMiles HDFC Bank Signature Credit Card is a co-branded credit card that offers decent rewards on your hotel and flight bookings. It’s a good choice for frequent travellers looking to maximise their savings on travel expenses.
With this card, you can earn a whopping 12X rewards on your travel bookings made through the InterMiles website. This means more InterMiles points for every rupee spent, bringing you closer to your dream vacation. Additionally, cardholders enjoy exclusive perks like discounts on Etihad Airways bookings and complimentary airport lounge access.
However, it’s important to note that the rewards earned can only be redeemed on the InterMiles website. So, if you’re already a loyal InterMiles user and book your travel through their platform, this card can be a fantastic addition to your wallet.
Features of the InterMiles HDFC Signature Credit Card
Securing a travel credit card often involves meeting specific eligibility criteria set by lenders. While these requirements can change across different card issuers, these are some of the commonly considered factors:
To apply for a new travel credit card, it’s important to:
Want a credit card that fits all your needs?
Find your perfect match with our Edge CSB Bank RuPay Credit Card on Jupiter
Choosing the right travel credit card can significantly enhance your travel experiences. By carefully considering your travel habits, spending patterns, and desired rewards, you can select a card that aligns perfectly with your needs. Remember to evaluate factors like annual fees, reward structures, additional benefits, and eligibility criteria before making a decision. By getting yourself a travel credit card, you can unlock a world of savings, exclusive perks, and seamless travel experiences.
A travel credit card can be helpful for people who travel often and want to earn rewards for their trips. Here are some types of travellers who might benefit:
Credit scores needed for travel credit cards vary by card and company. Generally, you’ll need a credit score between 650 and 700.
Priority Pass is a program that gives travellers access to airport lounges.
Credit card travel insurance covers expenses charged to the card between your departure and arrival times.
Best
Credit Cards
Fuel
Credit Cards
Premium
Credit Card
Business
Credit Card
Students
Credit Cards
Online Shopping Credit Cards
Airport Lounge Credit Cards
Book Flights Credit Cards
International Travel Credit Card
Movie Tickets Credit Cards
Rewards
Credit Cards
Lifetime Free Credit Card
Utility Bill Payment Credit Card