August 2, 2024

What is Sunk Cost? Meaning, Examples & How it Works

In managing both personal and business finance, fiscal responsibility is important to minimize the risk of loss. However, sometimes, even if you act responsibly, there will […]
August 2, 2024

What is Health Insurance?

These days, several people are affected by lifestyle disorders like diabetes, hypertension, and high cholesterol. Treating these ailments is expensive, especially with rising medical costs and […]
August 2, 2024

Understanding Remittance Meaning & How It Works

A remittance is a payment made by one party to another. Broadly, it includes all types of payments like invoices or bills. Generally, this term is […]
August 2, 2024

How to Fill Form 12B? Steps To Fill The Form and Types

When employees quit their job and move to another organisation in the middle of the financial year, the new employer requires certain details before paying their […]
August 1, 2024

10 Best Lifetime Free Credit Cards in India 2024

A lifetime free credit card is a card that doesn’t charge an annual fee. This means you won’t have to pay yearly for using the Credit […]
August 1, 2024

What is Credit Card? – its Benefits, Working, Uses & Types

Credit cards can be an excellent tool for navigating financial challenges when cash is tight. They allow you to access funds, make necessary purchases, and settle […]
August 1, 2024

What are Neobanks? Everything You Should Know

Banks cater to all your financial requirements, such as savings account, deposits, credit cards, and much more. They deliver these services via a wide network of […]
August 1, 2024

ITR Filing Due Date FY 2023-24 (AY 2024-25)

The Income Tax Return (ITR) is a form for declaring your tax liability, claiming the available exemptions, and reporting your gross taxable earnings. It is mandatory […]
August 1, 2024

What is Leave Encashment? -Types, Limits, Encashment

In accordance with Indian labour laws, each employee is entitled to a certain number of paid holidays annually, which are among the benefits offered by their […]
July 31, 2024

How to Track Expenses?

We all secretly desire a beautiful mansion, vacations steeped in luxury, and high-end cars and gadgets, don’t we? But, fulfilling these dreams costs money—a lot of […]
July 31, 2024

What is Loan Repayment? & Types of Loan Repayment Methods

When you avail of a loan, you agree to repay the principal and the interest over the entire duration. These are divided into equal installments that […]
July 31, 2024

Different types of Savings Accounts

A savings bank account is a facility offered by a bank that allows you to deposit surplus money. There may be a limit on the number […]
July 31, 2024

How to Link Aadhaar Card to Bank Account & Check Linking Status

Although it is no longer mandatory to link your Aadhaar number with a bank account, it is advisable to do it. You may link the two […]
July 31, 2024

Application For Advance Salary Request Letter: Format and Sample Letters

A request for advance salary is when an employee asks their employer to receive part of their upcoming pay check earlier than usual. This might be […]
July 30, 2024

How to Pay Rent Through Credit Card

Can I Pay Rent Through Credit Card? Yes, You Can Pay Rent Through a Credit Card! Paying rent with a credit card has become increasingly common […]
July 29, 2024

10 Different Types of Credit Card Charges And Fees

As cashless transactions and no-contact payments pave their way into a tech-enabled world, we are more tempted to make credit cards an integral part of our […]
July 29, 2024

What is CIBIL Score? All You Need to Know about CIBIL Score

The Credit Information Bureau India Limited (CIBIL) is a well-known credit bureau used by most lenders to check someone’s credit score in the country. The credit […]
July 29, 2024

Best Ways to Invest in Digital Gold Online

We Indians love gold and are obsessed with it. We include gold in all our festivals as it is considered the most auspicious purchase. Moreover, it […]
July 28, 2024

What is RuPay Credit Card? Benefits, Types, and How to Apply

Thinking about getting a credit card but want to use an Indian payment network? RuPay Credit Cards might be a good fit for you! Created by […]
July 28, 2024

Difference Between RuPay, Visa and Mastercard

Choosing a debit or credit card can be confusing, especially when there are different payment networks to consider. In India, you’ll mainly find three options: RuPay, […]
July 26, 2024

All About Gratuity – Rules, Eligibility & Calculation

What is Gratuity? Gratuity is paid by the employers to the employees as gratitude for the services rendered during their employment. It is a part of […]
July 23, 2024

What is Variable Pay – All You Need to Know

Are you looking to learn more about variable pay and how it works? If so, you’ve come to the right place! Variable pay, also known as […]
July 23, 2024

Tax & Inflation Effect on Investment

 Financial independence is everyone’s dream and one way to achieve it is by investing in different types of products like mutual funds, fixed-income securities, shares, […]
July 18, 2024

Tax on Salary: How to Calculate TDS on Salary?

If you are employed, your major source of income is your salary. It is a fixed amount of money that you receive on a pre-determined date […]
July 18, 2024

Understanding Collateral Meaning- Types of Collateral & Examples

Most individuals and businesses avail different types of loans for meeting their fund requirements. People often take loans for buying a home or car. Moreover, they […]
July 18, 2024

10 Days Europe Trip

Did you know? A couple of years ago, Manipal Cigna Health Insurance Company conducted research, revealing that 95% of Indian millennials are affected by work-related stress […]
July 18, 2024

Government Pension Schemes for Senior Citizens 2024

The government of India has launched pension schemes to provide financial stability and security for retirees. If you register for a pension scheme in India at […]
July 16, 2024

Basic Concepts of Income Tax With Simple Examples

 If you get scared by the two words—income tax—you are not alone. Taxation is like mathematics in school, most people hate it because they never […]
July 16, 2024

Personal Loans for Self Employed

A personal loan can be used for a variety of reasons like going on a vacation, renovating your home, or buying an electronic appliance. Several banks […]
July 12, 2024

Cost of Living in Pune – For Bachelors, Family, Student, and Couples 2024

Pune is one of the fastest-growing and most livable cities in India. Although it is only a few hours away from Mumbai, the cost of living […]
July 11, 2024

Different Types of Payment Methods

Businesses can accept payments in different ways, which include cash, card, and cheque payments. Moreover, advanced methods like digital fund transfers, mobile payments, and other online […]
July 11, 2024

How to Make Money with Gold: A Complete Guide to Investments and Returns

For us Indians, gold is the first thing we purchase when we have some excess funds. This is because gold is considered as a symbol of […]
July 11, 2024

What Is Proposed Dividend? Meaning and Benefits

Dividends are issued as cash, stocks, or related forms. The Board of Directors (BoD) of a company decides on the dividend to be paid and requires […]
July 11, 2024

Loan Disbursement Meaning: Understanding Disbursal, Credit, and Full Amount Disbursement

Businesses should understand various payment-associated processes to avoid any hassles. Non-compliance or errors may result in penalties, failed audits, and other charges. Therefore, while making payments […]
July 11, 2024

How to Save Money to Buy Your Dream Bike?

India is one of the largest two-wheeler markets in the world – which is not surprising considering the growing traffic on Indian roads. With increasing traffic, […]
July 11, 2024

Top 25 Money Transfer Apps in India (With Play Store Ratings)

Currently, money transfer is one of the most popular services in the world. It allows you to send money from one place to another, even in […]
July 11, 2024

Salary Slip Components: Understanding Salary Slip Format & Payslip Breakdown

Important Things to Know About Salary Slip   A salary pay slip is a document that every salaried individual receives from his or her employer, but […]
July 11, 2024

Remuneration – Definition, Meaning, and Types

As an employer, it is important to know that compensation to your personnel includes more than their basic pay. It comprises several potentially taxable benefits. Having […]
July 11, 2024

Overspending – Psychology, Meaning, Reasons, And Techniques to Stop

In today’s world, where everything is digitized, shopping has become way easier than it was before. With one-click purchases, and same-day delivery options, the convenience of […]