9 Best Credit Cards to Book Flights in India 2025

Cashback & Reward

If you’re a frequent flyer who loves the comfort and service Vistara offers, then the Axis Bank Vistara Credit Card is definitely worth considering. This card is designed to make your travel experience smoother and more rewarding. By combining the benefits of a credit card with the perks of a loyal Vistara customer, it offers a compelling package for frequent travellers. Earn 2 Club Vistara points for every ₹200 spent. Get 2 complimentary lounge accesses each quarter.

With this card, you can earn Club Vistara points on every spend, which can be redeemed for flight tickets, upgrades, and other travel-related goodies. Plus, you’ll enjoy a range of benefits such as complimentary lounge access, airport transfers, and priority check-in. It’s like having a personal travel assistant in your wallet. Here’s a look at its detailed features:

• Earning Club Vistara Points: Cardholders earn Club Vistara points on every spend, allowing them to accumulate points faster for free flights and upgrades.
• Complimentary Flights: Depending on the card variant, you can enjoy complimentary economy or premium economy tickets as welcome benefits or by meeting spending milestones.
• Lounge Access: Experience the comfort of airport lounges with complimentary lounge access, subject to spending criteria.
• Exclusive Offers: Enjoy exclusive discounts and deals on Vistara flights, hotel bookings, and other travel-related services.
• Milestone Rewards: Earn additional rewards and benefits by achieving specific spending targets throughout the year.
• Insurance Coverage: Benefit from purchase protection, lost baggage insurance, and other travel-related insurance covers.
• Complimentary Vistara Club Membership: Enjoy the privileges of a Vistara Club membership, including priority check-in and extra baggage allowances.

Cashback & Reward

The Club Vistara IndusInd Bank Explorer credit card is a super-premium card that comes with a joining fee of ₹40,000 and an annual fee of ₹10,000. While the fees might seem high, the card offers benefits that can be attractive to frequent flyers, especially those who travel with Vistara a lot.

Earn 8 CV Points for every ₹200 spent. Enjoy 4 free international lounge visits each quarter and ₹3000 dining discounts bi-annually.

Here are some of the main features of the Club Vistara IndusInd Bank Explorer Credit Card:

• Exclusive Perks: Cardholders enjoy complimentary Club Vistara Gold membership, granting access to benefits like priority check-in, complimentary inflight Wi-Fi, and baggage handling. Additionally, you’ll receive a complimentary business class ticket voucher from Vistara and gift vouchers worth Rs. 25,000 from IndusInd Bank upon paying the joining fee.
• Travel Rewards: The card offers a complimentary business class ticket voucher for every Rs. 3 lakhs spent, up to a maximum of five vouchers per year. This is a significant perk for frequent flyers.
• Financial Benefits: There’s no foreign currency markup, making it a great option for international travellers. Moreover, the card comes without late payment or over-limit fees, providing financial flexibility.
• Lifestyle Perks: Enjoy a 20% discount on BookMyShow, buy-one-get-one free movie tickets (up to Rs. 700), and additional discounts on food and beverages. You also get access to airport lounges through Priority Pass and a fuel surcharge waiver.

Overall, if you are a frequent flyer, especially on Vistara, and you spend a lot on travel and lifestyle categories, then this card can be a good option for you. However, the high joining and annual fees mean that you should carefully consider your spending habits before applying for this card.

Cashback & Reward

Earn CV Points on every ₹100 spent, get a joining bonus, complimentary airport lounge access, trip cancellation cover, and EasyDiner Prime membership.

The Club Vistara IDFC First Credit Card is a premium offering designed for frequent travellers who value comfort and rewards. With a joining fee of ₹5000 + GST, this card is positioned to provide exceptional benefits that justify its cost.

What sets this card apart is its comprehensive package of travel perks and lifestyle advantages. Right from the start, you’re greeted with a complimentary premium economy ticket voucher and a class upgrade e-voucher, setting the tone for a luxurious travel experience. Moreover, the card automatically enrols you in Club Vistara Silver membership, granting you access to the tiered perks.

To further enhance your travel experience, the card offers complimentary airport lounge access to more than 600 lounges across the globe. For those who love to golf, there are exclusive benefits like complimentary golf rounds and lessons.

The card also rewards your spending with Club Vistara points, which can be redeemed for flights, upgrades, and other rewards. By meeting specific spending milestones, you can unlock even more complimentary flight tickets throughout the year.

While the joining fee might seem a lot, the card’s features and benefits cater to travellers who prioritise comfort, convenience, and exclusive rewards. If you’re a frequent flyer seeking a premium card that offers a multitude of perks, the Club Vistara IDFC First Credit Card is definitely worth considering.

Key Features:

• Complimentary premium economy ticket voucher and class upgrade e-voucher
• Club Vistara Silver membership
• Earn Club Vistara points on every spend
• Complimentary flight tickets on achieving spending milestones
• Airport lounge access
• Golf benefits
• Travel Insurance
• Hotel and flight booking cancellation insurance
• Exclusive lifestyle benefits

Cashback & Reward

8 complimentary lounge accesses yearly, 2 per quarter. Earn 6 reward points for every ₹100 spent on IndiGo bookings.

If you’re an IndiGo loyalist who takes to the skies often, the Kotak IndiGo Ka-ching 6E Rewards XL Credit Card might be your golden ticket. For a joining fee of ₹2500 + GST, this card offers a suite of benefits designed to make your travel experience better. Let’s take a look at some of its features below:

• Welcome Benefit: Enjoy a complimentary IndiGo flight ticket to kickstart your card journey.
• Reward Points: Earn reward points on every spend, which can be redeemed for flight tickets and other benefits.
• Lounge Access: Experience the comfort of airport lounges with complimentary access.
• Priority Services: Enjoy priority check-in, baggage handling, and boarding to save time and hassle.
• Additional Perks: Take advantage of exclusive offers and discounts on dining, entertainment, and more.

Cashback & Reward

If you’re looking for a no-frills travel credit card, the HDFC 6E Rewards Indigo Credit Card is a solid choice. It’s one of the cheapest travel credit cards in the market with an annual fee of just INR 500 + GST, making it an attractive option for budget-conscious travellers.

What sets this card apart is its simplicity and focus on IndiGo rewards. You earn 6E Rewards on every spend, which can be redeemed for flight tickets and other IndiGo services. While it might not offer the same level of perks as premium travel cards, it’s perfect for those who prioritise earning rewards on IndiGo flights over airport lounge access or travel insurance.

Key Features of the HDFC 6E Rewards Indigo Credit Card:

• Earn 2.5 6E Rewards when flying with IndiGo.
• 2 6E Rewards for grocery, dining, and entertainment spends.
• 1 Complimentary flight ticket worth INR 1500 offered as a welcome benefit
• Low annual fee
• Earn 6E Rewards points on every spend.
• Redeem points for IndiGo flight tickets.
• Option to upgrade to the HDFC 6E Rewards XL for additional benefits

Cashback & Reward

Earn up to 40,000 reward points (MyCash) on travel needs. Save up to ₹3600 yearly on movie tickets via Book MyShow.

The MakeMyTrip ICICI Bank Signature Credit Card is a specialised travel card for those who frequently use MakeMyTrip for travel bookings. It offers a range of benefits to enhance and simplify your travel experiences. Key features include:

• Exclusive Rewards: Earn up to 4 My Cash points per rupee spent on MakeMyTrip bookings, allowing you to redeem points for flight, hotel, and holiday packages.
• Complimentary Lounge Access: Enjoy two complimentary domestic lounge visits per quarter
• MakeMyTrip Black Membership: Get a complimentary MakeMyTrip Black membership, that offers you exclusive deals, discounts, and priority customer support.
• Holiday Voucher: Receive a MakeMyTrip holiday voucher worth Rs. 2,500 upon card activation.
• Fuel Surcharge Waiver: Save on fuel expenses with a waiver of fuel surcharge on all transactions.
• Concierge Services: Access personalised assistance for travel arrangements, reservations, and more.

Cashback & Reward

The InterMiles HDFC Bank Signature Credit Card is a travel enthusiast’s dream, offering a plethora of benefits to make your jet-setting adventures more rewarding and affordable. Here’s a breakdown of why this card might be the perfect fit for you:

Welcome Benefits:

• Kickstart your journey: Earn up to 8,000 bonus InterMiles in the first 90 days, including points for spending and milestone rewards.
• Flight and Hotel Discounts: Save on your first-year travel bookings with complimentary vouchers.

Earning InterMiles:

• Earn 6 InterMiles on every Rs. 150 spent on everyday purchases.
• Earn a whopping 12 InterMiles per Rs. 150 spent on flights and hotels booked through InterMiles platforms.

Travel Privileges:

• Etihad Airways Discounts: Enjoy special discounts on both Economy and Business Class tickets, plus earn bonus InterMiles on Etihad bookings.
• Multiple Lounge Access Programs: Relax in style at domestic and international airport lounges with complimentary visits through Visa, Mastercard, and Priority Pass memberships.

Renewal Benefits:

• Maintain your card and earn additional InterMiles after your first year.
• Receive renewed flight and hotel discount vouchers (subject to fee payment).

Other Features:

• Fuel Surcharge Waiver: Save 1% on fuel purchases across India.
• Zero Liability on Lost Cards: Enjoy peace of mind knowing you’re not responsible for fraudulent transactions on a lost card.
• Up to 50 Days Interest-Free Credit: Extend your payment window for eligible purchases.
• Dining Discounts: Save up to 20% on restaurant bills with Dineout Pay.

Cashback & Reward

This card is the top-tier option in SBI’s co-branded credit card lineup with Air India. While it comes with a joining and annual fee of Rs. 4,999, it offers several benefits that might be attractive for frequent Air India flyers and high spenders.

Here’s a breakdown of the main features:

• Welcome Bonus: Get a hefty 20,000 bonus reward points upon joining and paying the annual fee within 15 days. You’ll also gain automatic membership to Air India’s Flying Returns frequent flyer program.
• Rewards Program: Earn reward points on everyday spending. You’ll get 4 points for every Rs. 100 spent, with the potential to earn up to 100,000 bonus points annually.
• Enhanced Air India Rewards: Maximise your points by booking Air India flights directly through their website or app. You can earn up to 30 points per Rs. 100 spent on flights booked for yourself, with a slightly lower rate (10 points) for bookings made for others.
• Convert Points to Air Miles: Easily convert your reward points into Air India Air Miles for greater travel flexibility.
• Priority Pass Membership: Enjoy access to airport lounges worldwide with a complimentary Priority Pass membership
• Anniversary Bonus: Receive a nice boost of 5,000 bonus points every year on your card anniversary.
• Airport Lounge Access: Relax in comfort before your flights with 8 complimentary visits per year to domestic VISA Lounges in India (limited to 2 visits per quarter).
• Fuel Surcharge Waiver: Save some money at the pump with a 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 4,000, with a monthly limit of Rs. 250.
• Additional Features: The card offers various conveniences like Flexipay for converting purchases into EMIs, Easy Bill Pay for automatic utility bill payments, add-on cards for family members, Easy Money for doorstep delivery of drafts or cheques, and lost card liability cover.