Colin D'Souza

August 28, 2024

Digital Banks – What are they? Features, Advantages & Disadvantages

Digital banking is done online via digital platforms, and it eliminates paperwork. Various banking services, such as moving cash deposits, account management, bill payments, fund transfers […]
August 22, 2022

The Evolution Of Banking in India

The evolution of banks in India has played a major role & have had a major impact in our country's overall growth. Click here to read all about the banking evolution!
May 27, 2021

Busting the myth of solo genius: Why we built a community of people to co-create our product

I want you to perform a small exercise in your free time (please don’t abandon my blog post in this pursuit because what I have to […]
April 14, 2021

Chaos Theory & Financial Services | Part 2: Banking Returns

In Part 1 of this blog series (which you should read because it’s awesome…and because it sets the stage for this one), I laid out how […]
April 14, 2021

Chaos Theory & Financial Services | Part 1: The Unbundling

There is a tenet of Chaos Theory that talks about how you can spot moments of order – patterns, interconnectedness and self-organization – within chaotic systems. […]
April 14, 2021

The Future of Retail Banking Is Not Just Digital

Up until the 20th century, banks had a fairly elementary role in people’s lives: They stored money and lent money. Their business model remained fairly simple […]
December 14, 2020

Laying the foundations of a new financial system

In a remote village somewhere in Phulera in UP, an engineering graduate turned Panchayat secretary was studying for his CAT. He decided to take a break […]
June 7, 2020

The last time I visited a bank branch?

They say we are “creatures of habit.” And as far as humans go, our habits always tend towards the easier way out. And over time, the […]