Priyanka Rao

September 24, 2024

Best 10+ Tax Saving Options Other Than Section 80C

Like most taxpayers, you may know about the tax benefit of ₹1.5 lakhs available under section 80C of the Income Tax Act, 1961. The investment options […]
September 17, 2024

How To Retire Rich? How To Make Your First Crore?

 Who does not want to become rich? Having enough money protects you and your loved ones from many difficulties in life. But, getting rich is […]
September 16, 2024

Financial Planning for Beginners: Tips for Investments & Savings

Whether you have just started to earn or have been drawing a salary for years now, financial planning is a must. Especially if you are in […]
September 13, 2024

Advance Tax – Meaning, Benefits, Formula, And Easy Steps

Paying the tax dues in advance over the financial year is better than leaving it for the last minute, which can be stressful. Calculating the tax […]
September 13, 2024

What is Term Life Insurance?

You work hard to ensure the happiness and security of your loved ones. However, life is uncertain and an unforeseen circumstance can create havoc in your […]
September 13, 2024

HRA in Salary – What is It? Calculations & Formula

If you have ever checked the salary breakdown section on your pay slip, you must have noticed House Rent Allowance (HRA). But what is HRA and […]
September 13, 2024

Retirement Planning – What Is It? Types, Phase, Emergency Fund Planning

Planning for your retirement in the present is important to avoid financial difficulties in the future. However, it may get difficult due to the rising inflation. […]
September 12, 2024

Everything You Need to Know About Credit Card Balance Transfer

So, you’ve got a credit card with a balance that’s getting out of hand. Don’t worry, you’re not alone. One option is to consider a balance […]
September 12, 2024

15 Best App to Pay Rent With Credit Card

In the hustle and bustle of modern life, credit cards have become a convenient option for paying rent in India, especially when cash flow is tight. […]
September 12, 2024

Best Credit Cards for Beginners in India

Getting your first credit card is a big deal. It’s like stepping into the adult world of finances, where you get to make the rules. You’ve […]
September 12, 2024

How to Block and Unblock Your Credit Card

Misplacing a credit card or fearing it’s being misused can be incredibly stressful. It’s crucial to act swiftly to block the card and stop any potential […]
September 12, 2024

Passive Income: Meaning, Ideas and Earn from Investments

Wouldn’t it be wonderful to just relax and sip some juice at the beach and make money while you are at it? Seems too good to […]
September 12, 2024

Difference between IPO and FPO

Whether your business is small, medium, or large, it will require funds for meeting regular operational expenses. Most companies raise funds either as equity or debt. […]
September 11, 2024

Section 80GG: Meaning, Deductions, and Steps To File Income Tax

When you earn income, you are liable to pay tax on it. The Income Tax Act, 1961 governs the laws related to the payment of tax […]
September 11, 2024

Depreciation: What is it? How to Calculate It?

What Is Depreciation? Depreciation refers to the decrease in the monetary value of physical assets over a period due to wear and tear, regular use, and […]
September 11, 2024

Opportunity Cost: Meaning, Examples, Formula

In almost every situation in life, you always have a choice, which is true even when you make investment decisions. When you select something, you forego […]
September 11, 2024

How To Create Wealth from Salary?

Who does not want to be wealthy? Some people may live thriftily to save while others may invest in high-risk instruments to build wealth. But before […]
September 11, 2024

Personal Finance: Guide for Beginners and Experienced Adults

Finance is an important aspect of your life and managing it is not a simple task. For efficient financial management, you need to consider multiple aspects […]
September 10, 2024

Contactless Payment – What is it? Advantages & Disadvantages

Technological developments constantly change the way we live. Over the last couple of decades, financial transactions have seen a significant rise. In the 1960s, magnetic stripe […]
September 9, 2024

What is Dynamic Asset Allocation Fund (Balanced Advantage Mutual Fund)?

What are Dynamic Asset Allocation Mutual Funds? Dynamic asset allocation mutual funds are a type of hybrid funds that invest across multiple asset classes such as […]
September 9, 2024

How Many Credit Cards Are Too Many?

Credit cards offer a practical way to manage your finances, build your credit, and expand your purchasing options. However, the question of how many credit cards […]
September 9, 2024

Can You Pay Your Taxes with a Credit Card: Benefits, Process, and More

Yes, you can indeed pay your income tax with a credit card. This financial product is a great tool for convenience when it comes to paying […]
September 9, 2024

What is Credit Appraisal?

Whenever we apply for a loan, the application is assessed to determine the applicant’s creditworthiness. Similarly, credit card applications and the request to increase the credit […]
September 9, 2024

Can I Get a Credit Card Without a Bank Account

Credit cards have become increasingly popular in India, especially since the pandemic. Many people are drawn to the benefits they offer, such as cashback, rewards points, […]
September 9, 2024

Secured Credit Cards vs Unsecured Credit Cards

Credit cards are known to be a blessing for managing your monthly finances and lowering some financial burden off your shoulders. However, people with low to […]
September 9, 2024

Credit Card Skimming

Newspapers and news channels are full of stories on how credit cards are used to steal money and other credit card thefts. Most people today use […]
September 6, 2024

Amortization: What is it? Calculator, Formulae and More

The original value of all types of business assets can be expensed every year during their entire lifetime. These expenses are used to reduce the taxable […]
September 5, 2024

How to Improve Your CIBIL or Credit Score in Simple Steps

Calls advertising personal loans are a source of annoyance to many Indians. But even if you decide to take these banks up on their offer, you […]
September 5, 2024

Section 194A of Income Tax Act: TDS Deduction on Interest

The Income Tax Department is responsible for levying, administering, recovering, and collecting direct taxes in India. Simply put, it lays down different rules and regulations under […]
September 5, 2024

A Detailed Guide to Value Added Tax (VAT)

Taxes are important for the economic growth of a country. The money collected as tax is used towards smoothly running the nation without any issues. While […]
September 5, 2024

Income Tax: New Regime & Old Regime – Which One Is Better?

According to the Income Tax Act, 1961 paying income tax is compulsory for individuals and companies if the annual earnings exceed a certain specified exempt limit. […]
September 3, 2024

How to Check Credit Card Statement

Have you noticed that credit cards are becoming more common in India? Many people are using them for everyday purchases. While they’re convenient and offer a […]
September 3, 2024

Personal Loans vs Credit Cards: Which is Better?

Personal loans and credit cards are two types of financial instruments that can help you with your expenses, but they each have different uses and features. […]
September 3, 2024

What Is Over Limit in Credit Card?

Credit cards have become a key part of managing finances in India, offering perks like interest-free periods, cashback, and rewards. Their convenience makes them a go-to […]
September 3, 2024

Best Credit Card for Low CIBIL Score

Getting a credit card for a low CIBIL score can feel tough, but it’s definitely doable. Whether you’re just starting out with credit or trying to […]
September 3, 2024

What Happens if I Don’t Use My Credit Card?

Credit cards are a great financial tool in today’s time. It provides you extra support when faced with a cash crunch at the end of the […]
September 1, 2024

Credit Card Settlement: What is It & What’s the Process?

If the mounting pile of credit card dues is making you anxious, and you cannot pay off the debt no matter what you do, it may […]
September 1, 2024

15 Best Rewards Credit Cards in India 2024

Who doesn’t love receiving some cashback or reward points every time they make a transaction on their credit card? There are so many credit card rewards […]
September 1, 2024

8 Best Credit Cards for Students in India 2024

For students, college is the first step towards independence in their educational life. It is a mark of responsibility and personal growth. A credit card can […]